Commercial Liability Insurance in Red Oak, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Red Oak
Within 15 miles of Red Oak, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Home Instead provides in‑home senior care services in Red Oak, TX, offering personalized assistance such as memory care, daily tasks, and 24‑hour support. They focus on compassionate, vetted caregivers and flexible care plans.
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.
Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.
Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.
Armstrong Guerrero Insurance is an independent agency offering cost‑effective insurance solutions to hotels, motels and other hospitality businesses throughout Texas. With over 30 years of combined experience, they tailor policies to each property’s unique exposures and work with multiple carriers to find competitive coverage.
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Precise Title provides comprehensive and accurate title services to ensure smooth real estate transactions. Their expert team handles buying, selling, and refinancing, prioritizing protection of property rights.
Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.
Lady Love Tax Service Inc is a tax preparation and financial services firm in Red Oak, Texas, offering income tax preparation, audit representation, bookkeeping, payroll, and business consulting. They emphasize personal relationships and professional expertise to provide accurate and timely financial assistance.
AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.