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Homeowners Insurance in Rowlett, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Rowlett

Within 15 miles of Rowlett, TX. Click any agency to view profile, contact info, and request a quote.

CI

Costlow Insurance

Rowlett, TX· 1.8 mi
Agency
Popular
10+ agents45yr

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: American Economy Insurance Company, American Fire and Casualty Company, American Mercury Insurance Company +53
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FI

Farmers Insurance - Sylvia Taylor

Rowlett, TX· 2.7 mi
Agency
Very Popular
10+ agents

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company, Economy Preferred Insurance Company +18
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DA

DHI Title Agency

Rowlett, TX· 1.1 mi
Agency
10+ agents

DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.

AutoCommercial GLHomeownersRenters+1 more
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CI

CINCO Auto Insurance

Garland, TX· 5.3 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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CI

CINCO Auto Insurance

Garland, TX· 5.8 mi
Agency
Very Popular
10+ agents

Cinco Auto Insurance is a fast‑growing agency offering auto, homeowners, renters and commercial insurance solutions under one roof, boasting over 7,000 five‑star Google reviews.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
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CL

Cordial Insurance Group LLC

Rowlett, TX· 2.0 mi
Agency
New on InsurConnect
20+ agents

Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +32
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CO

ContracSur

Rowlett, TX· 1.7 mi
Agency
New on InsurConnect
10+ agents

ContracSur is a family‑owned insurance agency based in Rowlett, TX that specializes in coverage for contractors such as HVAC, electrical, plumbing and landscaping. They offer General Liability, Business Auto and Workers’ Compensation to protect contractors and their employees.

AutoCommercial GLHomeownersRenters+1 more
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IR

InsuranceBusters.net Rowlett

Rowlett, TX· 2.0 mi
Agency
No reviews yet
20+ agents

Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.

AutoCommercial GLHomeownersRenters+1 more
Carriers: State Farm
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EA

Express Insurance Agency

Rowlett, TX· 4.6 mi
Agency
Popular
10+ agents

Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.

AutoHomeownersRentersLife+5 more
Carriers: American Risk Insurance Company, Inc., GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +2
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WL

Wigant & Associates, LLC

Rowlett, TX· 3.1 mi
Agency
New on InsurConnect
20+ agents

Wigant & Associates, LLC is a full‑line insurance agency based in Rowlett, Texas serving clients throughout the United States. Founded by Dennis Wigant, the agency offers property and casualty, health, and life insurance solutions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company, Aetna Health Inc. +92
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LI

La Familia Auto Insurance

Garland, TX· 5.4 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for the community. They emphasize bilingual service and have been serving Texas for 15 years since 2010.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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AI

A&E Auto Insurance

Garland, TX· 5.6 mi
Agency
New on InsurConnect
20+ agents25yr

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

Spanish
AutoCommercial GLHomeownersLife+3 more
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LI

La Familia Auto Insurance

Garland, TX· 5.5 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to protect families and eliminate fear of losing everything, while offering bilingual service.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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BI

Baja Auto Insurance

Mesquite, TX· 7.8 mi
Agency
Very Popular
10+ agents

Baja Auto Insurance is a Texas‑based company offering cheap car insurance with flexible coverage options, including liability and full coverage for drivers with tickets, accidents, or a DUI. They provide access to top‑rated carriers, discounts, and bilingual agents.

Spanish
AutoBoatCommercial GLHomeowners+3 more
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LI

Lopez Auto Insurance

Mesquite, TX· 7.7 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Texas, offers auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they provide quick quotes and personalized service across the Dallas/Fort Worth area.

AutoBoatCommercial GLHomeowners+3 more
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YM

Your Medicare

Rowlett, TX· 2.0 mi
Agency
No reviews yet
20+ agents

American Benefits Exchange (ABX) is a national marketing organization and AmeriLife affiliate that provides specialized insurance, benefit, and retirement solutions for federal government employees, business owners, and individuals.

Spanish
AutoCommercial GLHomeownersRenters+1 more
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TI

Texas Quality Insurance

Mesquite, TX· 9.1 mi
Agency
Very Popular
10+ agents

Texas Quality Insurance offers auto, home, and business insurance solutions, including general liability, workers comp, and umbrella coverage. They serve the Garland and Mesquite areas in Texas, with options for quotes and payments online.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, CHARTER OAK FIRE INSURANCE COMPANY, THE, Consumers County Mutual Insurance Company +25
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HA

HI Agency - Wylie

Wylie, TX· 8.5 mi
Agency
Popular
20+ agents20yr

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
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PP

Premier Texas Choice Home Page

Rowlett, TX· 1.8 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Rowlett, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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LI

La Familia Auto Insurance

Garland, TX· 6.0 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance offers auto, homeowners, renters, and commercial coverage with a focus on bilingual service. Founded in 2010, the agency celebrates 15 years serving Texas communities and operates 90 offices. Their mission is to provide affordable, reliable protection without judging credit history.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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LI

Lopez Auto Insurance

Garland, TX· 8.4 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance, based in Texas since 2011, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize fast quotes, friendly staff, and personalized service to help customers protect their vehicles and property.

AutoBoatCommercial GLHomeowners+3 more
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WL

Wemson Insurance Services LLC

Garland, TX· 7.4 mi
Agency
20+ agents

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc., Affirmative Insurance Company +37
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LI

Leo's Auto Insurance

Garland, TX· 5.5 mi
Agency
Very Popular
6+ agents

Leo’s Auto Insurance offers reliable and affordable coverage across more than 14 locations, partnering with over 35 carriers to provide a wide range of plans. The agency emphasizes a fast, user‑friendly process and personalized support for drivers and homeowners alike.

Spanish
AutoCommercial GLHomeownersMotorcycle+2 more
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LI

Lopez Auto Insurance

Dallas, TX· 8.9 mi
Agency
Very Popular
6+ agents15yr

Lopez Auto Insurance is a Texas‑based agency offering auto, homeowners, motorcycle and boat insurance since 2011, emphasizing quick quotes and personalized customer service.

AutoBoatCommercial GLHomeowners+3 more
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Rowlett