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Renters Insurance in Little Elm, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Little Elm

Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 112.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
N Listed
Nexum Insurance
4.8 · 17 reviews on Google

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

AutoCommercial GLHomeownersLife+2 moreSpanish
Little Elm, TX· 1.4 mi
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company +620+ agents
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H Listed
Hondo Salgado - Salgado Insurance Agency
4.8 · 23 reviews on Google

Licensed insurance agency in Little Elm, TX; represents 13 carriers.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 0.6 mi
Carriers: Nationwide Insurance, National General Insurance +1120+ agents
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U Listed
US Healthcare Solution | By Baptist
4.8 · 19 reviews on Google16 yrs in business

U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.

AutoCommercial GLHomeownersRenters+1 more
Aubrey, TX· 3.9 mi
20+ agents
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L Listed
Leissner Agency LLC
4.8 · 7 reviews on Google

Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 2.9 mi
10+ agents
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F Listed
Farmers Insurance - Chris Stiles Agency
4.8 · 23 reviews on Google

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Little Elm, TX· 4.2 mi
20+ agents
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R Listed
Rush Agency
4.9 · 100 reviews on Google43 yrs in business

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 7.7 mi
Carriers: Aegis Security Insurance Company, American Economy Insurance Company +3420+ agents
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K Listed
Kristian Schwitzer Insurance Agency
4.8 · 2 reviews on Google

Kristian Schwitzer Insurance Agency helps families and business owners choose coverage with warmth, clarity, and follow‑through, offering home, auto, boat, RV and commercial insurance.

AutoBoatCommercial GLHomeowners+2 more
Little Elm, TX· 1.4 mi
10+ agents
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I Listed
Insurance Connection USA
4.8 · 50 reviews on Google30 yrs in business

We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Denton, TX· 7.9 mi
10+ agents
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R Listed
RUSSELL KEY AGENCY LLC
4.9 · 113 reviews on Google

Licensed insurance agency in Frisco, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 5.2 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1310+ agents
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S Listed
SS Integra Insurance
4.8 · 1 reviews on Google

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
Little Elm, TX· 3.9 mi
10+ agents
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C Listed
Century Insurance Agency, Inc
4.9 · 199 reviews on Google30 yrs in business

Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.

AutoBoatCommercial GLFarm+5 more
Denton, TX· 8.6 mi
10+ agents
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A Listed
American Option Insurance Agency
4.9 · 105 reviews on Google

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 8.9 mi
Carriers: ASI Lloyds, American Economy Insurance Company +3420+ agents
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R Listed
Ramey & King Insurance
4.8 · 57 reviews on Google140 yrs in business

Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.

AutoBoatCommercial GLCommercial Property+3 more
Denton, TX· 9.8 mi
Carriers: AGCS Marine Insurance Company, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +9410+ agents
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H Listed
HI Agency
4.8 · 90 reviews on Google

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 9.0 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +920+ agents
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P Listed
Palerm Insurance Agency, Llc
4.8 · 21 reviews on Google

Licensed insurance agency in Little Elm, TX; represents 63 carriers.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 4.2 mi
Carriers: Alinsco Insurance Company, Allmerica Financial Alliance Insurance Company +6120+ agents
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B Listed
Brandes Insurance Agency
4.9 · 326 reviews on Google24 yrs in business

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Lewisville, TX· 11.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +2310+ agents
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H Listed
Hillcrest Insurance Group - Frisco
4.8 · 50 reviews on Google

Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.

AutoCommercial GLHomeownersRenters+1 more
Frisco, TX· 8.9 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Ace American Insurance Company +9120+ agents
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J Listed
JESSICA JOHNSTON INSURANCE AGENCY, LLC
4.8 · 16 reviews on Google

Licensed insurance agency in Frisco, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 4.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1420+ agents
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P Listed
PROFESSIONAL INSURANCE EXPERTS, LLC
4.8 · 79 reviews on Google

Licensed insurance agency in Frisco, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 7.2 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +2310+ agents
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G Listed
GRIMES INSURANCE GROUP LLC
4.8 · 13 reviews on Google

Licensed insurance agency in Frisco, TX; represents 49 carriers.

AutoHomeownersRentersCommercial GL+1 more
Frisco, TX· 5.2 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Bankers Insurance Company of Florida +4710+ agents
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K Listed
Kiesling Insurance Agency

Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Little Elm, TX· 4.0 mi
20+ agents
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H Listed
Hatch Insurance Agency LLC

We help senior consumers with needs‑based insurance products, aiming to save them money, maximize benefits, and preserve their financial future. The agency represents four organizations offering 29 products, focusing on Medicare‑related plans and life/financial solutions.

AutoCommercial GLHomeownersRenters+1 more
Little Elm, TX· 4.2 mi
Carriers: Aetna Health Inc., Aetna Health Insurance Company +1520+ agents
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A Listed
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
4.8 · 1 reviews on Google

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 5.4 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +766+ agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.

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