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Homeowners Insurance in Texas City, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Texas City

Within 15 miles of Texas City, TX. Click any agency to view profile, contact info, and request a quote.

SH

Stewart Title of Houston - Galveston Texas City

Texas City, TX· 1.2 mi
Agency
10+ agents

Stewart Title provides title and closing services nationwide, offering tools and resources for real estate professionals, home buyers, sellers, and builders. The company focuses on delivering reliable title services and supports independent agencies through its Stewart Trusted Providers network.

Spanish, Mandarin Chinese, Vietnamese, Korean
AutoCommercial GLHomeownersRenters+1 more
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BI

Bergvall Insurance

Texas City, TX· 1.2 mi
Agency
New on InsurConnect
20+ agents

Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.

AutoCommercial GLFloodHomeowners+2 more
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas, American Risk Insurance Company, Inc. +17
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BA

Brightway Insurance, The Vela Agency

Texas City, TX· 1.0 mi
Agency
New on InsurConnect
10+ agents

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
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TI

Texas First Insurance

Texas City, TX· 5.2 mi
Agency
20+ agents101yr

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
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FI

Foree Insurance

La Marque, TX· 2.9 mi
Agency
New on InsurConnect
10+ agents33yr

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
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3I

3E Insurance

La Marque, TX· 4.2 mi
Agency
No reviews yet
20+ agents48yr

Primerica is a financial services agency that provides term life insurance, auto and homeowners insurance, as well as investment and debt solutions to families. Their representatives aim to educate clients on financial fundamentals and match them with suitable products.

AutoCommercial GLHomeownersLife+2 more
Carriers: ASI Lloyds, American Family Home Insurance Company, American Modern Home Insurance Company +29
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HM

HCA Houston Healthcare Mainland

Texas City, TX· 4.3 mi
Agency
10+ agents

HCA Houston Healthcare provides exceptional, compassionate patient care with a focus on convenient access to quality services. The organization emphasizes efficient operations and a unified family of caregivers across the greater Houston area. It offers a patient portal, MyHealthONE, for managing health records and scheduling appointments.

AutoCommercial GLHomeownersRenters+1 more
Carriers: American Modern Property and Casualty Insurance Company, Health Care Service Corporation, a Mutual Legal Reserve Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY +3
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TA

TIA-Texas Insurance Agency

Galveston, TX· 8.8 mi
Agency
10+ agents27yr

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that provides affordable auto, homeowners, renters, commercial, motorcycle, boat and flood insurance with free quotes and personalized service across Texas.

Spanish
AutoHomeownersRentersCommercial GL+5 more
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BI

Brad Spurgeon Insurance Agency Inc.

Galveston, TX· 1.1 mi
Agency
Popular
1-2 agents40yr

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Carriers: ASI Lloyds, Aetna Dental Inc., Aetna Health Inc. +49
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1M

1 Stop Insurance & More

Dickinson, TX· 9.7 mi
Agency
Popular
20+ agents

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
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FI

Freeway Insurance

Galveston, TX· 2.3 mi
Agency
3-5 agents

Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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SI

SMI Insurance

Galveston, TX· 9.6 mi
Agency
10+ agents45yr

SMI Agency, founded in 1981 in Galveston, Texas, provides a wide range of personal and commercial insurance policies across Texas, including homeowners, renters, flood, and liability coverage. The agency emphasizes integrity, customer focus, and community values while serving individuals and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Allied Trust Insurance Company, American Modern Property and Casualty Insurance Company, Aventus Insurance Company +15
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GI

Goosehead Insurance - Jessica Flores

Dickinson, TX· 10.4 mi
Agency
20+ agents

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
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FI

Farmers Insurance - Frank Pistone

Dickinson, TX· 11.2 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Dickinson, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +14
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PI

Pronto Insurance

Galveston, TX· 1.8 mi
Agency
Popular
1-2 agents

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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MI

Mark Spurgeon Insurance Agency, Inc.

Texas City, TX· 1.6 mi
Agency
1-2 agents31yr

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Carriers: ASI Lloyds, American Economy Insurance Company, American General Life Insurance Company +24
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CS

Chris Sapp: Allstate Insurance

Texas City, TX· 1.4 mi
Agency
1-2 agents26yr

Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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AI

Ai United Insurance

Galveston, TX· 2.0 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Galveston, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Progressive, Infinity (Kemper), National General +4
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KR

Ken Ross - State Farm Insurance Agent

Texas City, TX· 3.4 mi
Agency
Very Popular
1-2 agents

Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.

Spanish, Thai
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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HG

Helix Insurance Group

Galveston, TX· 5.4 mi
Agency
Very Popular
3-5 agents

Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.

AutoCommercial GLHomeownersLife+3 more
Carriers: Velocity, Lighthouse, Safeco +2
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AA

A Leading Insurance Agency

League City, TX· 4.2 mi
Agency
Popular
1-2 agents

A Leading Insurance Agency, LLC is a full-service agency serving residential and commercial clients in La Marque, TX. They help protect homes, vehicles, and businesses with personalized insurance solutions.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, Aventus Insurance Company +20
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TA

Texas INSURANCE AGENCY

Galveston, TX· 1.7 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Galveston, TX; represents 2 carriers.

AutoHomeowners
Carriers: American National Property and Casualty Company, Central States Health & Life Co. of Omaha
View Agency
FI

Freeway Insurance

Galveston, TX· 8.9 mi
Agency
Very Popular
3-5 agents

Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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AC

Amco Insurance Texas City

Galveston, TX· 1.1 mi
Agency
1-2 agents

Amco Insurance Texas City is a local agency offering non‑standard auto insurance along with motorcycle, home, and SR‑22 coverage. They compare rates from many carriers to provide affordable options for drivers with DUI, SR‑22, or other special needs. The office is located on Palmer Hwy in the old Maytag Building, Texas City, TX.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Texas City