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Umbrella Insurance in Conroe, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Conroe, TX: 24 licensed insurance agencies serve 114,600 residents in Montgomery County. auto premiums average $2,480 per year — 10% below the Texas state average. wind + hail drives 50% of homeowner claims.

24 umbrella insurance agencies in Conroe

Within 15 miles of Conroe, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 132.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
TTA Insurance
4.3 · 206 reviews on Google34 yrs in business

TTA Insurance is an independent agency that has been serving customers since 1992, offering a range of insurance products at competitive prices. The office remains fully staffed and provides service in English and Spanish.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Conroe, TX· 1.0 mi
6+ agents
View profile
S Listed
Southern Group Insurance Agency
4.8 · 50 reviews on Google

Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage options. They focus on quick quoting, personalized service, and claims advocacy while shopping multiple carriers to find the best cost and coverage for clients.

AutoCommercial GLFloodHomeowners+3 more
Conroe, TX· 2.9 mi
Carriers: Homeowners of America Insurance Company, Porch Insurance Reciprocal Exchange6+ agents
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J Listed
JOEL GONZALEZ INSURANCE AGENCY CORP.
4.8 · 39 reviews on Google

Licensed insurance agency in Conroe, TX; represents 19 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 2.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1710+ agents
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C Listed
COLE & TAYLOR LLC
4.8 · 28 reviews on Google

Licensed insurance agency in Conroe, TX; represents 18 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 3.4 mi
Carriers: ASI Lloyds, American Economy Insurance Company +1620+ agents
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R Listed
ROBERT POWELL AGENCY LLC
4.8 · 29 reviews on Google

Licensed insurance agency in Conroe, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 4.7 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1310+ agents
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A Listed
A-MAX Auto Insurance
4.8 · 37 reviews on Google

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Conroe, TX· 3.1 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
F Listed
Freeway Insurance
4.9 · 1,144 reviews on Google

Freeway Insurance provides a wide range of insurance products, including auto, homeowners, renters, motorcycle, boat, and life coverage, to customers across all 50 U.S. states. The agency offers online quoting and phone assistance for quick service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Conroe, TX· 2.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
DEBRA LOPEZ AGENCY LLC
4.8 · 98 reviews on Google

Licensed insurance agency in Conroe, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 4.7 mi
20+ agents
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A Listed
Ai United Insurance
4.9 · 1,491 reviews on Google

Ai United Insurance offers fast, easy, and affordable coverage across multiple lines including auto, home, renters, and motorcycle insurance, as well as commercial insurance. They provide an online quoting process that guides customers through three simple steps and emphasize personalized assistance to help customers save money. The agency positions itself as a one‑stop solution for simplifying coverage needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Conroe, TX· 1.6 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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D Listed
DAVID KERR INSURANCE AGENCY, INC.
4.8 · 1 reviews on Google

Licensed insurance agency in Conroe, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 1.6 mi
Carriers: Cincinnati Life Insurance Company, The, GEICO County Mutual Insurance Company +910+ agents
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S Listed
State Farm Insurance
4.9 · 184 reviews on Google104 yrs in business

State Farm is a nationwide insurance and financial services company offering auto, homeowners, renters, life, health, and business insurance products. Founded in 1922, it serves millions of customers through a network of agents and digital tools.

AutoBoatCommercial GLDisability+6 more
Conroe, TX· 3.1 mi
Carriers: State Farm
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F Listed
FEAGIN, NICKOLAS AND ASSOC., LLC

Licensed insurance agency in Conroe, TX; represents 18 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 1.5 mi
Carriers: American Economy Insurance Company, American Risk Insurance Company, Inc. +1610+ agents
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P Listed
Professional Insurance
4.8 · 91 reviews on Google22 yrs in business

Professional Insurance has been serving Houston and East Texas since 2004, offering auto, business, renters, motorcycle, and boat insurance. The agency also provides tax and immigration assistance through NTPI‑certified agents, aiming to protect families and businesses with reliable coverage.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Conroe, TX· 1.9 mi
Carriers: PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY, Progressive Casualty Insurance Company1-2 agents
View profile
L Listed
LIFE & HEALTH HUB LLC
4.8 · 62 reviews on Google

Licensed insurance agency in Conroe, TX; represents 55 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 2.1 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +536+ agents
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D Listed
DFS MARKETING LLC
3.5 · 11 reviews on Google

Licensed insurance agency in Conroe, TX; represents 7 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 2.1 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Atlantic Coast Life Insurance Company +510+ agents
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W Listed
WOOTTON FINANCIAL GROUP INC.
4.8 · 3 reviews on Google

Licensed insurance agency in Conroe, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 3.7 mi
Carriers: AUGUSTAR LIFE INSURANCE COMPANY, American General Life Insurance Company +2220+ agents
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S Listed
Stewart Title of Montgomery County, Inc. - Willis
4.8 · 15 reviews on Google

Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.

AutoCommercial GLHomeownersRenters+1 moreSpanish, Mandarin Chinese
Willis, TX· 8.4 mi
20+ agents
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S Listed
SHBAITA, INC.
4.8 · 1 reviews on Google

Licensed insurance agency in Conroe, TX; represents 14 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 2.2 mi
Carriers: Alinsco Insurance Company, Columbia Lloyds Insurance Company +1210+ agents
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H Listed
HEBERT FINANCIAL SERVICES LLC
4.1 · 9 reviews on Google

Licensed insurance agency in Conroe, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 4.0 mi
Carriers: Lincoln National Life Insurance Company, The, North American Company for Life and Health Insurance20+ agents
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E Listed
EVERSECURE INSURANCE SOLUTIONS LLC
4.8 · 1 reviews on Google

Licensed insurance agency in Conroe, TX; represents 3 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 3.4 mi
Carriers: BANNER LIFE INSURANCE COMPANY, Pacific Life Insurance Company +120+ agents
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S Listed
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
4.9 · 131 reviews on Google

Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 11.0 mi
Carriers: Acceptance Casualty Insurance Company, Affirmative Insurance Company +246+ agents
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A Listed
ASHLEY GENERAL AGENCY, L.L.C.
4.8 · 3 reviews on Google

Licensed insurance agency in Conroe, TX; represents 46 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 4.5 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Acceptance Casualty Insurance Company +4420+ agents
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T Listed
TURNEY INSURANCE AGENCY LLC

Licensed insurance agency in Conroe, TX; represents 44 carriers.

AutoHomeownersRentersCommercial GL+1 more
Conroe, TX· 3.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Allmerica Financial Alliance Insurance Company +4220+ agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.