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Flood Insurance in Conroe, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

Flood insurance in Conroe, TX: 21 licensed insurance agencies serve 114,600 residents in Montgomery County. auto premiums average $2,480 per year — 10% below the Texas state average. wind + hail drives 50% of homeowner claims.

21 flood insurance agencies in Conroe

Within 15 miles of Conroe, TX. Click any agency to view profile, contact info, and request a quote.

SA

Southern Group Insurance Agency

Conroe, TX· 2.9 mi
Agency
Popular
6+ agents

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange
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SL

Sean Meyers Insurance Services, LLC

Conroe, TX· 2.1 mi
Agency
Very Popular
1-2 agents

Sean Meyers Insurance Services is a top‑rated independent agency based in Conroe, Texas, serving the entire state. They offer personalized insurance solutions across multiple lines, comparing rates from many carriers to find the best deals for their clients.

AutoCommercial GLFloodHomeowners+3 more
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KI

Karen Ehlers Insurance

Conroe, TX· 2.8 mi
Agency
Very Popular
1-2 agents

Our dedicated staff of insurance professionals assist clients in securing auto, home, life, boat, motorcycle, and ATV insurance in Conroe, TX. With a vast knowledge of many carriers, we shop for the best policies and provide personalized service.

AutoBoatCommercial GLFlood+5 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +76
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NN

Nick Nazar - State Farm Insurance Agent

Conroe, TX· 3.1 mi
Agency
Popular
1-2 agents

Nick Nazar Insurance Agency is a State Farm agency based in Conroe, Texas, offering a range of insurance products including auto, homeowners, renters, life, flood, motorcycle and boat coverage. The agency serves customers in Texas and Louisiana and highlights its team’s expertise and multiple industry designations.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
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CL

CMI of Texas Insurance Group, LLC

Conroe, TX· 4.6 mi
Agency
Popular
3-5 agents

CMI of Texas is an independent insurance agency dedicated to providing high‑quality service and protection. They work with a wide variety of insurance companies to shop for the best coverage for auto, home, life, and commercial needs. Their team focuses on building close relationships and helping clients understand their policies.

AutoHomeownersRentersCommercial GL+5 more
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CI

Cozart Insurance

Conroe, TX· 2.2 mi
Agency
New on InsurConnect
1-2 agents40yr

Cozart Insurance Agency provides auto, home, business, and life insurance across Texas, offering multiple quotes from top-rated carriers. With over 40 years of experience, they focus on low‑cost, quality service and personalized coverage for individuals and families.

AutoHomeownersRentersCommercial GL+5 more
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BA

Brightway Insurance, The Lowry Agency

Spring, TX· 14.2 mi
Agency
Popular
20+ agents

Brightway Insurance is an independent agency that connects customers with multiple carriers, offering personalized quotes across a range of insurance products. They emphasize a modern, customer‑focused approach and support agents with back‑office resources.

AutoHomeownersRentersFlood+5 more
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PG

Prodigy Insurance Group

Magnolia, TX· 9.6 mi
Agency
Very Popular
1-2 agents

Prodigy Insurance Group is an independent, locally owned agency in Magnolia, Texas offering affordable, personalized insurance solutions across the state. They help customers find the right coverage for auto, home, life and more at competitive prices.

AutoCommercial GLFloodHomeowners+4 more
Carriers: State Farm, Travelers, Farmers
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TI

TGH Insurance

Conroe, TX· 8.9 mi
Agency
Very Popular
1-2 agents

TGH Insurance is an independent agency serving Texas that helps individuals and businesses find the right insurance coverage. They offer personal policies such as auto, homeowners, renters, boat and flood insurance, as well as commercial solutions. The agency emphasizes a zero‑hassle process and old‑fashioned customer service.

AutoBoatCommercial GLFlood+3 more
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SH

ShopTexasInsurance.com - Auto & Home Insurance Quotes - Texas

Tomball, TX· 11.4 mi
Agency
Very Popular
1-2 agents25yr

Shop Texas Insurance is an online platform that helps Texans compare auto, home, and commercial insurance quotes for free, partnering with top‑rated Texas insurers to find affordable coverage.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: State Farm
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AJ

Aquarius Johnson - GEICO Insurance Agent

Magnolia, TX· 10.3 mi
Agency

GEICO Insurance Agency, Inc. partners with various insurers to provide a range of insurance products, including auto, homeowners, renters, motorcycle, boat, commercial, umbrella, life, flood, and earthquake coverage. The agency offers online tools for quotes, policy management, and claim reporting, and directs customers to partner websites for specific policy services.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, American Modern Insurance Group, Assurant +1
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MA

Melvin Gessner Insurance Agency

Willis, TX· 9.8 mi
Agency

Melvin Gessner Insurance Agency in Willis, Texas offers a variety of insurance services including commercial, home, auto, disability, and life insurance. They represent numerous insurance companies and serve Texas customers as independent agents.

AutoBoatCommercial GLFlood+5 more
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KG

Kent Family Insurance Group

Magnolia, TX· 10.3 mi
Agency
Popular
1-2 agents

Kent Family Insurance Group LLC is an independent agency serving The Woodlands, Texas, offering personal and commercial insurance solutions. They provide a range of coverages including auto, homeowners, renters, flood, life, and boat insurance, as well as commercial property and BOP options. Clients can request quotes online or call their office.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: Access Home Insurance Company, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +103
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GI

Goosehead Insurance - Stuart Slott

Willis, TX· 8.2 mi
Agency
1-2 agents

Goosehead Insurance provides a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—sourced from over 200 hand‑picked carriers. The agency emphasizes smart, transparent quotes and personalized service to help customers find the right protection at the best value.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Woodlands

Montgomery, TX· 10.2 mi
Agency
1-2 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. Their online platform offers quick quotes and personalized agent assistance to help customers find the right coverage and savings.

HomeownersAutoRentersBoat+2 more
Carriers: Nationwide, Travelers, SageSure +2
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GI

Goosehead Insurance - The Raymond Agency

Spring, TX· 12.7 mi
Agency
3-5 agents

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing quotes from over 200 carriers, aiming to deliver smart coverage and value for customers.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +15
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BA

Brightway Insurance, The Books Agency

Magnolia, TX· 10.7 mi
Agency
1-2 agents

Brightway is an independent insurance agency that connects customers with a variety of carrier options, offering personalized quotes and support to meet their insurance needs.

AutoBoatCommercial GLFlood+5 more
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SG

Sig/F&M Insurance Group

Spring, TX· 11.7 mi
Agency
1-2 agents

SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.

AutoBoatCommercial GLFlood+5 more
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NI

NavSav Insurance - Spring

Spring, TX· 13.1 mi
Agency
Popular
1-2 agents

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.

AutoBoatCommercial GLCommercial Property+9 more
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PI

Progressive Insurance - Claims Office

Spring, TX· 12.7 mi
Agency
89yr

Progressive Insurance, a leading insurer since 1937, offers a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood and umbrella coverage, and provides 24/7 support and claims service.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
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FS

First Insurance Services

Montgomery, TX· 14.8 mi
Agency
New on InsurConnect
1-2 agents51yr

First Insurance Services is an independent agency in Texas that has been serving clients since 1975, offering a range of personal and commercial insurance products. They work with multiple carriers to compare coverage and provide value.

AutoCommercial GLCommercial PropertyEarthquake+6 more
Carriers: 21st Century, Aflac, AM Trust +32
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.