Flood Insurance in Rowlett, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Rowlett
Within 15 miles of Rowlett, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Cordial Insurance Group is an independent insurance agency based in Rowlett, Texas that offers personal and commercial insurance solutions. They emphasize personalized, local service and access to a wide range of carriers to find the best coverage and price for customers.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.
We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.
IZC Insurance is a multi‑line agency that serves all 50 states, offering personalized coverage for homes, cars, motorcycles, boats, flood and other personal insurance needs. Their agents focus on finding competitive quotes and providing responsive service to families and individuals.
Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools, and contact numbers for assistance.
GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The site provides online quotes, policy management tools and links to partner carriers, allowing customers to get assistance via phone, online portal, or the GEICO mobile app.
GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.
Suitable Insurance is an insurance agency located in Mesquite, TX serving clients across Texas, offering a wide range of personal and commercial insurance products such as auto, home, flood, umbrella, renters, pet, boat, life, and health insurance. The agency partners with multiple carriers to provide competitive options and emphasizes personalized service from professional agents.
Brightway Insurance offers a modern, independent agency experience that connects customers with a variety of carriers and personalized insurance solutions. They emphasize trust, fast service, and a community‑focused approach, highlighting positive client testimonials and a simple three‑step process for getting quotes.
Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.
Brightway Cypert Agency is a local insurance agency in Rockwall offering a range of personal and business insurance options, providing multiple quotes from various carriers. They simplify the insurance process and guide clients to the best coverage at the best price.
The agency partners with Progressive to provide a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, flood, and umbrella coverage, with bundling options that can increase savings and simplify management.
Pegasus Insurance Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. The agency serves Sachse and surrounding Texas communities, treating clients like family. They offer a wide range of personal and commercial insurance solutions.
Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.
Sheaner Insurance Agency, an independent agent founded in 1952, provides auto, home, renters, flood and commercial insurance throughout Dallas/Fort Worth and the rest of Texas. They partner with multiple carriers to offer personalized service and quick quotes. The agency emphasizes convenience, personal service, and a long‑standing local presence.
Guest Insurance Agency is a locally owned and operated insurance agency founded in 1991. Their dedicated staff helps clients find the right coverage across a range of products, emphasizing personalized service and peace of mind.
Insuring our local community, our dedicated staff of insurance professionals assist clients in securing policies to protect them and their loved ones for years to come, leveraging a vast knowledge of many carriers to find the best coverage.
Progressive Insurance is a national carrier offering a wide range of insurance products including auto, homeowners, renters, motorcycle, boat, RV, life, umbrella and flood coverage. The site highlights average savings, bundling options, 24/7 support and serves over 43 million customers.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.