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Commercial Liability Insurance in Webster, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Webster

Within 15 miles of Webster, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 183.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 2.1 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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R Listed
Robinson Family Insurance
4.9 · 100+ reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 3.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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M Listed
Mike Miller - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Mike Miller has been a State Farm agent since 2011, graduated from Baylor University in 2007, and serves the Friendswood, Webster, League City, Galveston and Houston areas.

AutoBoatCommercial GLHomeowners+4 more
Friendswood, TX· 0.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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E Listed
Everyone's Insurance Agency, Inc.
4.8 · 100+ reviews on Google16 yrs in business

Everyone's Insurance was founded in 2010 to provide low‑price, customer‑focused insurance. The agency emphasizes longer hours, multiple carrier options, and a commitment to advocacy and service.

AutoCommercial GLHomeownersRenters+1 more
League City, TX· 3.3 mi
Carriers: ASI Lloyds, Affirmative Insurance Company +44
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J Listed
Joe Pham - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Joe Pham has over 19 years of experience in the financial and insurance industry and has been a State Farm agent since 2019. He serves the League City, TX area offering auto, home, life, health and other insurance products, as well as notary services. His office speaks English, Spanish and Vietnamese.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
League City, TX· 3.3 mi
Carriers: State Farm
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance is a nationwide agency offering a wide range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. They provide assistance through phone numbers 800‑777‑5620 for quotes and 888‑443‑4662 for policy help, and serve customers in Webster, TX and across all 50 states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Friendswood, TX· 0.6 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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F Listed
Farmers Insurance - Pamela Guerrero Agency
4.9 · 100+ reviews on Google13 yrs in business

Since 2013, JP Guerrero Insurance has helped individuals, families, and businesses across Texas with personalized insurance solutions. The agency offers home, auto, life, and commercial coverage, emphasizing clear communication and bilingual service in English and Spanish.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
League City, TX· 3.4 mi
License on file (TDI)
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M Listed
McKinney Insurance
4.9 · 100+ reviews on Google

McKinney Insurance Agency is a small, customer‑focused agency in Houston, TX, partnered with The Woodlands Financial Group as a Trusted Choice agency, giving clients access to over 50 national and regional carriers. They emphasize personalized service and competitive pricing for a range of insurance needs.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Channelview, TX· 1.7 mi
1-2 agents
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R Listed
Rosewood Insurance Group, LLC
4.8 · <100 reviews on Google

Rosewood Insurance Group is an independent licensed insurance agency serving clients throughout Texas. They specialize in legal professional insurance, flood insurance, and real estate investor insurance while offering a full range of personal and business coverage through top‑rated carriers.

AutoCommercial GLCommercial PropertyFlood+3 more
Friendswood, TX· 0.8 mi
Carriers: American Access Casualty Company, First Chicago Insurance Company +131-2 agents
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W Listed
Watson Insurance
4.9 · 100+ reviews on Google

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 3.4 mi
License on file (TDI)
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M Listed
McCorkle Insurance Agency
4.9 · 100+ reviews on Google40 yrs in business

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Webster, TX· 1.4 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company +91-2 agents
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S Listed
SIG/Lighthouse Insurance
4.8 · <100 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 2.0 mi
Carriers: State Farm1-2 agents
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K Listed
Kyle VanMeter: Allstate Insurance
4.5 · 100+ reviews on Google15 yrs in business

Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 0.8 mi
Carriers: Allstate1-2 agents
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T Listed
Tyler Landry - State Farm Insurance Agent
4.8 · 100+ reviews on Google7 yrs in business

Tyler Landry is a State Farm agent in League City, Texas, offering auto, homeowners, life, boat, and other insurance products. The agency has been serving the area since 2017 and celebrates 7 years of growth with a focus on local service and customer satisfaction.

AutoCommercial GLHomeownersLife+2 moreSpanish
League City, TX· 4.4 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +86
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 100+ reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 2.7 mi
Carriers: State Farm1-2 agents
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A Listed
Albright Family Insurance: Allstate Insurance
4.8 · <100 reviews on Google

Albright Family Insurance is an Allstate agency in Webster, TX offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. The agents emphasize personalized service and community involvement, helping residents protect their vehicles, homes, and financial futures.

AutoBoatCommercial GLHomeowners+4 more
Webster, TX· 1.8 mi
Carriers: Allstate1-2 agents
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G Listed
Goosehead Insurance - Desiree Rendon
4.8 · <100 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the best coverage and rates.

AutoBoatCommercial GLFlood+4 more
Friendswood, TX· 3.6 mi
3-5 agents
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V Listed
VIRGIL E. SMITH INSURANCE SERVICES, INC.
4.8 · <100 reviews on Google

Licensed insurance agency in Houston, TX; represents 74 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 1.4 mi
Carriers: Ace American Insurance Company, Aegis Security Insurance Company +72
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J Listed
Joe Cook & Associates, Inc.
4.7 · <100 reviews on Google30 yrs in business

Joe Cook & Associates, Inc. is an independent Texas‑based agency founded in 1996 that provides personal and commercial insurance solutions. The agency emphasizes personalized guidance, community dedication, and a wide range of coverage options for individuals and businesses.

AutoHomeownersRentersCommercial Property+4 more
Friendswood, TX· 3.6 mi
License on file (TDI)
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T Listed
TWFG - Linda Ramos Insurace
4.8 · <100 reviews on Google6 yrs in business

Integrity & commitment is the foundation this agency was built on in 2020. However, my experience in the insurance industry began in 2006. As an independent agent, I have access to a variety A rated companies to shop the best rate for coverage that fits your needs.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Friendswood, TX· 4.6 mi
Carriers: TWICO, Tower-Hill +25
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H Listed
HIG-Henrich Insurance Group
4.8 · 100+ reviews on Google36 yrs in business

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Webster, TX· 3.1 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +541-2 agents
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · <100 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 3.3 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - John Valdes
4.9 · 100+ reviews on Google

Licensed insurance agency in League City, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
League City, TX· 3.0 mi
Carriers: Farmers
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Webster