Homeowners Insurance in Red Oak, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Red Oak
Within 15 miles of Red Oak, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Precise Title provides comprehensive and accurate title services to ensure smooth real estate transactions. Their expert team handles buying, selling, and refinancing, prioritizing protection of property rights.
Touchstone Medical Imaging offers cost‑effective diagnostic imaging services with over 60 outpatient centers, providing same‑day or next‑day appointments and in‑network coverage with most major health insurance plans.
Danny Humphreys is a State Farm insurance agent since 1995, serving Red Oak and the DFW metroplex. He offers a range of personal and business insurance products and emphasizes personalized service and community care.
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.
Nickie Weyrauch is an Allstate Insurance Agent in Red Oak, TX. She has been licensed since 2003 and opened her own agency in 2007, serving the local community with auto, home, renters, motorcycle, boat, and life insurance. She emphasizes personal relationships and family values.
Andrea Walton is a State Farm insurance agent serving Red Oak, TX since 1994. The agency offers auto, home, and other personal insurance products and emphasizes community involvement and personalized service.
Home Instead provides in‑home senior care services in Red Oak, TX, offering personalized assistance such as memory care, daily tasks, and 24‑hour support. They focus on compassionate, vetted caregivers and flexible care plans.
Family Medical Center Red Oak offers urgent care services, 24/7 eVisit and video visits, and access to primary and specialist care through the MyBSWHealth portal.
Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
Lady Love Tax Service Inc is a tax preparation and financial services firm in Red Oak, Texas, offering income tax preparation, audit representation, bookkeeping, payroll, and business consulting. They emphasize personal relationships and professional expertise to provide accurate and timely financial assistance.
Allied Business Services provides a range of personal and commercial insurance solutions, including auto, homeowners, and life coverage. They partner with reputable carriers to offer competitive plans and emphasize personalized service for families and businesses.
Insurance One Agency, LC is an independent agency with over 16 offices across Texas offering personal and business insurance solutions. They provide a range of coverages including auto, home, commercial, umbrella, flood and motorcycle insurance, emphasizing local insight with statewide service.
Cooper Insures is an independent insurance agency offering a wide range of personal and commercial coverage options. They emphasize personalized service, comparing rates from many carriers to find the best fit for each client. The agency highlights strong customer service and long‑term relationships.
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.
Licensed insurance agency in Red Oak, TX; represents 1 carrier.
Independent health insurance agent helping small business owners, individuals, and families navigate health insurance options, offering personalized guidance and nationwide coverage.
Primerica is a financial services company offering term life insurance, auto and home insurance referrals, and investment solutions to middle‑income families. Established in 1977, it is the second largest issuer of term life insurance in the U.S. and helps families protect income and plan for the future.
Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.