Commercial Liability Insurance in Baytown, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Baytown
Within 15 miles of Baytown, TX. Click any agency to view profile, contact info, and request a quote.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.
Trevco Insurance Agency
Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.
Farmers Insurance - Chad Merling
Licensed insurance agency in Baytown, TX; represents 15 carriers.
Ellard Insurance Agency
Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.
Freeway Insurance
Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.
Right Choice Tax and Insurance Services
Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.
INSURICA Baytown
INSURICA is a full-service insurance agency built upon a tradition of integrity, industry leadership, and excellence. It delivers tailored insurance solutions and professional services to businesses and individuals across a wide range of industries.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Mike Cooksley Insurance Agency
Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.
TIA- Texas Insurance Agency/Uvalde Insurance Agency
Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.
TWFG Ratliff Insurance
TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.
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HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.
Ai United Insurance
Ai United Insurance offers fast, easy, and affordable auto, home, renters, and motorcycle coverage through an online quoting process and personalized assistance.
KleeCo Insurance Agency LLC
KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.
Paul Wankowicz - State Farm Insurance Agent
Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.
Marek Insurance Agency
Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.
Galaxy Insurance
Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.
Sapp Insurance Agency: Allstate Insurance
Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.
L.A. Insurance
LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.
La Familia Auto Insurance
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for everyone. Their mission is to help people avoid the fear of losing everything and to serve the community without judgment.
Randy Casey - State Farm Insurance Agent
Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle, commercial and umbrella coverage through multiple carriers. They serve bilingual customers with 15 locations across the city and emphasize personalized service for high‑risk drivers and businesses.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.