Skip to content

Flood Insurance in Little Elm, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Little Elm

Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.

BA

Brandes Insurance Agency

Lewisville, TX· 11.2 mi
Agency
Very Popular
10+ agents24yr

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +22
View Agency
BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 11.9 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
View Agency
BA

Brightway Insurance, The Grunor Agency

Denton, TX· 9.3 mi
Agency
20+ agents

The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.

AutoBoatCommercial GLFlood+4 more
View Agency
NA

Neal & Neal Insurance Agency

Denton, TX· 13.4 mi
Agency
Popular
10+ agents

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
View Agency
FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 11.8 mi
Agency
Very Popular
6+ agents

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
View Agency
FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 12.1 mi
Agency
Popular
6+ agents

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Allstate, American Modern, Annex Risk +46
View Agency
SN

Stability Insurance Old North

Denton, TX· 9.4 mi
Agency
New on InsurConnect
10+ agents

Best Coat Insurance offers personal and commercial insurance with a low‑pressure approach, focusing on cost‑effective solutions and extensive discounts. They serve individuals and businesses across a range of coverages, emphasizing independent representation to find the best options.

AutoHomeownersRentersCommercial GL+7 more
View Agency
HL

Hutcherson Insurance Group, LLC

Denton, TX· 10.9 mi
Agency
New on InsurConnect
10+ agents

Hutcherson Insurance Group LLC is an independent agency serving the Denton area and the state of Texas. They provide a range of personal insurance products such as auto, homeowners, life, health, motorcycle, boat, flood and renters coverage, as well as commercial lines like liability, commercial property and umbrella. The agency emphasizes a dedicated team of agents to help customers save money.

AutoHomeownersLifeMotorcycle+7 more
Carriers: Ace American Insurance Company, Aetna Dental Inc., Aetna Health Inc. +52
View Agency
GI

Goosehead Insurance - Derek Hungerford

Aubrey, TX· 2.2 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance offers smarter insurance solutions, providing coverage for homes, cars, renters, boats, motorcycles, and flood protection. The agency emphasizes personalized quotes from over 200 hand‑picked carriers to match customers' needs and budget.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Liberty County Mutual Insurance Company +5
View Agency
BA

Brightway Insurance, The Wilkins Family Agency

Frisco, TX· 7.1 mi
Agency
Popular
1-2 agents

The Wilkins Family Agency offers local insurance services in Frisco, providing multiple quotes from various carriers for home, auto, flood, renters, life, umbrella, and more. They simplify the process by handling quotes and guidance for individuals and businesses, focusing on personalized coverage.

AutoBoatCommercial GLFlood+5 more
View Agency
MB

Matt Bischof - GEICO Insurance Agent

The Colony, TX· 7.3 mi
Agency
Very Popular
1-2 agents85yr

GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, American Modern Property and Casualty Insurance Company +29
View Agency
FG

Freedom Insurance Group - Auto & Home Insurance

Argyle, TX· 13.8 mi
Agency
Popular
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. Their goal is to educate clients, maximize benefits within budgets, and act as advocates without being tied to a single insurer.

AutoCommercial GLFloodHomeowners+2 more
View Agency
LF

Laura Ferring - GEICO Insurance Agent

Flower Mound, TX· 11.2 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, Generali, American Modern Insurance Group +1
View Agency
TA

TWFG Frisco Robertson McCuiston Agency

Frisco, TX· 7.1 mi
Agency
Popular
1-2 agents

TWFG Frisco is an independent insurance agency offering a range of coverage options including home, auto, life, commercial and umbrella policies. With 20 years of combined experience and access to over 200 carriers, they aim to provide personalized protection and peace of mind to clients in Texas and Oklahoma.

AutoCommercial GLFloodHomeowners+3 more
View Agency
IG

Integrity Insurance Group - Mouton Agency

Frisco, TX· 9.4 mi
Agency
Popular
3-5 agents

Integrity Insurance Group is a Texas‑based agency that offers personal, auto, home, life, umbrella, flood, and boat insurance with a zero‑hassle process, comparing over 60 carriers to find the best options for individuals and families.

AutoBoatCommercial GLFlood+4 more
Carriers: American General Life Insurance Company, BANNER LIFE INSURANCE COMPANY, Dearborn Life Insurance Company +10
View Agency
FG

Freedom Insurance Group - Auto & Home Insurance

Coppell, TX· 14.6 mi
Agency
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
View Agency
JA

Jeff Van Matre Insurance Agency

Carrollton, TX· 10.8 mi
Agency
Very Popular
1-2 agents

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +74
View Agency
MG

Monarch Insurance Group

Plano, TX· 10.4 mi
Agency
Very Popular
1-2 agents

Monarch Insurance Group is a full‑service independent agency in Texas offering personal and commercial insurance, representing dozens of carriers and emphasizing personalized service throughout the customer’s life.

AutoHomeownersRentersUmbrella+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +91
View Agency
GI

Goosehead Insurance - Justin Wiggains

The Colony, TX· 8.7 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance, offering quotes from over 200 carriers to help customers find the right coverage at a good price.

AutoBoatCommercial GLFlood+4 more
View Agency
GI

Goosehead Insurance - Eric Buchanan

Prosper, TX· 10.4 mi
Agency
1-2 agents

Goosehead Insurance offers personalized coverage for homes, cars, renters, boats, motorcycles and flood protection. Their platform connects clients with over 200 hand‑picked carriers to find the best value and coverage. Agents guide customers through quotes and policy options.

AutoBoatCommercial GLFlood+4 more
Carriers: AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +238
View Agency
KS

Kris Flores Insurance Solutions

Prosper, TX· 10.4 mi
Agency
1-2 agents6yr

Kris Flores Insurance Solutions LLC is an independent agency offering a full range of personal and commercial insurance products. Founded in 2020, the agency emphasizes personalized service and risk management for individuals and businesses.

AutoHomeownersRentersFarm+9 more
Carriers: American Economy Insurance Company, Clearcover Insurance Company, GEICO County Mutual Insurance Company +4
View Agency
AA

Alpha Omega Insurance Agency‎

Plano, TX· 12.0 mi
Agency
Very Popular
1-2 agents

Alpha Omega Insurance Agency is an independent agency based in Plano, Texas offering personal and commercial insurance solutions with a focus on personalized service and a wide range of carrier options.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Modern Property and Casualty Insurance Company, Colonial County Mutual Insurance Company +14
View Agency
BA

Brightway Insurance, The Smith Family Agency

The Colony, TX· 8.5 mi
Agency
1-2 agents

Brightway Insurance connects customers with independent agents offering a wide range of insurance options, emphasizing a modern, personalized approach and technology‑driven service.

AutoHomeownersRentersFlood+5 more
View Agency
PL

Partners Insurance of Texas LLC

Mckinney, TX· 14.0 mi
Agency
New on InsurConnect
3-5 agents6yr

Partners Insurance is an independent agency founded in 2020 that compares quotes from over 10 top carriers to provide maximum coverage at the best rate. They specialize in home, auto, business, flood and umbrella policies, emphasizing personalized service and bilingual support.

Spanish, Vietnamese, Korean
AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: AmTrust Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +15
View Agency

Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.