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Renters Insurance in Rowlett, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Rowlett

Within 15 miles of Rowlett, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 99.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Costlow Insurance
4.8 · 57 reviews on Google45 yrs in business

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 1.8 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +5410+ agents
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F Listed
Farmers Insurance - Sylvia Taylor
4.9 · 119 reviews on Google

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Rowlett, TX· 2.7 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company +1910+ agents
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D Listed
DHI Title Agency
4.4 · 106 reviews on Google

DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.

AutoCommercial GLHomeownersRenters+1 more
Rowlett, TX· 1.1 mi
10+ agents
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C Listed
CINCO Auto Insurance
4.9 · 625 reviews on Google

Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Garland, TX· 5.3 mi
10+ agents
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C Listed
CINCO Auto Insurance
4.9 · 696 reviews on Google

Cinco Auto Insurance is a fast‑growing agency offering auto, homeowners, renters and commercial insurance solutions under one roof, boasting over 7,000 five‑star Google reviews.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Garland, TX· 5.8 mi
10+ agents
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C Listed
Cordial Insurance Group LLC
4.5 · 6 reviews on Google

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 2.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +3320+ agents
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C Listed
ContracSur
4.8 · 4 reviews on Google

ContracSur is a family‑owned insurance agency based in Rowlett, TX that specializes in coverage for contractors such as HVAC, electrical, plumbing and landscaping. They offer General Liability, Business Auto and Workers’ Compensation to protect contractors and their employees.

AutoCommercial GLHomeownersRenters+1 more
Rowlett, TX· 1.7 mi
10+ agents
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I Listed
InsuranceBusters.net Rowlett

Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.

AutoCommercial GLHomeownersRenters+1 more
Rowlett, TX· 2.0 mi
Carriers: State Farm20+ agents
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E Listed
Express Insurance Agency
4.6 · 32 reviews on Google

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Rowlett, TX· 4.6 mi
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company +310+ agents
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W Listed
Wigant & Associates, LLC
4.8 · 4 reviews on Google

Wigant & Associates, LLC is a full‑line insurance agency based in Rowlett, Texas serving clients throughout the United States. Founded by Dennis Wigant, the agency offers property and casualty, health, and life insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Rowlett, TX· 3.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company +9320+ agents
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L Listed
La Familia Auto Insurance
4.9 · 580 reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for the community. They emphasize bilingual service and have been serving Texas for 15 years since 2010.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 5.4 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
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A Listed
A&E Auto Insurance
4.8 · 8 reviews on Google25 yrs in business

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

AutoCommercial GLHomeownersLife+3 moreSpanish
Garland, TX· 5.6 mi
20+ agents
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L Listed
La Familia Auto Insurance
4.9 · 677 reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to protect families and eliminate fear of losing everything, while offering bilingual service.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 5.5 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
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B Listed
Baja Auto Insurance
4.9 · 350 reviews on Google

Baja Auto Insurance is a Texas‑based company offering cheap car insurance with flexible coverage options, including liability and full coverage for drivers with tickets, accidents, or a DUI. They provide access to top‑rated carriers, discounts, and bilingual agents.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Mesquite, TX· 7.8 mi
10+ agents
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L Listed
Lopez Auto Insurance
4.9 · 173 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Texas, offers auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they provide quick quotes and personalized service across the Dallas/Fort Worth area.

AutoBoatCommercial GLHomeowners+3 more
Mesquite, TX· 7.7 mi
6+ agents
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Y Listed
Your Medicare

American Benefits Exchange (ABX) is a national marketing organization and AmeriLife affiliate that provides specialized insurance, benefit, and retirement solutions for federal government employees, business owners, and individuals.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Rowlett, TX· 2.0 mi
20+ agents
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T Listed
Texas Quality Insurance
4.9 · 138 reviews on Google

Texas Quality Insurance offers auto, home, and business insurance solutions, including general liability, workers comp, and umbrella coverage. They serve the Garland and Mesquite areas in Texas, with options for quotes and payments online.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Mesquite, TX· 9.1 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, CHARTER OAK FIRE INSURANCE COMPANY, THE +2610+ agents
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H Listed
HI Agency - Wylie
4.8 · 63 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 8.5 mi
20+ agents
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P Listed
Premier Texas Choice Home Page
4.8 · 8 reviews on Google

Licensed insurance agency in Rowlett, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Rowlett, TX· 1.8 mi
10+ agents
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L Listed
La Familia Auto Insurance
4.8 · 604 reviews on Google15 yrs in business

La Familia Insurance offers auto, homeowners, renters, and commercial coverage with a focus on bilingual service. Founded in 2010, the agency celebrates 15 years serving Texas communities and operates 90 offices. Their mission is to provide affordable, reliable protection without judging credit history.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 6.0 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
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L Listed
Lopez Auto Insurance
4.9 · 355 reviews on Google15 yrs in business

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 8.4 mi
6+ agents
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W Listed
Wemson Insurance Services LLC
4.7 · 15 reviews on Google

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 7.4 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc. +3820+ agents
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L Listed
Leo's Auto Insurance
4.8 · 143 reviews on Google

Leo’s Auto Insurance offers reliable and affordable coverage across more than 14 locations, partnering with over 35 carriers to provide a wide range of plans. The agency emphasizes a fast, user‑friendly process and personalized support for drivers and homeowners alike.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Garland, TX· 5.5 mi
6+ agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.