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Flood Insurance in Montgomery, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

18 flood insurance agencies in Montgomery

Within 15 miles of Montgomery, TX. Click any agency to view profile, contact info, and request a quote.

IL

Insurance Group of Texas LLC

Magnolia, TX· 7.2 mi
Agency
Popular
20+ agents

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
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CA

Christian Insurance Agency

Magnolia, TX· 7.9 mi
Agency
10+ agents

Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +58
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SA

Southern Group Insurance Agency

Conroe, TX· 12.9 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange
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SH

ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas

Tomball, TX· 8.8 mi
Agency
Very Popular
1-2 agents25yr

Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: State Farm
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FS

First Insurance Services

Montgomery, TX· 5.6 mi
Agency
New on InsurConnect
1-2 agents51yr

First Insurance Services is an independent agency in Texas that has been serving clients since 1975, offering a range of personal and commercial insurance products. They work with multiple carriers to compare coverage and provide value.

AutoCommercial GLCommercial PropertyEarthquake+6 more
Carriers: 21st Century, Aflac, AM Trust +32
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PG

Prodigy Insurance Group

Magnolia, TX· 9.5 mi
Agency
Very Popular
1-2 agents

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Carriers: State Farm, Travelers, Farmers
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AJ

Aquarius Johnson - GEICO Insurance Agent

Magnolia, TX· 9.2 mi
Agency

GEICO Insurance Agency, Inc. partners with various insurers to provide a range of insurance products, including auto, homeowners, renters, motorcycle, boat, commercial, umbrella, life, flood, and earthquake coverage. The agency offers online tools for quotes, policy management, and claim reporting, and directs customers to partner websites for specific policy services.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
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TI

TWFG- Kim Taylor Insurance

Magnolia, TX· 7.3 mi
Agency
1-2 agents

The Woodlands Financial Group (TWFG) provides insurance coverage for families and businesses throughout Texas, including The Woodlands, Magnolia, and surrounding areas. They offer a range of products such as auto, homeowners, renters, boat, flood, motorcycle, and umbrella policies, aiming to simplify the process of finding the right carrier. Their team is dedicated to delivering peace of mind and protection for clients.

AutoBoatCommercial GLFlood+4 more
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KG

Kent Family Insurance Group

Magnolia, TX· 9.7 mi
Agency
Popular
1-2 agents

Kent Family Insurance Group LLC is an independent agency serving The Woodlands, Texas, offering personal and commercial insurance solutions. They provide a range of coverages including auto, homeowners, renters, flood, life, and boat insurance, as well as commercial property and BOP options. Clients can request quotes online or call their office.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Access Home Insurance Company, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +103
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CL

CMI of Texas Insurance Group, LLC

Conroe, TX· 11.0 mi
Agency
Popular
3-5 agents

CMI of Texas is an independent insurance agency dedicated to providing high‑quality service and protection. They work with a wide variety of insurance companies to shop for the best coverage for auto, home, life, and commercial needs. Their team focuses on building close relationships and helping clients understand their policies.

AutoHomeownersRentersCommercial GL+5 more
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BA

Brightway Insurance, The Books Agency

Magnolia, TX· 8.4 mi
Agency
1-2 agents

Brightway is an independent insurance agency that connects customers with a variety of carrier options, offering personalized quotes and support to meet their insurance needs.

AutoBoatCommercial GLFlood+5 more
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MA

Melvin Gessner Insurance Agency

Willis, TX· 10.5 mi
Agency

Melvin Gessner Insurance Agency in Willis, Texas offers a variety of insurance services including commercial, home, auto, disability, and life insurance. They represent numerous insurance companies and serve Texas customers as independent agents.

AutoBoatCommercial GLFlood+5 more
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KI

Karen Ehlers Insurance

Conroe, TX· 12.3 mi
Agency
Very Popular
1-2 agents

Our dedicated staff of insurance professionals assist clients in securing auto, home, life, boat, motorcycle, and ATV insurance in Conroe, TX. With a vast knowledge of many carriers, we shop for the best policies and provide personalized service.

AutoBoatCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +76
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SL

Sean Meyers Insurance Services, LLC

Conroe, TX· 13.0 mi
Agency
Very Popular
1-2 agents

Sean Meyers Insurance Services is a top‑rated independent agency based in Conroe, Texas, serving the entire state. They offer personalized insurance solutions across multiple lines, comparing rates from many carriers to find the best deals for their clients.

AutoCommercial GLFloodHomeowners+3 more
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NN

Nick Nazar - State Farm Insurance Agent

Conroe, TX· 13.0 mi
Agency
Popular
1-2 agents

Nick Nazar Insurance Agency is a State Farm agency based in Conroe, Texas, offering a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage. The agency serves customers in Texas and Louisiana and highlights its team’s expertise and multiple industry designations.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
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TI

TGH Insurance

Conroe, TX· 12.9 mi
Agency
Very Popular
1-2 agents

TGH Insurance is an independent agency serving Texas that helps individuals and businesses find the right insurance coverage. They offer personal policies such as auto, homeowners, renters, boat and flood insurance, as well as commercial solutions. The agency emphasizes a zero‑hassle process and old‑fashioned customer service.

AutoBoatCommercial GLFlood+3 more
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CI

Cozart Insurance

Conroe, TX· 13.0 mi
Agency
New on InsurConnect
1-2 agents40yr

Cozart Insurance Agency provides auto, home, business, and life insurance across Texas, offering multiple quotes from top-rated carriers. With over 40 years of experience, they focus on low‑cost, quality service and personalized coverage for individuals and families.

AutoHomeownersRentersCommercial GL+5 more
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GI

Goosehead Insurance - Stuart Slott

Willis, TX· 14.4 mi
Agency
1-2 agents

Goosehead Insurance provides a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—sourced from over 200 hand‑picked carriers. The agency emphasizes smart, transparent quotes and personalized service to help customers find the right protection at the best value.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.