Homeowners Insurance in Montgomery, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Montgomery
Within 15 miles of Montgomery, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.
Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.
BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.
Licensed insurance agency in The Woodlands, TX; represents 118 carriers.
Licensed insurance agency in Conroe, TX; represents 15 carriers.
Licensed insurance agency in Conroe, TX; represents 33 carriers.
Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.
Licensed insurance agency in Conroe, TX; represents 11 carriers.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.
Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.
Allegiance Insurance Agency LLC offers comprehensive insurance coverage for auto, home, renters, mobile homes, condos, vacant homes, boats, motorcycles, and specialty vehicles. Founded in November 2020 in Lake Havasu City, AZ, the agency leverages over a decade of experience to provide personalized service and help clients switch carriers when needed.
Gibraltar Insurance offers personalized insurance solutions for life’s biggest decisions, emphasizing tailored coverage and a dedicated team to guide clients. The agency has been operating since 2001 and serves over 11,000 clients annually across Texas. They also provide mortgage, title, and Medicare assistance alongside insurance services.
Licensed insurance agency in Montgomery, TX; represents 1 carrier.
TTA Insurance is an independent agency that has been serving customers since 1992, offering a range of insurance products at competitive prices. The office remains fully staffed and provides service in English and Spanish.
Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.
David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.
Licensed insurance agency in Conroe, TX. Contact directly for available products and carriers.
Licensed insurance agency in Conroe, TX; represents 19 carriers.
TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.
Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.
Licensed insurance agency in Houston, TX; represents 34 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.