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Life Insurance in Webster, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Webster

Within 15 miles of Webster, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 183.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
W Listed
Whittington Insurance Agency
4.9 · 211 reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 2.1 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +26+ agents
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 277 reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 2.7 mi
Carriers: State Farm6+ agents
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J Listed
J Macpherson Insurance & Financial Services, LLC
4.8 · 75 reviews on Google

J Macpherson Insurance & Financial Services, LLC is an independent Texas agency specializing in life, health, long‑term care and Medicare insurance, helping clients find coverage that protects what matters most.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 3.0 mi
10+ agents
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W Listed
Whittington Insurance
4.8 · 1 reviews on Google29 yrs in business

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 0.4 mi
10+ agents
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C Listed
Commercial Insurance Services of Texas
4.8 · 27 reviews on Google

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Pearland, TX· 5.6 mi
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY10+ agents
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F Listed
Freeway Insurance
4.8 · 304 reviews on Google

Freeway Insurance is a nationwide agency offering a wide range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They provide assistance through phone numbers 800‑777‑5620 for quotes and 888‑443‑4662 for policy help, and serve customers in Webster, TX and across all 50 states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Friendswood, TX· 0.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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I Listed
Independent Insurance Counselors
4.9 · 113 reviews on Google62 yrs in business

Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.

AutoCommercial GLCommercial PropertyDisability+5 more
Alvin, TX· 10.3 mi
Carriers: ASI Lloyds, Accident Fund General Insurance Company +7220+ agents
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M Listed
McKinney Insurance
4.9 · 220 reviews on Google

McKinney Insurance Agency is a small, customer‑focused agency in Houston, TX, partnered with The Woodlands Financial Group as a Trusted Choice agency, giving clients access to over 50 national and regional carriers. They emphasize personalized service and competitive pricing for a range of insurance needs.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Channelview, TX· 1.7 mi
3-5 agents
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L Listed
LA Insurance
4.9 · 300 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Alvin, TX· 11.6 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +4220+ agents
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F Listed
Farmers Insurance - Frank Pistone
4.9 · 154 reviews on Google

Licensed insurance agency in Dickinson, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Dickinson, TX· 7.2 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1510+ agents
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1 Listed
1 Stop Insurance & More
4.7 · 48 reviews on Google

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
Dickinson, TX· 7.5 mi
20+ agents
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S Listed
SIG/Lighthouse Insurance
4.8 · 51 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 2.0 mi
Carriers: State Farm3-5 agents
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M Listed
Mike Miller - State Farm Insurance Agent
4.9 · 122 reviews on Google15 yrs in business

Mike Miller has been a State Farm agent since 2011, graduated from Baylor University in 2007, and serves the Friendswood, Webster, League City, Galveston and Houston areas.

AutoBoatCommercial GLHomeowners+4 more
Friendswood, TX· 0.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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K Listed
Kyle VanMeter: Allstate Insurance
4.5 · 207 reviews on Google15 yrs in business

Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 0.8 mi
Carriers: Allstate3-5 agents
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · 79 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 3.3 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Pamela Guerrero Agency
4.9 · 130 reviews on Google13 yrs in business

Since 2013, JP Guerrero Insurance has helped individuals, families, and businesses across Texas with personalized insurance solutions. The agency offers home, auto, life, and commercial coverage, emphasizing clear communication and bilingual service in English and Spanish.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
League City, TX· 3.4 mi
License on file (TDI)
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M Listed
McCorkle Insurance Agency
4.9 · 108 reviews on Google40 yrs in business

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Webster, TX· 1.4 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company +91-2 agents
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H Listed
HIG-Henrich Insurance Group
4.8 · 137 reviews on Google36 yrs in business

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Webster, TX· 3.1 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +543-5 agents
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A Listed
Albright Family Insurance: Allstate Insurance
4.8 · 94 reviews on Google

Albright Family Insurance is an Allstate agency in Webster, TX offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. The agents emphasize personalized service and community involvement, helping residents protect their vehicles, homes, and financial futures.

AutoBoatCommercial GLHomeowners+4 more
Webster, TX· 1.8 mi
Carriers: Allstate1-2 agents
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B Listed
Bob Dillman - Allstate Insurance - Alvin
4.5 · 40 reviews on Google

Allstate agents in Texas provide auto, homeowners, and life insurance coverage, helping residents protect their vehicles, homes, and families across the state.

AutoCommercial GLHomeownersLife+2 more
Alvin, TX· 11.6 mi
Carriers: Acceptance Casualty Insurance Company, American Family Home Insurance Company +1120+ agents
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F Listed
Farmers Insurance - John Valdes
4.9 · 159 reviews on Google

Licensed insurance agency in League City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 3.0 mi
Carriers: Farmers
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J Listed
Joe Pham - State Farm Insurance Agent
4.9 · 196 reviews on Google

Joe Pham has over 19 years of experience in the financial and insurance industry and has been a State Farm agent since 2019. He serves the League City, TX area offering auto, home, life, health and other insurance products, as well as notary services. His office speaks English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
League City, TX· 3.3 mi
Carriers: State Farm1-2 agents
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A Listed
Acceptance Insurance
4.9 · 412 reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The Pasadena, Texas office serves customers via phone at 877-405-7102 and online quote tools.

AutoBoatCommercial GLHomeowners+4 more
Pasadena, TX· 8.9 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.