Homeowners Insurance in Conroe, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Conroe, TX: 24 licensed insurance agencies serve 114,600 residents in Montgomery County. auto premiums average $2,480 per year — 10% below the Texas state average. wind + hail drives 50% of homeowner claims.
24 homeowners insurance agencies in Conroe
Within 15 miles of Conroe, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
TTA Insurance is an independent agency that has been serving customers since 1992, offering a range of insurance products at competitive prices. The office remains fully staffed and provides service in English and Spanish.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.
Licensed insurance agency in Conroe, TX; represents 19 carriers.
Licensed insurance agency in Conroe, TX; represents 18 carriers.
Licensed insurance agency in Conroe, TX; represents 15 carriers.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Freeway Insurance provides a wide range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage, to customers across all 50 U.S. states. The agency offers online quoting and phone assistance for quick service.
Licensed insurance agency in Conroe, TX. Contact directly for available products and carriers.
Ai United Insurance offers fast, easy, and affordable coverage across multiple lines including auto, home, renters, and motorcycle insurance, as well as commercial insurance. They provide an online quoting process that guides customers through three simple steps and emphasize personalized assistance to help customers save money. The agency positions itself as a one‑stop solution for simplifying coverage needs.
Licensed insurance agency in Conroe, TX; represents 11 carriers.
State Farm is a nationwide insurance and financial services company offering auto, homeowners, renters, life, health, and business insurance products. Founded in 1922, it serves millions of customers through a network of agents and digital tools.
Licensed insurance agency in Conroe, TX; represents 18 carriers.
Professional Insurance has been serving Houston and East Texas since 2004, offering auto, business, renters, motorcycle, and boat insurance. The agency also provides tax and immigration assistance through NTPI‑certified agents, aiming to protect families and businesses with reliable coverage.
Licensed insurance agency in Conroe, TX; represents 55 carriers.
Licensed insurance agency in Conroe, TX; represents 7 carriers.
Licensed insurance agency in Conroe, TX; represents 24 carriers.
Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.
Licensed insurance agency in Conroe, TX; represents 14 carriers.
Licensed insurance agency in Conroe, TX; represents 2 carriers.
Licensed insurance agency in Conroe, TX; represents 3 carriers.
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
Licensed insurance agency in Conroe, TX; represents 46 carriers.
Licensed insurance agency in Conroe, TX; represents 44 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.