Commercial Liability Insurance in Waxahachie, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Waxahachie
Within 15 miles of Waxahachie, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.
Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.
Armstrong Guerrero Insurance is an independent agency offering cost‑effective insurance solutions to hotels, motels and other hospitality businesses throughout Texas. With over 30 years of combined experience, they tailor policies to each property’s unique exposures and work with multiple carriers to find competitive coverage.
Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.
Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.
Licensed insurance agency in Waxahachie, TX; represents 28 carriers.
Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.
Licensed insurance agency in Waxahachie, TX; represents 50 carriers.
Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
Licensed insurance agency in Waxahachie, TX; represents 8 carriers.
Phillips Insurance TX has been helping people get the best insurance for over 31 years, offering affordable coverage for homes, cars, and motorcycles. Their friendly local staff provides free quotes and compares rates to ensure customers receive the best value.
McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.
Licensed insurance agency in Waxahachie, TX; represents 1 carrier.
Licensed insurance agency in Waxahachie, TX; represents 1 carrier.
Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.
Cooper Insures is an independent insurance agency that helps protect assets by offering a wide range of insurance options. They emphasize personalized service, comparing quotes from hundreds of carriers to find the best coverage and price. Their core values focus on quality coverage, excellent customer service, and long‑term client relationships.
Licensed insurance agency in Waxahachie, TX; represents 1 carrier.
TWFG Harrell Insurance is a Texas‑based agency offering auto, home, and commercial insurance. They partner with over 30 top A‑rated carriers to provide customized quotes for families and small businesses across Texas and neighboring states.
True Texas Benefits provides employee benefit solutions for small businesses, offering a personalized, one‑on‑one approach to group health, dental, vision, life, disability and individual plans. Their focus is on customized service and direct support from dedicated account executives.
Steve Boulton State Farm serves the Waxahachie, TX area, offering a wide range of insurance products. Since opening in 2006, the agency combines over 20 years of experience with a bilingual, veteran‑owned team dedicated to personalized service.
Licensed insurance agency in Ennis, TX; represents 22 carriers.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving the state for over 15 years with more than 50 locations. They provide a range of coverage options and bilingual service in English and Spanish.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.