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Flood Insurance in Webster, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Webster

Within 15 miles of Webster, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 183.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
W Listed
Whittington Insurance Agency
4.9 · 211 reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 2.1 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +26+ agents
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 277 reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 2.7 mi
Carriers: State Farm6+ agents
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W Listed
Whittington Insurance
4.8 · 1 reviews on Google29 yrs in business

Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 0.4 mi
10+ agents
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C Listed
Commercial Insurance Services of Texas
4.8 · 27 reviews on Google

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Pearland, TX· 5.6 mi
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY10+ agents
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G Listed
Goosehead Insurance - Jessica Flores
4.8 · 18 reviews on Google

Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.

AutoBoatCommercial GLFlood+4 more
Dickinson, TX· 6.8 mi
Carriers: Homesite Insurance Company, Liberty County Mutual Insurance Company +120+ agents
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1 Listed
1 Stop Insurance & More
4.7 · 48 reviews on Google

One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.

AutoCommercial GLCommercial PropertyFlood+5 more
Dickinson, TX· 7.5 mi
20+ agents
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S Listed
SIG/Lighthouse Insurance
4.8 · 51 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 2.0 mi
Carriers: State Farm3-5 agents
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K Listed
Kyle VanMeter: Allstate Insurance
4.5 · 207 reviews on Google15 yrs in business

Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 0.8 mi
Carriers: Allstate3-5 agents
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · 79 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 3.3 mi
Carriers: State Farm
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T Listed
TIA-Texas Insurance Agency
4.7 · 79 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 11.8 mi
10+ agents
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W Listed
Watson Insurance
4.9 · 128 reviews on Google

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 3.4 mi
License on file (TDI)
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M Listed
McCorkle Insurance Agency
4.9 · 108 reviews on Google40 yrs in business

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Webster, TX· 1.4 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company +91-2 agents
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H Listed
HIG-Henrich Insurance Group
4.8 · 137 reviews on Google36 yrs in business

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Webster, TX· 3.1 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +543-5 agents
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R Listed
Robinson Family Insurance
4.9 · 111 reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 3.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +621-2 agents
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R Listed
Rosewood Insurance Group, LLC
4.8 · 30 reviews on Google

Rosewood Insurance Group is an independent licensed insurance agency serving clients throughout Texas. They specialize in legal professional insurance, flood insurance, and real estate investor insurance while offering a full range of personal and business coverage through top‑rated carriers.

AutoCommercial GLCommercial PropertyFlood+3 more
Friendswood, TX· 0.8 mi
Carriers: American Access Casualty Company, First Chicago Insurance Company +131-2 agents
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B Listed
Blanchard Insurance
4.8 · 23 reviews on Google

Blanchard Insurance serves the Texas Gulf Coast, offering personalized insurance solutions for auto, home, renters, flood, and business needs. The agency emphasizes local, responsive support and competitive rates to build lasting client relationships.

AutoCommercial GLCommercial PropertyFlood+3 more
Seabrook, TX· 7.6 mi
6+ agents
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B Listed
Best Texas Insurance - Houston
4.7 · 47 reviews on Google

Best Texas Insurance is a local independent agency helping Texas homeowners, drivers, and business owners find the right coverage. They specialize in home, auto, renters, flood, life, and commercial insurance, offering personalized service across Houston and surrounding areas.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Webster, TX· 1.8 mi
1-2 agents
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T Listed
Texas First Insurance
4.8 · 15 reviews on Google101 yrs in business

Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.

AutoHomeownersFloodUmbrella+4 more
Texas City, TX· 12.6 mi
20+ agents
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M Listed
Mike Cooksley Insurance Agency
4.8 · 4 reviews on Google

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
La Porte, TX· 10.5 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company +2220+ agents
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K Listed
KleeCo Insurance Agency LLC
4.8 · 4 reviews on Google

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Deer Park, TX· 10.6 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The +220+ agents
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S Listed
Southern Group Insurance Agency
4.6 · 76 reviews on Google

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.

AutoCommercial GLFloodHomeowners+3 more
Pasadena, TX· 10.2 mi
Carriers: AMFIRST INSURANCE COMPANY, American General Life Insurance Company +56+ agents
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S Listed
Steve Bridges - State Farm Insurance Agent
4.9 · 319 reviews on Google39 yrs in business

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
League City, TX· 5.0 mi
Carriers: State Farm1-2 agents
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C Listed
Champions Insurance Agency
4.9 · 164 reviews on Google24 yrs in business

Champions Insurance is an independent brokerage and risk management firm founded in 2002 that provides both personal and commercial insurance solutions across Texas. The agency emphasizes specialized coverage, high service levels, and an educational approach to help clients protect their assets and businesses.

AutoBoatCommercial GLCommercial Property+6 more
Friendswood, TX· 4.8 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +551-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.