Homeowners Insurance in Montgomery, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Montgomery
Within 15 miles of Montgomery, TX. Click any agency to view profile, contact info, and request a quote.
Insurance Group of Texas LLC
Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
Sherri Young Insurance Services LLC
Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.
Christian Insurance Agency
Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.
Brighter Day Insurance Services LLC
BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.
Daniela Mead Pratt - State Farm Insurance Agent
Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.
Shanon Salsbury - State Farm Insurance Agent
Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.
Southern Group Insurance Agency
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.
Allegiance Insurance Agency-Ashley Bartosiewicz
Allegiance Insurance Agency LLC offers comprehensive insurance coverage for auto, home, renters, mobile homes, condos, vacant homes, boats, motorcycles, and specialty vehicles. Founded in November 2020 in Lake Havasu City, AZ, the agency leverages over a decade of experience to provide personalized service and help clients switch carriers when needed.
Gibraltar Insurance Services
Gibraltar Insurance offers personalized insurance solutions for life’s biggest decisions, emphasizing tailored coverage and a dedicated team to guide clients. The agency has been operating since 2001 and serves over 11,000 clients annually across Texas. They also provide mortgage, title, and Medicare assistance alongside insurance services.
Farmers Insurance - David Bond
Licensed insurance agency in Montgomery, TX; represents 1 carrier.
TTA Insurance
TTA Insurance is an independent agency that has been serving customers since 1992, offering a range of insurance products at competitive prices. The office remains fully staffed and provides service in English and Spanish.
Freedom Insurance - MediGap Specialists
Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.
David Turnage - State Farm Insurance Agent
David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.
TWFG-Denise Davis Insurance
TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.
Stewart Title of Montgomery County, Inc. - Willis
Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.
Jay Slaughter: Allstate Insurance
Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.
Allphin Insurance Agency
Allphin Insurance Agency is an independent Texas agency offering auto, home, business, recreation and farm insurance, working with over 30‑50 top‑rated carriers to provide personalized coverage.
Brenda Diaz: Allstate Insurance
Allstate Insurance agents in Texas provide auto, home, and life insurance coverage. The site offers a directory of local agents across the state and links to resources on vehicle safety, home maintenance, and boating. Allstate serves customers in English.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Legacy Title & Abstract
Legacy Title & Abstract is a Texas‑based title agency providing comprehensive title insurance and escrow services for residential, commercial, and land transactions. With deep knowledge of Texas real estate law and a commitment to precision, they safeguard investments through every step of the closing process.
April Clark - Health Insurance Agent
Clark Health Insurance assists individuals, families, and small businesses in Texas to obtain personalized health insurance coverage. They compare PPO, HMO, and private plans to match each client’s budget and needs, offering clear guidance throughout the process.
Texas Insurance Services
Texas Insurance Services is a personal and commercial insurance agency in Conroe, Texas offering auto, homeowners, renters, boat, motorcycle, contractor liability, life and disability coverage. They provide same‑day quotes and work with multiple carriers, including a partnership with Kaia Insurance Group.
ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas
Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.