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Life Insurance in Princeton, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Princeton

Within 15 miles of Princeton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 116.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Benpapa Insurance
4.8 · 31 reviews on Google8 yrs in business

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
Princeton, TX· 4.9 mi
10+ agents
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H Listed
Hempkins Insurance
4.8 · 37 reviews on Google45 yrs in business

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Allen, TX· 10.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +6610+ agents
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H Listed
HI Agency - Wylie
4.8 · 63 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 9.7 mi
20+ agents
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T Listed
The Benefits Boss
4.9 · 1,582 reviews on Google

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 10.5 mi
10+ agents
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B Listed
Brady Paxman - State Farm Insurance Agent
4.9 · 239 reviews on Google

Our Princeton State Farm office is here to help you review your home, auto, life, and business insurance so you can move forward with clarity and confidence. Our team is happy to schedule a review or provide a complimentary quote across Princeton and the surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 1.7 mi
Carriers: State Farm1-2 agents
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C Listed
Classere Augustin - State Farm Insurance Agent
4.7 · 90 reviews on Google9 yrs in business

Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 1.7 mi
Carriers: State Farm1-2 agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 561 reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 14.5 mi
Carriers: State Farm10+ agents
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F Listed
Farmers Insurance - Melissa Miller
4.5 · 26 reviews on Google

Licensed insurance agency in Allen, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 8.4 mi
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company, MARKEL AMERICAN INSURANCE COMPANY +110+ agents
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T Listed
Throne Insurance & Financial Services, LLC.
4.8 · 1 reviews on Google11 yrs in business

Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 10.0 mi
Carriers: Alinsco Insurance Company, Berkshire Hathaway Direct Insurance Company +1620+ agents
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B Listed
Brady Cottle: Allstate Insurance
4.8 · 40 reviews on Google

The agency, led by Allstate agent Brady Cottle in Princeton, TX, offers auto, home, and life insurance with a focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Princeton, TX· 1.7 mi
Carriers: Allstate1-2 agents
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C Listed
C & T Insurance
4.8 · 2 reviews on Google

C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.

AutoHomeownersLife
Wylie, TX· 9.8 mi
Carriers: American Zurich Insurance Company, BCS INSURANCE COMPANY +420+ agents
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J Listed
JP Direct Health
4.9 · 128 reviews on Google18 yrs in business

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
Wylie, TX· 9.8 mi
6+ agents
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F Listed
Farmers Insurance - Mindy Norman
4.8 · 21 reviews on Google

Licensed insurance agency in Princeton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Princeton, TX· 1.7 mi
Carriers: Farmers Insurance
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F Listed
Freeway Insurance
4.8 · 508 reviews on Google

Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 8.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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T Listed
Texas Choice Insurance
4.8 · 5 reviews on Google13 yrs in business

Texas Choice Insurance offers personal insurance coverage for homes, ranches, autos, motorcycles, boats, RVs and umbrella policies, helping families find the right protection at a fair price. The agency emphasizes a family‑first approach and long‑term relationships with clients.

AutoHomeownersRentersLife+4 more
Anna, TX· 13.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Alpha Dental Programs, Inc. +3310+ agents
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H Listed
HI Agency - Wylie
20 yrs in business

Choose HI Agency for personalized insurance solutions designed around your life—not one-size-fits-all policies. With access to multiple top‑rated carriers and a dedicated in‑house team, we provide expert guidance, competitive options, and real support when you need it most. From homes and autos to businesses and valuables, we’re here to protect everything that matters to you.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 9.7 mi
20+ agents
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G Listed
Gant Group Inc
4.0 · 1 reviews on Google

We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.

AutoBoatCommercial GLCommercial Property+8 more
Mckinney, TX· 9.1 mi
20+ agents
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R Listed
RoadTrip Insurance Agency

RoadTrip Insurance Agency LLC is an Allen‑based insurance agency offering personalized coverage. The agent emphasizes bespoke auto, life, and health insurance to meet individual and business needs.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 9.2 mi
10+ agents
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F Listed
Freeway Insurance
4.8 · 204 reviews on Google

Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 9.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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C Listed
Christopher Walls - State Farm Insurance Agent
4.9 · 249 reviews on Google23 yrs in business

We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Allen, TX· 12.1 mi
Carriers: State Farm6+ agents
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D Listed
Direct Auto Insurance
4.5 · 25 reviews on Google

Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.

AutoCommercial GLHomeownersLife+3 more
Mckinney, TX· 7.9 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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A Listed
Amity Insurance Group
4.9 · 137 reviews on Google

Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.

AutoHomeownersCommercial GLFlood+5 more
Mckinney, TX· 7.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +971-2 agents
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C Listed
Caylee Lazo - State Farm Insurance Agent
4.9 · 248 reviews on Google4 yrs in business

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 13.4 mi
Carriers: State Farm3-5 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.