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Life Insurance in Little Elm, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Little Elm

Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 112.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
N Listed
Nexum Insurance
4.8 · 17 reviews on Google

En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.

AutoCommercial GLHomeownersLife+2 moreSpanish
Little Elm, TX· 1.4 mi
Carriers: Ameritas Life Insurance Corp., Memorial Hermann Health Insurance Company +620+ agents
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F Listed
Farmers Insurance - Chris Stiles Agency
4.8 · 23 reviews on Google

Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Little Elm, TX· 4.2 mi
20+ agents
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R Listed
Rush Agency
4.9 · 100 reviews on Google43 yrs in business

Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 7.7 mi
Carriers: Aegis Security Insurance Company, American Economy Insurance Company +3420+ agents
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S Listed
SS Integra Insurance
4.8 · 1 reviews on Google

SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.

AutoCommercial GLHomeownersLife+3 more
Little Elm, TX· 3.9 mi
10+ agents
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C Listed
Century Insurance Agency, Inc
4.9 · 199 reviews on Google30 yrs in business

Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.

AutoBoatCommercial GLFarm+5 more
Denton, TX· 8.6 mi
10+ agents
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A Listed
American Option Insurance Agency
4.9 · 105 reviews on Google

American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 8.9 mi
Carriers: ASI Lloyds, American Economy Insurance Company +3420+ agents
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H Listed
HI Agency
4.8 · 90 reviews on Google

HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 9.0 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Allianz Life Insurance Company of North America +920+ agents
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K Listed
Kiesling Insurance Agency

Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.

AutoBoatCommercial GLHomeowners+3 more
Little Elm, TX· 4.0 mi
20+ agents
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A Listed
Anthony Blackmon Agency, Inc. | Full-Service Insurance Agency in Frisco, TX
4.8 · 1 reviews on Google

The Anthony Blackmon Agency is a full‑service independent insurance agency offering solutions for individuals, professionals, and home and business owners. They emphasize personalized service, unbiased advice, and a one‑stop shopping experience across multiple insurance types.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Frisco, TX· 5.4 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +766+ agents
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C Listed
Century Insurance Agency, Inc
4.9 · 138 reviews on Google30 yrs in business

Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.

AutoBoatCommercial GLFarm+5 more
Lewisville, TX· 11.1 mi
10+ agents
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R Listed
Ryan Dunn - State Farm Insurance Agent
4.9 · 404 reviews on Google4 yrs in business

Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 1.6 mi
Carriers: State Farm1-2 agents
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J Listed
Jason Binyon Agency - Farmers Insurance
4.8 · 83 reviews on Google

Licensed insurance agency in Frisco, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 8.7 mi
Carriers: Farmers10+ agents
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C Listed
Christie Rhyne - State Farm Insurance Agent
4.9 · 561 reviews on Google16 yrs in business

Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.

AutoCommercial GLHomeownersLife+3 moreSpanish, Hindi
Mckinney, TX· 12.7 mi
Carriers: State Farm10+ agents
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D Listed
D3 Insurance Group - Denton
4.6 · 51 reviews on Google

D3 Insurance Group is a new company, but do not let that fool you. Our combined experience of over 45 years is second to none. Our passion for knowing our clients on a personal level, combined with our D3 process, is unique to the insurance industry.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Denton, TX· 9.9 mi
Carriers: Geico, Dairyland +1220+ agents
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O Listed
OWNERS INSURANCE AGENCY
4.8 · 2 reviews on Google

Owners Insurance Agency, LLC is an independent agency serving the DFW area and the state of Texas, offering a range of insurance products including auto, homeowners, renters, commercial auto, business, life and health, and fixed annuities. They focus on providing the best value and multiple carrier options for their clients.

AutoCommercial GLHomeownersLife+2 more
Frisco, TX· 7.8 mi
Carriers: Alinsco Insurance Company, Foremost County Mutual Insurance Company +810+ agents
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R Listed
Ricardo Sempertegui - State Farm Insurance Agent
4.9 · 267 reviews on Google

Little Elm Insurance is a State Farm‑appointed agency serving North Texas, offering auto, motorcycle, homeowners, renters, life, and other personal and business insurance. The bilingual team provides personalized service in English and Spanish from their Little Elm office.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 1.8 mi
Carriers: State Farm1-2 agents
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B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 11.9 mi
20+ agents
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F Listed
Farmers Insurance - Kristin Gaca
4.8 · 32 reviews on Google

Kristin Gaca is a Farmers Insurance agent located in Lewisville, Texas. The page offers options to get quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Lewisville, TX· 12.0 mi
Carriers: Homesite Insurance Company, Infinity County Mutual Insurance Company +220+ agents
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T Listed
Tommy Rosales - State Farm Insurance Agent
4.9 · 250 reviews on Google8 yrs in business

Tommy Rosales is a State Farm® agent serving Aubrey, Denton and Collin County since 2018. He and his team offer a range of personal and business insurance solutions, emphasizing personal relationships and community values. With over 60 years combined experience, they focus on protecting families and local businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Little Elm, TX· 3.5 mi
Carriers: State Farm1-2 agents
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E Listed
Emily Smith - State Farm Insurance Agent
4.9 · 334 reviews on Google15 yrs in business

Emily Smith is a second‑generation State Farm agent with over 15 years of experience serving the DFW area. She and her bilingual team help customers with auto, home, life, health, small business, renters, RV and boat insurance. The agency focuses on personalized service and community support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Aubrey, TX· 3.6 mi
Carriers: State Farm1-2 agents
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G Listed
Glenn Davis Insurance
4.6 · 14 reviews on Google52 yrs in business

Glenn Davis Insurance represents many different companies and specializes in matching customers with coverage that provides the right protection for the best price. The agency has been serving Denton and the entire state of Texas since 1974.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Denton, TX· 12.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +6020+ agents
View profile
D Listed
David Cripe - State Farm Insurance Agent
4.9 · 554 reviews on Google8 yrs in business

David Cripe is a State Farm agent serving Aubrey, TX and surrounding areas, offering auto, homeowners, renters, life, boat and motorcycle insurance along with financial services. Since opening his office in 2018, he focuses on personalized coverage and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Aubrey, TX· 3.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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N Listed
Neal & Neal Insurance Agency
4.8 · 78 reviews on Google

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
Denton, TX· 13.4 mi
10+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.