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Life Insurance in Waxahachie, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Waxahachie

Within 15 miles of Waxahachie, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 59.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Jon Essary - State Farm Insurance Agent
4.9 · 289 reviews on Google27 yrs in business

Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.

AutoBoatCommercial GLFarm+5 moreSpanish
Midlothian, TX· 12.8 mi
Carriers: State Farm10+ agents
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A Listed
Adam Rope - State Farm Insurance Agent
4.9 · 616 reviews on Google18 yrs in business

Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 4.8 mi
Carriers: State Farm1-2 agents
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C Listed
Cooper Insures
4.4 · 36 reviews on Google

Cooper Insures is an independent insurance agency that helps protect assets by offering a wide range of insurance options. They emphasize personalized service, comparing quotes from hundreds of carriers to find the best coverage and price. Their core values focus on quality coverage, excellent customer service, and long‑term client relationships.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 3.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +373-5 agents
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F Listed
Farmers Insurance - Daniel Jones
4.9 · 222 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.2 mi
Carriers: Farmers Insurance
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T Listed
True Texas Benefits
4.8 · 13 reviews on Google

True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.

AutoCommercial GLDisabilityHomeowners+3 more
Midlothian, TX· 13.9 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +3010+ agents
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S Listed
Steve Boulton - State Farm Insurance Agent
4.7 · 45 reviews on Google20 yrs in business

Steve Boulton State Farm serves the Waxahachie, TX area, offering a wide range of insurance products. Since opening in 2006, the agency combines over 20 years of experience with a bilingual, veteran‑owned team dedicated to personalized service.

AutoCommercial GLHomeownersLife+2 moreSpanish
Waxahachie, TX· 3.7 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Brisa Rodriguez
4.8 · 10 reviews on Google

Licensed insurance agency in Ennis, TX; represents 22 carriers.

AutoCommercial GLHomeownersLife+2 more
Ennis, TX· 10.5 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +2020+ agents
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W Listed
William Bowman: Allstate Insurance
4.4 · 37 reviews on Google

Allstate offers auto, home (homeowners), and life insurance through a network of local agents across Texas, helping customers find coverage for vehicles, residences, and personal protection.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 4.4 mi
Carriers: Allstate
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F Listed
Farmers Insurance - Christopher Bearden
4.8 · 20 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.5 mi
Carriers: Farmers
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N Listed
Nationwide Insurance: Donald Lynn Atwell
4.8 · 4 reviews on Google

Nationwide is one of the nation’s largest insurance providers, offering auto, home, life, and small business coverage through independent agents. The agency assists customers in finding suitable policies and provides an annual Nationwide On Your Side® Review to identify discounts and coverage options.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.7 mi
Carriers: Nationwide
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S Listed
State Farm: Kip Fedora
4.5 · 68 reviews on Google

The Kip Fedora State Farm Insurance office serves Waxahachie, TX, offering a range of insurance and financial services including auto, homeowners, renters, life, motorcycle, and boat coverage. Led by State Farm agent Kip Fedora, the agency has over 48 years of combined team experience and serves the Ellis County area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 3.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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E Listed
Ellis County Insurance Agency
4.8 · 2 reviews on Google

Ellis County Insurance Agency is a full‑service independent insurance agency that works with dozens of companies to secure the best rates for customers. They offer free quotes for home, auto, commercial and life insurance and help clients with the application and claim process.

AutoHomeownersRentersCommercial Property+3 more
Waxahachie, TX· 3.5 mi
Carriers: CMFG Life Insurance Company3-5 agents
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A Listed
Avari Insurance Solutions LLC
4.8 · 38 reviews on Google

Licensed insurance agency in Midlothian, TX; represents 37 carriers.

AutoBoatCommercial GLDisability+8 moreSpanish
Midlothian, TX· 14.0 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +3510+ agents
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H Listed
Higginbotham - Ennis
4.0 · 1 reviews on Google

Welcome to Higginbotham in Ennis, Texas. At Higginbotham, our mission is to understand your unique needs and provide tailored insurance solutions that offer peace of mind. Our team is here to help protect what matters most to you through personalized insurance and risk management strategies.

AutoHomeownersRentersCommercial GL+5 more
Ennis, TX· 10.9 mi
10+ agents
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P Listed
PAC Insurance Agency
4.8 · 13 reviews on Google41 yrs in business

An Insurance Agency That's Here For All Texans. Insurance for Every Area of Your Life. Having peace of mind is important — and the right insurance is the best way to achieve this.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 6.1 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +651-2 agents
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F Listed
Farmers Insurance - David Zabojnik
3.5 · 11 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 1.9 mi
Carriers: Farmers Insurance
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J Listed
Jenny Vidrine - State Farm Insurance Agent
4.9 · 119 reviews on Google30 yrs in business

Jenny Vidrine is a State Farm® insurance agent with over 30 years of experience, serving Ellis and Navarro Counties with a full range of services including auto, home, life, and business insurance. She combines extensive education and community involvement to help clients protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 9.2 mi
Carriers: State Farm1-2 agents
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J Listed
Jeffrey Honeycutt Insurance Agency
4.9 · 222 reviews on Google

Honeycutt Insurance helps clients understand and enroll in Medicare, supplemental plans, annuities, and life insurance, offering no-cost consultations and personalized support across Texas and other states.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 14.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +906+ agents
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L Listed
Local Insurance & Income Tax
4.8 · 17 reviews on Google

Locally owned and operated, this agency offers guidance and support to help customers find the best auto insurance rates and file taxes. They emphasize professional, quality customer service and serve the neighborhood directly. Their mission is to provide better rates and better service across multiple insurance lines.

AutoCommercial GLHomeownersLife+2 moreSpanish
Ennis, TX· 10.3 mi
Carriers: Alinsco Insurance Company, American Access Casualty Company +153-5 agents
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C Listed
Cara Castellow - State Farm Insurance Agent
4.9 · 248 reviews on Google10 yrs in business

Cara Castellow is a second‑generation State Farm agent in Ennis, Texas. Since opening her office in 2016, she and her bilingual team provide auto, homeowners, renters, life, motorcycle and boat insurance to the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 10.1 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Stephen McMullin
4.8 · 32 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 39 carriers.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 6.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +371-2 agents
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T Listed
Texas Insurance Butler
4.8 · 10 reviews on Google

Texas Insurance Butler, powered by NOBS Insurance Group, provides tailored health, dental, vision, Medicare, life, and supplemental insurance solutions for families in Texas. They focus on personalized service and building long‑lasting client relationships based on trust and expertise.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 6.4 mi
1-2 agents
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R Listed
Rollo Insurance
4.8 · 58 reviews on Google

Rollo Insurance is a network of local agents dedicated to helping customers build their American Dream by offering a range of insurance options. They emphasize personal relationships, trust, and long‑term support for home, auto, business, farm, life, and recreation needs.

AutoBoatCommercial GLCommercial Property+7 more
Ennis, TX· 10.1 mi
3-5 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.