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Commercial Liability Insurance in Princeton, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Princeton

Within 15 miles of Princeton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 116.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
P Listed
Princeton Family Eye Care
4.9 · 283 reviews on Google

Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 2.1 mi
10+ agents
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M Listed
Marble Falls Insurance Agency LLC
4.8 · 5 reviews on Google

Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 1.7 mi
Carriers: American General Life Insurance Company, American Mercury Insurance Company +3220+ agents
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B Listed
Benpapa Insurance
4.8 · 31 reviews on Google8 yrs in business

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
Princeton, TX· 4.9 mi
10+ agents
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H Listed
Hempkins Insurance
4.8 · 37 reviews on Google45 yrs in business

Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.

AutoBoatCommercial GLCommercial Property+4 more
Allen, TX· 10.9 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +6610+ agents
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H Listed
HI Agency - Wylie
4.8 · 63 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 9.7 mi
20+ agents
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T Listed
The Benefits Boss
4.9 · 1,582 reviews on Google

The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 10.5 mi
10+ agents
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T Listed
Texas State Optical - Melissa
4.6 · 119 reviews on Google

Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.

AutoCommercial GLHomeownersRenters+1 more
Melissa, TX· 10.2 mi
Carriers: ACCC Insurance Company, ASI Lloyds +9320+ agents
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C Listed
Christy Smitherman - The Benefits Partners
4.8 · 45 reviews on Google

The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.

AutoCommercial GLHomeownersRenters+1 more
Allen, TX· 10.5 mi
10+ agents
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L Listed
LEGACY FIRST INSURANCE AGENCY LLC
4.8 · 39 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 26 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mckinney, TX· 8.1 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +2420+ agents
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O Listed
One Source Financial Network

Licensed insurance agency in Princeton, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 1.9 mi
20+ agents
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M Listed
Mad Eagle Adjusting LLC
4.8 · 3 reviews on Google

Licensed insurance agency in Princeton, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Princeton, TX· 2.9 mi
20+ agents
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B Listed
Brady Paxman - State Farm Insurance Agent
4.9 · 239 reviews on Google

Our Princeton State Farm office is here to help you review your home, auto, life, and business insurance so you can move forward with clarity and confidence. Our team is happy to schedule a review or provide a complimentary quote across Princeton and the surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 1.7 mi
Carriers: State Farm1-2 agents
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A Listed
ACANO AGENCY LLC
4.8 · 33 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 33 carriers.

AutoHomeownersRentersCommercial GL+1 more
Mckinney, TX· 8.1 mi
Carriers: American Mercury Insurance Company, American Modern Property and Casualty Insurance Company +3120+ agents
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A Listed
American Entitlements Medicare
4.9 · 1,194 reviews on Google

Licensed insurance agency in Wylie, TX; represents 96 carriers.

AutoCommercial GLHomeownersRenters+1 more
Wylie, TX· 9.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY +9410+ agents
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C Listed
Classere Augustin - State Farm Insurance Agent
4.7 · 90 reviews on Google9 yrs in business

Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 1.7 mi
Carriers: State Farm1-2 agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 561 reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 14.5 mi
Carriers: State Farm10+ agents
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F Listed
Farmers Insurance - Melissa Miller
4.5 · 26 reviews on Google

Licensed insurance agency in Allen, TX; represents 3 carriers.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 8.4 mi
Carriers: Health Care Service Corporation, a Mutual Legal Reserve Company, MARKEL AMERICAN INSURANCE COMPANY +110+ agents
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T Listed
Throne Insurance & Financial Services, LLC.
4.8 · 1 reviews on Google11 yrs in business

Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Allen, TX· 10.0 mi
Carriers: Alinsco Insurance Company, Berkshire Hathaway Direct Insurance Company +1620+ agents
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B Listed
Brady Cottle: Allstate Insurance
4.8 · 40 reviews on Google

The agency, led by Allstate agent Brady Cottle in Princeton, TX, offers auto, home, and life insurance with a focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Princeton, TX· 1.7 mi
Carriers: Allstate1-2 agents
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D Listed
Del Toro Insurance
4.8 · 12 reviews on Google

Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.

AutoBoatCommercial GLHomeowners+3 moreFrench, Russian
Allen, TX· 11.1 mi
10+ agents
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K Listed
KAS AUTO INSURANCE
4.8 · 2 reviews on Google15 yrs in business

At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Wylie, TX· 9.7 mi
10+ agents
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A Listed
America's Best Auto Insurance
4.9 · 377 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 8 carriers.

AutoCommercial GLHomeownersRenters+1 more
Mckinney, TX· 8.7 mi
Carriers: Progressive County Mutual, GAINSCO +66+ agents
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L Listed
Lopez Auto Insurance
4.8 · 2 reviews on Google13 yrs in business

Lopez Auto Insurance, based in Dallas, Texas, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize quick quotes, friendly staff, and personalized service since their founding in 2011.

AutoBoatCommercial GLHomeowners+3 more
Mckinney, TX· 8.7 mi
6+ agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Princeton