Life Insurance in Rowlett, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
24 life insurance agencies in Rowlett
Within 15 miles of Rowlett, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
Farmers Insurance agent serving Rowlett, Texas.
Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.
Wigant & Associates, LLC is a full‑line insurance agency based in Rowlett, Texas serving clients throughout the United States. Founded by Dennis Wigant, the agency offers property and casualty, health, and life insurance solutions.
A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.
We’ve gotten to know many local families as an Allstate agency in Garland and enjoy being a part of the community. Building local relationships is one of the best parts of my job, and we look forward to helping you find insurance solutions that meet your needs.
Medicare Brothers is an independent insurance agency serving the Dallas/Fort Worth metroplex and the rest of Texas. They specialize in Medicare Advantage, Medicare Supplement (Medigap), life, and health insurance, helping customers find coverage that protects what matters most.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.
Licensed insurance agency in Richardson, TX; represents 1 carrier.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Freeway is a national insurance agency that operates retail locations across all 50 U.S. states, offering a wide range of insurance products to consumers. The site provides options for auto, homeowners, renters, life, motorcycle, and boat insurance among others.
Allstate Insurance Agents in Texas help customers with auto, home, and life insurance needs, offering a statewide directory of local agents and resources to protect Texans on the road and at home.
Welcome to Adrian Valdez State Farm Agency! The agency serves the Dallas‑Fort Worth area with a full range of insurance options, including auto, home, life and boat coverage. Their bilingual team emphasizes personalized, community‑focused service.
3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
Freeway Insurance is a retail location offering a range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, to customers in Garland, TX and surrounding areas. The agency emphasizes its ability to support insurance needs across all 50 U.S. states.
Licensed insurance agency in Richardson, TX; represents 1 carrier.
Aaron Toews is a State Farm insurance agent serving Rowlett, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle, and boat insurance among other products. The agency provides 24‑hour after‑hours appointments, free quotes, and bilingual English/Spanish service.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.