Homeowners Insurance in Little Elm, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Little Elm
Within 15 miles of Little Elm, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Ryan Dunn State Farm Agency serves the Dallas‑Fort Worth Metroplex offering a full range of State Farm insurance products. The agency emphasizes personalized, virtual and in‑person service and has been operating since January 2022.
Little Elm Insurance is a State Farm‑appointed agency serving North Texas, offering auto, motorcycle, homeowners, renters, life, and other personal and business insurance. The bilingual team provides personalized service in English and Spanish from their Little Elm office.
Tommy Rosales is a State Farm® agent serving Aubrey, Denton and Collin County since 2018. He and his team offer a range of personal and business insurance solutions, emphasizing personal relationships and community values. With over 60 years combined experience, they focus on protecting families and local businesses.
Emily Smith is a second‑generation State Farm agent with over 15 years of experience serving the DFW area. She and her bilingual team help customers with auto, home, life, health, small business, renters, RV and boat insurance. The agency focuses on personalized service and community support.
J J Castilleja is a State Farm insurance agent in Frisco, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance, along with business and personal coverage. He and his multilingual team serve the community with personalized quotes and financial services.
The Michel Hambrick Agency, located in the heart of Little Elm, TX, offers a full range of insurance solutions including personal auto, classic car, motorcycle, RV, boat, homeowners, renters, and commercial coverage. Agent Michel Hambrick emphasizes personalized service, education, and community involvement.
David Cripe is a State Farm agent serving Aubrey, TX and surrounding areas, offering auto, homeowners, renters, life, boat and motorcycle insurance along with financial services. Since opening his office in 2018, he focuses on personalized coverage and community involvement.
Roger Welch Agency LLC is an independent insurance agency located in Frisco, Texas, offering personal insurance solutions. They work with multiple carriers to provide personalized coverage options for families.
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
Justin Bigby is a State Farm agent in Little Elm, Texas offering auto, home, business, life, motorcycle and boat insurance. He focuses on personalized price plans and a family‑focused approach, serving English‑ and Spanish‑speaking customers.
Founded in 2007, Allen Insurance Group aims to make the complex simple by providing clear, transparent insurance information and helping clients manage their risks. The agency focuses on empowering customers to make educated decisions about their coverage for home, auto, and business needs.
Laurie Leon is a State Farm Insurance Agent in Frisco, Texas with over 36 years of experience serving Frisco, Collin County, Denton County and customers throughout Texas. She offers a wide range of insurance products—including auto, homeowners, renters, condo, life, business, motorcycle and boat—and provides virtual and phone appointments.
Andrew Shull is a third‑generation State Farm agent serving the McKinney and Frisco areas in Texas. He and his award‑winning team provide auto, homeowners, renters, life and other insurance products, and have been in business since 2006.
Fabiola Sears State Farm agency in Frisco, TX provides personalized auto, home, and life insurance solutions, emphasizing community connections and customer education. Founded in 2019 after joining State Farm in 2014, the agency serves individuals and businesses with a focus on tailored coverage and local support.
Hotchkiss Insurance has been protecting businesses, individuals and families since 1975, offering personalized insurance plans such as commercial property and casualty, employee benefits, personal and renters insurance, and surety bonds. Their mission is to help people and businesses thrive by safeguarding what matters most.
Rick Hittle is a second‑generation State Farm agent who celebrates 30 years of service, offering auto, home, and life insurance to families across Texas. He emphasizes personalized service, relocation assistance, and same‑day house calls throughout the Dallas‑Fort Worth area.
Brent Holtz is a State Farm insurance agent serving The Colony, TX and surrounding North Texas communities, offering auto, homeowners, renters, and life insurance. The office emphasizes bilingual service (English and Spanish) and active community involvement.
Robyn Holtz State Farm Insurance Office serves Texas, Oklahoma, Arkansas, and Louisiana offering auto, homeowners, renters, life, and small business coverage. The agency emphasizes personalized service, community involvement, and bilingual support for English and Spanish speakers.
Degele Insurance Agency serves all of Texas with auto, homeowners, renters, life, and Medicare insurance. Proudly operating in the DFW area, the agency combines over 35 years of expertise to help clients navigate their insurance needs.
Licensed insurance agency in Little Elm, TX; represents 13 carriers.
Kolby Sykes is a local Allstate agent in Cross Roads, TX who helps individuals, families, and business owners find affordable, reliable insurance solutions. He emphasizes personal relationships and offers guidance on auto, home, renters, life, and business coverage. The agency focuses on clear, easy-to-understand service for the Denton County community.
Welcome to Melliand Insurance, where safeguarding your peace of mind is the top priority. Founded by Mark Melliand, the agency emphasizes personalized service and comprehensive coverage for home, auto, life, and commercial needs.
Mike Bergman is a State Farm insurance agent serving Texas and Oklahoma since 2007, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other services. His team provides multilingual support in English, Spanish, Cantonese and Mandarin from their Frisco office.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.