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Life Insurance in Red Oak, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Red Oak

Within 15 miles of Red Oak, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 69.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
N Listed
Nickie Weyrauch: Allstate Insurance
4.4 · <100 reviews on Google19 yrs in business

Nickie Weyrauch is an Allstate Insurance Agent in Red Oak, TX. She has been licensed since 2003 and opened her own agency in 2007, serving the local community with auto, home, renters, motorcycle, boat, and life insurance. She emphasizes personal relationships and family values.

AutoBoatCommercial GLHomeowners+4 more
Red Oak, TX· 0.8 mi
Carriers: Allstate1-2 agents
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A Listed
Andrea Walton - State Farm Insurance Agent
4.7 · 100+ reviews on Google32 yrs in business

Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 2.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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K Listed
Kimberly Giddings - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lancaster, TX· 6.3 mi
Carriers: State Farm
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L Listed
Little Todd

Allied Business Services provides a range of personal and commercial insurance solutions, including auto, homeowners, and life coverage. They partner with reputable carriers to offer competitive plans and emphasize personalized service for families and businesses.

AutoCommercial GLHomeownersLife+2 more
Red Oak, TX· 0.6 mi
License on file (TDI)
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C Listed
Cooper Insures
4.5 · <100 reviews on Google

Cooper Insures is an independent insurance agency offering a wide range of personal and commercial coverage options. They emphasize personalized service, comparing rates from many carriers to find the best fit for each client. The agency highlights strong customer service and long‑term relationships.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Red Oak, TX· 3.0 mi
License on file (TDI)
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J Listed
Jennifer Reed - GEICO Insurance Agent
4.8 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Desoto, TX· 5.8 mi
Carriers: American Modern Insurance Group, Assurant +11-2 agents
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J Listed
Jarvis Hill - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 6.3 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Farmers Insurance - Tony Poncio
4.8 · <100 reviews on Google

Licensed insurance agency in Red Oak, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Red Oak, TX· 0.5 mi
Carriers: Farmers1-2 agents
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M Listed
Michael Mendoza: Primerica - Financial Services
49 yrs in business

Primerica is a financial services company offering term life insurance, auto and home insurance referrals, and investment solutions to middle‑income families. Established in 1977, it is the second largest issuer of term life insurance in the U.S. and helps families protect income and plan for the future.

AutoCommercial GLHomeownersLife+2 moreSpanish
Red Oak, TX· 0.8 mi
Carriers: Primerica, National Benefit Life Insurance Company1-2 agents
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K Listed
Krystal Brown - State Farm Insurance Agent
4.7 · 100+ reviews on Google9 yrs in business

Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.

AutoBoatCommercial GLHomeowners+4 more
Desoto, TX· 5.8 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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E Listed
Ernie Williams Insurance Agency
4.8 · <100 reviews on Google15 yrs in business

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Desoto, TX· 6.4 mi
1-2 agents
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A Listed
Adam Rope - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 7.3 mi
Carriers: State Farm1-2 agents
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P Listed
PAC Insurance Agency
4.8 · <100 reviews on Google41 yrs in business

An Insurance Agency That's Here For All Texans. Insurance for Every Area of Your Life. Having peace of mind is important — and the right insurance is the best way to achieve this.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 5.4 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +651-2 agents
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B Listed
Bert Maxwell: Allstate Insurance
4.7 · 100+ reviews on Google40 yrs in business

Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 7.2 mi
Carriers: Allstate1-2 agents
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G Listed
Grant W. Galliford: Allstate Insurance
4.3 · <100 reviews on Google20 yrs in business

Grant W. Galliford has been an Allstate agent since 2006, helping Texas customers with auto, home, life and other insurance needs. He emphasizes retirement planning, family protection, and offers services in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 4.9 mi
Carriers: Allstate1-2 agents
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R Listed
Ryan Mason - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Ryan Mason is a State Farm agent serving Midlothian, Texas and surrounding areas. His agency offers a range of personal and business insurance solutions and emphasizes community involvement and bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Midlothian, TX· 10.6 mi
Carriers: State Farm
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D Listed
Daisy Cano - State Farm Insurance Agent
4.9 · 100+ reviews on Google12 yrs in business

Daisy Cano State Farm is a local insurance agency in Cedar Hill, Texas, offering a range of personal and commercial coverage options. The agency provides auto, homeowners, renters, flood, life, motorcycle, boat, and various business insurance products. It emphasizes personalized service and community involvement.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Cedar Hill, TX· 9.0 mi
Carriers: State Farm1-2 agents
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S Listed
Safe Hands Insurance Services, LLC
4.8 · <100 reviews on Google17 yrs in business

Safe Hands Insurance Services is an independent agency in the Dallas‑Fort Worth area that provides Medicare, health and life insurance solutions with a faith‑centered, client‑first approach since 2009.

AutoCommercial GLHomeownersLife+2 more
Cedar Hill, TX· 9.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +191-2 agents
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R Listed
Rick Smith - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Rick Smith is a Cedar Hill State Farm agent with 17 years of experience, offering auto, home, and life insurance to the local community. He and his team serve English and Spanish speaking customers and are active members of the Cedar Hill community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cedar Hill, TX· 9.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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J Listed
Josh Thibodeaux - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

Welcome to Joshua Thibodeaux State Farm in Duncanville. Our team is dedicated to serving families and businesses across Texas, Oklahoma, Arkansas, and Louisiana. Our mission is to put money back into the community through insurance coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 9.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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T Listed
Texas Insurance Butler
4.8 · <100 reviews on Google

Texas Insurance Butler, powered by NOBS Insurance Group, provides tailored health, dental, vision, Medicare, life, and supplemental insurance solutions for families in Texas. They focus on personalized service and building long‑lasting client relationships based on trust and expertise.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 5.0 mi
1-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Licensed insurance agency in Desoto, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Desoto, TX· 5.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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A Listed
AFIG, LLC Insurance Services
4.8 · <100 reviews on Google

At AFIG LLC Insurance Services, we continuously work to provide the individual coverage you require. When protecting your auto, home, health, life, business, and family, please don't leave it up to chance or fly-by-night brokers. We take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs.

AutoCommercial GLHomeownersLife+3 more
Desoto, TX· 7.6 mi
Carriers: ASI Lloyds, Aegis Security Insurance Company +491-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.