Homeowners Insurance in Princeton, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Princeton
Within 15 miles of Princeton, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.
Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.
The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.
Licensed insurance agency in Mckinney, TX; represents 26 carriers.
Licensed insurance agency in Princeton, TX. Contact directly for available products and carriers.
Licensed insurance agency in Princeton, TX. Contact directly for available products and carriers.
Our Princeton State Farm office is here to help you review your home, auto, life, and business insurance so you can move forward with clarity and confidence. Our team is happy to schedule a review or provide a complimentary quote across Princeton and the surrounding areas.
Licensed insurance agency in Mckinney, TX; represents 33 carriers.
Licensed insurance agency in Wylie, TX; represents 96 carriers.
Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
Licensed insurance agency in Allen, TX; represents 3 carriers.
Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.
The agency, led by Allstate agent Brady Cottle in Princeton, TX, offers auto, home, and life insurance with a focus on personalized service and community involvement.
Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.
At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.
Licensed insurance agency in Mckinney, TX; represents 8 carriers.
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.