Life Insurance in Little Elm, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Little Elm
Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.
Little Elm Insurance is a State Farm‑appointed agency serving North Texas, offering auto, motorcycle, homeowners, renters, life, and other personal and business insurance. The bilingual team provides personalized service in English and Spanish from their Little Elm office.
Tommy Rosales is a State Farm® agent serving Aubrey, Denton and Collin County since 2018. He and his team offer a range of personal and business insurance solutions, emphasizing personal relationships and community values. With over 60 years combined experience, they focus on protecting families and local businesses.
Emily Smith is a second‑generation State Farm agent with over 15 years of experience serving the DFW area. She and her bilingual team help customers with auto, home, life, health, small business, renters, RV and boat insurance. The agency focuses on personalized service and community support.
J J Castilleja is a State Farm insurance agent in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance, along with business and personal coverage. He and his multilingual team serve the community with personalized quotes and financial services.
David Cripe is a State Farm agent serving Aubrey, TX and surrounding areas, offering auto, homeowners, renters, life, boat and motorcycle insurance along with financial services. Since opening his office in 2018, he focuses on personalized coverage and community involvement.
Roger Welch Agency LLC is an independent insurance agency located in Frisco, Texas, offering personal insurance solutions. They work with multiple carriers to provide personalized coverage options for families.
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
Justin Bigby is a State Farm agent in Little Elm, Texas offering auto, home, business, life, motorcycle and boat insurance. He focuses on personalized price plans and a family‑focused approach, serving English‑ and Spanish‑speaking customers.
Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.
Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.
Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.
Brent Holtz is a State Farm insurance agent serving The Colony, TX and surrounding North Texas communities, offering auto, homeowners, renters, and life insurance. The office emphasizes bilingual service (English and Spanish) and active community involvement.
Robyn Holtz State Farm Insurance Office serves Texas, Oklahoma, Arkansas, and Louisiana offering auto, homeowners, renters, life, and small business coverage. The agency emphasizes personalized service, community involvement, and bilingual support for English and Spanish speakers.
Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.
Kolby Sykes is a local Allstate agent in Cross Roads, TX who helps individuals, families, and business owners find affordable, reliable insurance solutions. He emphasizes personal relationships and offers guidance on auto, home, renters, life, and business coverage. The agency focuses on clear, easy-to-understand service for the Denton County community.
Welcome to Melliand Insurance, where safeguarding your peace of mind is the top priority. Founded by Mark Melliand, the agency emphasizes personalized service and comprehensive coverage for home, auto, life, and commercial needs.
Mike Bergman is a State Farm insurance agent serving Texas and Oklahoma since 2007, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other services. His team provides multilingual support in English, Spanish, Cantonese and Mandarin from their Frisco office.
Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.
Ideal Insurance helps families find the right health, auto, and life insurance plans, emphasizing budget‑friendly options and personalized service.
Moore Insurance Group is an independent agency offering a comprehensive suite of insurance solutions throughout Texas, including Frisco, Plano, Prosper, Dallas, McKinney and Allen. The agency focuses on providing outstanding service and customized insurance solutions for personal, business, and employee benefits needs.
Lifetime Health Protection is an independent insurance brokerage helping individuals, families, and small businesses find health, Medicare, life, and supplemental insurance across Texas and several other states. The agency partners with major carriers to offer a range of plans and provides personalized guidance.
Christy Brott is a State Farm agent serving Frisco, TX and nearby communities with nearly thirty years of experience. The agency offers a range of personal and commercial insurance products and emphasizes bilingual service in English and Spanish. The office provides flexible after‑hours appointments and a strong local community focus.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.