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Life Insurance in Addison, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Addison

Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 98.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
L Listed
Logan Harvey: Allstate Insurance
4.9 · 103 reviews on Google10 yrs in business

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
Addison, TX· 0.7 mi
6+ agents
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B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 4.6 mi
20+ agents
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S Listed
Sanchez Insurance & More
4.0 · 26 reviews on Google29 yrs in business

Sanchez Insurance is an agency offering auto, home, business, life, motorcycle and RV coverage. Their dedicated staff shops multiple carriers to find affordable policies and has served hundreds of customers for over a decade.

AutoCommercial GLCommercial PropertyHomeowners+4 moreSpanish
Carrollton, TX· 2.9 mi
Carriers: Falcon Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY +110+ agents
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A Listed
Acceptance Insurance
4.8 · 171 reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.

AutoBoatCommercial GLHomeowners+4 more
Addison, TX· 0.4 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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A Listed
American mga insurance
4.8 · 48 reviews on Google

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

AutoCommercial GLCommercial PropertyHomeowners+3 moreArabic
Richardson, TX· 7.4 mi
Carriers: Aetna Health Inc., Alinsco Insurance Company +1220+ agents
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A Listed
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
4.8 · 77 reviews on Google40 yrs in business

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 7.2 mi
10+ agents
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D Listed
Decisive Insurance Agency
4.9 · 164 reviews on Google

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Richardson, TX· 7.7 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc. +3920+ agents
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B Listed
Brightway Insurance, The Phan Agency
4.8 · 83 reviews on Google

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
Richardson, TX· 7.0 mi
10+ agents
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H Listed
Houtmart Group LLC
4.9 · 400 reviews on Google

At Houtmart, we are more than an insurance company. We are your helping hand in the search for a safe and prosperous future. We differentiate ourselves in the market for our wide range of comprehensive insurance that is designed to ensure the well‑being of you and your family.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Addison, TX· 1.3 mi
Carriers: Aetna Health Inc., Alinsco Insurance Company +193-5 agents
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O Listed
One Sharpe Solution
4.8 · 8 reviews on Google20 yrs in business

One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 8.0 mi
Carriers: AssuranceAmerica Insurance Company, Care Improvement Plus South Central Insurance Company +2520+ agents
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F Listed
Farmers Insurance - Kristin Gaca
4.8 · 32 reviews on Google

Kristin Gaca is a Farmers Insurance agent located in Lewisville, Texas. The page offers options to get quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Lewisville, TX· 9.2 mi
Carriers: Homesite Insurance Company, Infinity County Mutual Insurance Company +220+ agents
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G Listed
Globe Life Liberty National Division: TEAM Sellors Agencies
4.9 · 583 reviews on Google

We are an independently owned insurance agency with an exclusive contract to represent Globe Life Liberty National Division.

AutoCommercial GLHomeownersLife+2 more
Addison, TX· 0.8 mi
Carriers: Globe Life Liberty National Division3-5 agents
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G Listed
GI Auto Insurance
4.4 · 34 reviews on Google11 yrs in business

GI Auto Insurance, founded in 2015, provides affordable auto, home, renters and other insurance solutions to Dallas‑Fort Worth residents. The agency emphasizes personalized coverage, competitive rates, and friendly, knowledgeable agents.

AutoCommercial GLHomeownersLife+3 moreSpanish
The Colony, TX· 7.4 mi
10+ agents
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F Listed
Freeway Insurance
4.7 · 194 reviews on Google

Freeway is a nationwide insurance agency that offers a variety of products including auto, homeowners, renters, life, motorcycle and boat coverage. The site provides options to get online quotes or call for assistance, and mentions support across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Carrollton, TX· 3.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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P Listed
Patterson & Associates Insurance
4.3 · 40 reviews on Google40 yrs in business

Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.

AutoBoatCommercial GLCommercial Property+4 more
Richardson, TX· 7.4 mi
20+ agents
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A Listed
Advance Pro Insurance Agency LLC
4.9 · 141 reviews on Google

Advance Pro Insurance Agency LLC is a Texas‑based insurance brokerage that provides competitive policy packages tailored to individuals, families, and businesses. The agency emphasizes a personalized approach and high‑quality service to meet clients' insurance needs.

AutoCommercial GLHomeownersLife+2 more
Carrollton, TX· 0.5 mi
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +181-2 agents
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F Listed
Farmers Insurance - Cindy Montgomery
4.9 · 109 reviews on Google

Licensed insurance agency in Richardson, TX; represents 20 carriers.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 8.0 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1810+ agents
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F Listed
Freeway Insurance
4.5 · 305 reviews on Google

Freeway Insurance is an agency offering a wide range of insurance products such as auto, homeowners, renters, motorcycle, boat and life insurance, serving customers nationwide with local offices like the Carrollton, TX location.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Carrollton, TX· 2.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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S Listed
Stali Allport - State Farm Insurance Agent
4.9 · 189 reviews on Google15 yrs in business

Stali Allport is a third‑generation State Farm® agent who leads a bilingual team serving the Dallas‑Fort Worth area. The agency offers a range of personal and commercial insurance products and also provides financial services. They pride themselves on personalized, timely customer service and have been operating since 2011.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 0.8 mi
Carriers: State Farm1-2 agents
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M Listed
My Pham Agency
4.8 · 99 reviews on Google

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 8.0 mi
Carriers: Farmers Insurance20+ agents
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F Listed
Farmers Insurance - Lane Hamilton
4.9 · 393 reviews on Google

Licensed insurance agency in Richardson, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 8.9 mi
Carriers: Farmers20+ agents
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G Listed
Garcia Insurance
2.8 · 5 reviews on Google

We are a local, independent insurance agency serving the Dallas/Ft. Worth metroplex and the entire state of Texas, specializing in finding clients the best coverage and rate on home, auto, commercial, life, boat and motorcycle insurance.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Carrollton, TX· 4.7 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +2410+ agents
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T Listed
The Sterling Insurance Group
4.9 · 335 reviews on Google22 yrs in business

The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.

AutoCommercial GLHomeownersLife+2 more
Plano, TX· 8.3 mi
Carriers: AIG Assurance Company, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1056+ agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.