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Auto Insurance in Waxahachie, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Waxahachie

Within 15 miles of Waxahachie, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 59.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
P Listed
Phillips Insurance
4.8 · <100 reviews on Google31 yrs in business

Phillips Insurance TX has been helping people get the best insurance for over 31 years, offering affordable coverage for homes, cars, and motorcycles. Their friendly local staff provides free quotes and compares rates to ensure customers receive the best value.

AutoCommercial GLHomeownersMotorcycle+2 more
Waxahachie, TX· 3.2 mi
License on file (TDI)
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A Listed
Adam Rope - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Adam Rope is a State Farm agent serving Waxahachie and Mansfield, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance among other products. The agency highlights over 60 years combined State Farm experience and has a 4.9/5 rating on Google with 616 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 4.8 mi
Carriers: State Farm1-2 agents
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C Listed
Cooper Insures
4.4 · <100 reviews on Google

Cooper Insures is an independent insurance agency that helps protect assets by offering a wide range of insurance options. They emphasize personalized service, comparing quotes from hundreds of carriers to find the best coverage and price. Their core values focus on quality coverage, excellent customer service, and long‑term client relationships.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 3.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +37
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S Listed
Steve Boulton - State Farm Insurance Agent
4.7 · <100 reviews on Google20 yrs in business

Steve Boulton State Farm serves the Waxahachie, TX area, offering a wide range of insurance products. Since opening in 2006, the agency combines over 20 years of experience with a bilingual, veteran‑owned team dedicated to personalized service.

AutoCommercial GLHomeownersLife+2 moreSpanish
Waxahachie, TX· 3.7 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Christopher Bearden
4.8 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.5 mi
Carriers: Farmers
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A Listed
ALPA Insurance
4.8 · <100 reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving the state for over 15 years with more than 50 locations. They provide a range of coverage options and bilingual service in English and Spanish.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Ennis, TX· 9.9 mi
Carriers: Progressive, Dairyland (Sentry) +4
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S Listed
State Farm: Kip Fedora
4.5 · <100 reviews on Google

The Kip Fedora State Farm Insurance office serves Waxahachie, TX, offering a range of insurance and financial services including auto, homeowners, renters, life, motorcycle, and boat coverage. Led by State Farm agent Kip Fedora, the agency has over 48 years of combined team experience and serves the Ellis County area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Waxahachie, TX· 3.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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E Listed
Ellis County Insurance Agency
4.8 · <100 reviews on Google

Ellis County Insurance Agency is a full‑service independent insurance agency that works with dozens of companies to secure the best rates for customers. They offer free quotes for home, auto, commercial and life insurance and help clients with the application and claim process.

AutoHomeownersRentersCommercial Property+3 more
Waxahachie, TX· 3.5 mi
Carriers: CMFG Life Insurance Company
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A Listed
Aircraft Insurance Agency By Duncan
4.8 · <100 reviews on Google

AIA by Duncan provides specialized aviation insurance solutions, offering tailored coverage for individual pilots, commercial operators, and fleets. Their team focuses on personalized service, handling policy updates and negotiating terms with premier aviation insurers.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 3.2 mi
Carriers: Allianz Global Risks US Insurance Company, Endurance American Insurance Company +71-2 agents
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F Listed
Farmers Insurance - Daniel Jones
4.9 · 100+ reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.2 mi
Carriers: Farmers Insurance1-2 agents
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A Listed
Armstrong Guerrero Insurance
4.5 · <100 reviews on Google

Armstrong Guerrero Insurance is an independent agency offering cost‑effective insurance solutions to hotels, motels and other hospitality businesses throughout Texas. With over 30 years of combined experience, they tailor policies to each property’s unique exposures and work with multiple carriers to find competitive coverage.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 3.3 mi
1-2 agents
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W Listed
William Bowman: Allstate Insurance
4.4 · <100 reviews on Google

Allstate offers auto, home (homeowners), and life insurance through a network of local agents across Texas, helping customers find coverage for vehicles, residences, and personal protection.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 4.4 mi
Carriers: Allstate1-2 agents
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P Listed
PAC Insurance Agency
4.8 · <100 reviews on Google41 yrs in business

An Insurance Agency That's Here For All Texans. Insurance for Every Area of Your Life. Having peace of mind is important — and the right insurance is the best way to achieve this.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 6.1 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Aegis Security Insurance Company +651-2 agents
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G Listed
Goosehead Insurance - Gunther Strength's Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 4.7 mi
3-5 agents
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F Listed
Fred Loya Insurance
4.3 · <100 reviews on Google

Fred Loya Insurance offers auto insurance coverage across 12 states, providing instant quotes, same‑day issuance, and a range of discounts such as multi‑car, good driver, and homeowner discounts.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 4.2 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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S Listed
Stanton Optical
4.3 · 100+ reviews on Google

Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Waxahachie, TX· 4.7 mi
1-2 agents
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N Listed
Nationwide Insurance: Donald Lynn Atwell
4.8 · <100 reviews on Google

Nationwide is one of the nation’s largest insurance providers, offering auto, home, life, and small business coverage through independent agents. The agency assists customers in finding suitable policies and provides an annual Nationwide On Your Side® Review to identify discounts and coverage options.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 3.7 mi
Carriers: Nationwide1-2 agents
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F Listed
Farmers Insurance - David Zabojnik
3.5 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Waxahachie, TX· 1.9 mi
Carriers: Farmers Insurance
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J Listed
Jenny Vidrine - State Farm Insurance Agent
4.9 · 100+ reviews on Google30 yrs in business

Jenny Vidrine is a State Farm® insurance agent with over 30 years of experience, serving Ellis and Navarro Counties with a full range of services including auto, home, life, and business insurance. She combines extensive education and community involvement to help clients protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 9.2 mi
Carriers: State Farm1-2 agents
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T Listed
Team Ensinia - Real Estate & Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Waxahachie, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 3.4 mi
1-2 agents
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C Listed
Cara Castellow - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Cara Castellow is a second‑generation State Farm agent in Ennis, Texas. Since opening her office in 2016, she and her bilingual team provide auto, homeowners, renters, life, motorcycle and boat insurance to the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Ennis, TX· 10.1 mi
Carriers: State Farm1-2 agents
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F Listed
Fred Loya Insurance
3.7 · <100 reviews on Google

Fred Loya Insurance provides auto insurance coverage across 12 states with more than 800 offices, offering same‑day coverage, no‑credit‑check policies, and multiple discounts for drivers.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 4.3 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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K Listed
Kailea Robertson Health
4.8 · <100 reviews on Google

Independent health insurance agent helping small business owners, individuals, and families navigate health insurance options, offering personalized guidance and nationwide coverage.

AutoCommercial GLHomeownersRenters+1 more
Waxahachie, TX· 7.3 mi
1-2 agents
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.