Life Insurance in Texas City, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Texas City
Within 15 miles of Texas City, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.
Licensed insurance agency in Dickinson, TX; represents 17 carriers.
Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.
Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.
Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.
Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.
Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.
Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.
J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.
The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.
Licensed insurance agency in Galveston, TX; represents 6 carriers.
Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.
Mary Lou Church is a State Farm® insurance agent serving Texas City, TX since 1989. She offers a range of personal insurance products including auto, homeowners, renters, motorcycle and life insurance. The agency provides online quoting and assistance through phone and email.
Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.
Ben Benoit is a State Farm insurance agent in Dickinson, TX, serving the community since 2012. He offers auto, homeowners, renters, and life insurance along with personalized financial planning services.
Rochkind Insurance, founded in 1987, is a family‑owned agency serving Galveston and the greater Houston area. It offers life, homeowners, auto, commercial, windstorm and flood insurance to individuals, families and businesses.
David Duckett is an Allstate insurance agent serving Texas City, TX. He offers auto, homeowners, renters, motorcycle, boat, life, and business insurance and provides personalized quotes via phone or online.
Licensed insurance agency in Galveston, TX; represents 1 carrier.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.