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Umbrella Insurance in Texas City, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Texas City

Within 15 miles of Texas City, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 200.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
B Listed
Brad Spurgeon Insurance Agency Inc.
4.8 · <100 reviews on Google40 yrs in business

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, and life insurance, offering a Windstorm Included Home Policy for Texas Gulf Coast homeowners.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 1.1 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +50
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M Listed
Mark Spurgeon Insurance Agency, Inc.
4.8 · <100 reviews on Google31 yrs in business

Mark Spurgeon Insurance Agency, Inc. has been serving Texas City and surrounding communities since 1995, helping consumers save money, businesses reduce risk, and families protect their financial future.

AutoHomeownersRentersCommercial Property+6 more
Texas City, TX· 1.6 mi
Carriers: ASI Lloyds, American Economy Insurance Company +25
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C Listed
Chris Sapp: Allstate Insurance
4.3 · <100 reviews on Google26 yrs in business

Chris Sapp is an Allstate insurance agent serving Texas City, TX since 2000. His agency offers a range of products including auto, home, renters, motorcycle, life and boat insurance, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Texas City, TX· 1.4 mi
Carriers: Allstate
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P Listed
Pronto Insurance
4.6 · <100 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 1.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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S Listed
Stewart Title of Houston - Galveston Texas City
4.6 · <100 reviews on Google

Stewart Title provides title and closing services nationwide, offering tools and resources for real estate professionals, home buyers, sellers, and builders. The company focuses on delivering reliable title services and supports independent agencies through its Stewart Trusted Providers network.

AutoCommercial GLHomeownersRenters+1 moreSpanish, Mandarin Chinese
Texas City, TX· 1.2 mi
1-2 agents
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K Listed
Ken Ross - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Ken Ross Agency‑State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life, boat and motorcycle coverage, among other products. The office in La Marque serves Galveston, Harris and Brazoria counties and provides service in English, Spanish and Thai.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Thai
Texas City, TX· 3.4 mi
Carriers: State Farm1-2 agents
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A Listed
A Leading Insurance Agency
4.8 · <100 reviews on Google

A Leading Insurance Agency, LLC is a full-service agency serving residential and commercial clients in La Marque, TX. They help protect homes, vehicles, and businesses with personalized insurance solutions.

AutoCommercial GLHomeownersRenters+1 more
League City, TX· 4.2 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +211-2 agents
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H Listed
Helix Insurance Group
4.9 · 500+ reviews on Google

Helix Insurance Group is a Texas‑based agency offering personal and commercial insurance solutions, including auto, home, life, motorcycle and business coverage. They emphasize real people, real coverage and aim to provide smart, simple solutions for their customers.

AutoCommercial GLHomeownersLife+3 more
Galveston, TX· 5.4 mi
Carriers: Velocity, Lighthouse +31-2 agents
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A Listed
Amco Insurance Texas City
4.3 · <100 reviews on Google

Amco Insurance Texas City is a local agency offering non‑standard auto insurance along with motorcycle, home, and SR‑22 coverage. They compare rates from many carriers to provide affordable options for drivers with DUI, SR‑22, or other special needs. The office is located on Palmer Hwy in the old Maytag Building, Texas City, TX.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Galveston, TX· 1.1 mi
1-2 agents
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F Listed
Freeway Insurance
4.4 · <100 reviews on Google

Freeway Insurance is a nationwide agency offering a variety of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. They provide online quotes and phone support for customers across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 2.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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B Listed
Bergvall Insurance
4.8 · <100 reviews on Google

Bergvall Insurance Agency is a family‑owned insurance agency in Texas City offering auto and homeowners coverage. They emphasize personalized service and highlight that clients find them understanding, personable, and providing great customer service.

AutoCommercial GLFloodHomeowners+2 more
Texas City, TX· 1.2 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +181-2 agents
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B Listed
Brightway Insurance, The Vela Agency
4.8 · <100 reviews on Google

The brighter way to do insurance. It’s not the same way others do insurance, it’s the right way.

AutoBoatCommercial GLFlood+5 more
Texas City, TX· 1.0 mi
1-2 agents
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F Listed
Foree Insurance
4.8 · <100 reviews on Google33 yrs in business

Ronald Foree Insurance Agency has been providing insurance coverage since 1993 in the Houston/LaMarque area, offering auto, home, boat, windstorm, business and other policies. They emphasize personalized service, discounts and umbrella protection for clients.

AutoHomeownersBoatCommercial GL+2 more
La Marque, TX· 2.9 mi
License on file (TDI)
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B Listed
Brad Spurgeon Insurance Agency Inc.
4.8 · <100 reviews on Google40 yrs in business

Brad Spurgeon Insurance Agency Inc. is a third‑generation family agency serving Texas City and Gulf Coast communities since 1986. They specialize in homeowners, windstorm & hail, flood, auto, boat, life, and other insurance products to protect families and businesses.

AutoBoatCommercial GLFlood+4 more
Galveston, TX· 5.6 mi
License on file (TDI)
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S Listed
Steven Little - State Farm Insurance Agent
4.8 · <100 reviews on Google

Setting goals for your financial future is important! Whether you're looking for Homeowners, Auto, Life or other insurance, I help Texans understand coverage options and protect what matters most. Serving Texans for over 100 years, I can guide you through changing markets and help you achieve your financial goals.

AutoBoatCommercial GLHomeowners+4 more
Texas City, TX· 5.3 mi
Carriers: State Farm1-2 agents
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M Listed
Mary Lou Church - State Farm Insurance Agent
3.5 · <100 reviews on Google37 yrs in business

Mary Lou Church is a State Farm® insurance agent serving Texas City, TX since 1989. She offers a range of personal insurance products including auto, homeowners, renters, motorcycle and life insurance. The agency provides online quoting and assistance through phone and email.

AutoCommercial GLHomeownersLife+3 more
Texas City, TX· 1.0 mi
Carriers: State Farm1-2 agents
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A Listed
Ai United Insurance
4.7 · 100+ reviews on Google

Licensed insurance agency in Galveston, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 more
Galveston, TX· 2.0 mi
Carriers: Progressive, Infinity (Kemper) +51-2 agents
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T Listed
Texas First Insurance
4.8 · <100 reviews on Google101 yrs in business

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
Texas City, TX· 5.2 mi
1-2 agents
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S Listed
Skipper Insurance Advisors Inc.

Skipper Insurance Advisors, Inc. is an independent insurance agency offering free online quoting tools for auto, home, and commercial insurance. The site emphasizes helping customers find the right coverage at affordable rates.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Texas City, TX· 1.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Lyndon Southern Insurance Company +71-2 agents
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I Listed
Insurance Plus Agencies, LLC - Progressive Local Agent
3.7 · <100 reviews on Google

Your Insurance Company is an independent agency serving Texas customers with a range of personal and commercial insurance products. They partner with Geico and Progressive and emphasize friendly, personalized service for individuals and businesses alike.

AutoCommercial GLHomeownersRenters+1 more
Galveston, TX· 2.0 mi
Carriers: Geico, Progressive1-2 agents
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T Listed
The O'Donohoe Agency
4.7 · 100+ reviews on Google59 yrs in business

The O'Donohoe Agency is a full-service insurance agency in Galveston, Texas, offering auto, home, life, renters, and motorcycle insurance since its founding in 1967.

AutoCommercial GLHomeownersLife+3 more
Galveston, TX· 8.9 mi
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company +81-2 agents
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance provides a full range of insurance products across all 50 U.S. states, offering online quotes and phone assistance. The Galveston, TX location can be reached for support at 800‑777‑5620.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 8.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance provides a full range of insurance products and can support all your insurance needs across all 50 U.S. states. The site offers quick online quotes and phone assistance for various lines of coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Galveston, TX· 8.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Texas City