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Umbrella Insurance in Baytown, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Baytown

Within 15 miles of Baytown, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 178.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
AZ Auto Insurance
4.5 · 187 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.

AutoHomeownersRentersMotorcycle+3 more
Baytown, TX· 1.9 mi
Carriers: Dairyland, Progressive +56+ agents
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A Listed
AZ Auto Insurance
4.8 · 70 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Baytown, TX· 6.1 mi
Carriers: Dairyland, Progressive +56+ agents
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T Listed
Trevco Insurance Agency
4.7 · 78 reviews on Google36 yrs in business

Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Baytown, TX· 2.9 mi
6+ agents
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F Listed
Farmers Insurance - Chad Merling
4.8 · 48 reviews on Google

Licensed insurance agency in Baytown, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Baytown, TX· 3.2 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1320+ agents
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E Listed
Ellard Insurance Agency
4.9 · 104 reviews on Google

Ellard Insurance provides commercial insurance and risk management solutions for businesses, emphasizing personalized attention, innovation, and access to a wide range of top‑rated carriers.

AutoCommercial GLHomeownersRenters+1 more
La Porte, TX· 8.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +15520+ agents
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F Listed
Freeway Insurance
4.8 · 440 reviews on Google

Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 1.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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R Listed
Right Choice Tax and Insurance Services
4.9 · 518 reviews on Google

Right Choice provides insurance, tax, and real estate services with a client‑centric approach, emphasizing personalized service and long‑lasting relationships. They describe themselves as a place where clients are treated like family.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Deer Park, TX· 8.0 mi
10+ agents
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I Listed
INSURICA Baytown

INSURICA is a full-service insurance agency built upon a tradition of integrity, industry leadership, and excellence. It delivers tailored insurance solutions and professional services to businesses and individuals across a wide range of industries.

AutoCommercial GLHomeownersRenters+1 more
Baytown, TX· 3.3 mi
10+ agents
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A Listed
Amtex Insurance
4.6 · 108 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.

AutoCommercial GLHomeownersMotorcycle+2 more
Baytown, TX· 2.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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A Listed
A-MAX Auto Insurance
4.2 · 59 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Baytown, TX· 2.0 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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M Listed
Mike Cooksley Insurance Agency
4.8 · 4 reviews on Google

Cooksley Insurance provides personal insurance agents offering peace of mind, flexible coverage and dedicated service. Based in La Porte, Texas, the agency offers a range of policies including auto, homeowners, commercial, motorcycle, boat and flood insurance. The team is led by Mike Cooksley, an independent agent with over 23 years of industry experience.

AutoBoatCommercial GLFlood+4 more
La Porte, TX· 6.5 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company +2220+ agents
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T Listed
TIA- Texas Insurance Agency/Uvalde Insurance Agency
4.9 · 103 reviews on Google27 yrs in business

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 11.4 mi
10+ agents
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T Listed
TWFG Ratliff Insurance
4.5 · 27 reviews on Google

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

AutoHomeownersRentersLife+6 moreSpanish
Baytown, TX· 2.0 mi
Carriers: Allstate, Progressive +93-5 agents
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C Listed
Centro De Enrolamiento Obamacare & Medicare Advantage. (Se requiere cita previa)
4.8 · 11 reviews on Google

HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Channelview, TX· 7.9 mi
20+ agents
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A Listed
Ai United Insurance
4.8 · 96 reviews on Google

Ai United Insurance offers fast, easy, and affordable auto, home, renters, and motorcycle coverage through an online quoting process and personalized assistance.

AutoCommercial GLHomeownersMotorcycle+2 more
Baytown, TX· 3.1 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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K Listed
KleeCo Insurance Agency LLC
4.8 · 4 reviews on Google

KleeCo Insurance advises high‑net‑worth individuals and families on personal insurance coverage. They partner with top private‑client insurers to provide solutions such as auto, yacht, umbrella, flood and valuable‑possessions protection. The agency emphasizes personalized service and a comprehensive risk‑management approach.

AutoBoatCommercial GLFlood+3 more
Deer Park, TX· 8.1 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Cincinnati Casualty Company, The +220+ agents
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P Listed
Paul Wankowicz - State Farm Insurance Agent
4.9 · 110 reviews on Google22 yrs in business

Paul Wankowicz State Farm is a local neighborhood agency in Baytown, Texas, founded in 2004. The agency offers personalized insurance solutions and community involvement, emphasizing service for auto, home, renters, life, motorcycle and boat coverage. Paul and his bilingual team are committed to helping customers protect what matters most.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 1.8 mi
Carriers: State Farm1-2 agents
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M Listed
Marek Insurance Agency
4.9 · 343 reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
Crosby, TX· 12.4 mi
20+ agents
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G Listed
Galaxy Insurance
4.8 · 169 reviews on Google27 yrs in business

Galaxy Insurance was established two decades ago in Houston, Texas. In 1999, starting from a single store in the Southeast region of Houston, we now have multiple convenient locations all around Houston, and continue to grow. We are licensed throughout the state of Texas and can insure you and your vehicles in Texas.

AutoCommercial GLHomeownersRenters+1 more
Pasadena, TX· 13.2 mi
Carriers: Apollo Group, American Access +1110+ agents
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S Listed
Sapp Insurance Agency: Allstate Insurance
4.6 · 114 reviews on Google55 yrs in business

Sapp Insurance Agency is an Allstate agency located in Baytown, Texas, serving the community since 1971. The family‑owned office offers a range of personal insurance products and emphasizes personalized, bilingual service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 2.1 mi
Carriers: Allstate3-5 agents
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L Listed
L.A. Insurance
4.9 · 559 reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 9.8 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +106+ agents
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L Listed
La Familia Auto Insurance
4.9 · 115 reviews on Google15 yrs in business

La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage for everyone. Their mission is to help people avoid the fear of losing everything and to serve the community without judgment.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Pasadena, TX· 9.6 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
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R Listed
Randy Casey - State Farm Insurance Agent
4.9 · 345 reviews on Google18 yrs in business

Randy Casey is a State Farm agent serving Baytown, Texas since 2008, offering a range of insurance products such as auto, homeowners, renters, life, boat and motorcycle coverage. His multilingual team (English, Spanish, Vietnamese) provides personalized service and is active in the local community.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Vietnamese
Baytown, TX· 3.0 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.