Homeowners Insurance in Rowlett, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Rowlett
Within 15 miles of Rowlett, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
Aaron Toews is a State Farm insurance agent serving Rowlett, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle, and boat insurance among other products. The agency provides 24‑hour after‑hours appointments, free quotes, and bilingual English/Spanish service.
Ryan Insurance is a family‑owned agency serving Rowlett, TX and surrounding areas for over 45 years, offering personal and commercial insurance including auto, homeowners, umbrella, motorcycle, boat and business coverage.
Welcome to Adrian Valdez State Farm Agency! The agency serves the Dallas‑Fort Worth area with a full range of insurance options, including auto, home, life and boat coverage. Their bilingual team emphasizes personalized, community‑focused service.
Farmers Insurance agent serving Rowlett, Texas.
We’ve gotten to know many local families as an Allstate agency in Garland and enjoy being a part of the community. Building local relationships is one of the best parts of my job, and we look forward to helping you find insurance solutions that meet your needs.
The Fite Agency is an independent, family‑owned insurance agency serving Rockwall, Texas. They work with multiple major carriers to provide auto, home, renters, life, commercial and umbrella coverage, and offer free instant quotes and personalized service.
Serrano Insurance Agency provides free quotes for auto, home, business, and life insurance to the Rowlett, Garland, Sachse, Wylie, and Rockwall areas. The agency has been a State Farm Chairman's Circle Qualifier since 2010 and offers additional services such as notary, fax, and assistance with relocation.
ALPA Insurance provides quick, no‑commitment insurance solutions across Texas, serving customers in English and Spanish. With over 50 locations and 15 years in business, they offer auto, motorcycle, renters, homeowners and commercial coverage. Their focus is fast quotes and personalized service.
Licensed insurance agency in Wylie, TX; represents 1 carrier.
Shelley Dietrich is a State Farm insurance agent serving Rockwall, Texas and surrounding towns, offering auto, homeowners, condo, renters, business, life, health, and pet insurance. With over 30 years of experience and State Farm affiliation since 2001, the agency provides 24/7 quotes and community‑focused service.
La Mejor Insurance offers affordable auto, home, renters, commercial, and life insurance with a focus on budget‑friendly coverage and personalized service. The agency emphasizes quality coverage, flexibility, and expert guidance.
Insurance of DFW is an experienced agency. We are surrounded by trusted agents that will provide you with great service.
Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.
Hibbs-Hallmark & Co. Insurance offers commercial, personal, employee benefits, life & health, and specialty programs to individuals and businesses.
Ensurity Group is an insurance agency founded in 1998 that offers Medicare, health, life, home, and auto insurance solutions.
DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.
Jay Trusty is a State Farm agent in Rockwall, TX serving individuals and families since 2018. He offers auto, homeowners, and life insurance and emphasizes clear communication, integrity, and care.
Allstate Insurance Agents in Texas help customers with auto, home, and life insurance needs, offering a statewide directory of local agents and resources to protect Texans on the road and at home.
Sandra Trollinger is a State Farm agent serving the Rowlett‑Rockwall Lakeside community since 1988. Her team assists residents and newcomers with a range of insurance products, focusing on State Farm offerings such as auto, homeowners, renters, life, motorcycle and boat coverage. They also provide pet and business insurance options.
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for the community. They emphasize bilingual service and have been serving Texas for 15 years since 2010.
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to protect families and eliminate fear of losing everything, while offering bilingual service.
Mullen Insurance Agency is a Texas‑based insurance agency specializing in auto dealer bonds, garage insurance and commercial insurance, serving customers since 1988 with over 30 years of experience.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.