Flood Insurance in Addison, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Addison
Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.
Brightway Insurance, The Janie Alonzo Agency
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Five Star Insurance Group
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
INSURANCE SOURCE OF TEXAS
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Decisive Insurance Agency
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Brightway Insurance, The Phan Agency
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
Mi Aseguranza
Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.
Insurance Source Of Dallas
Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.
Jeff Van Matre Insurance Agency
Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.
Insurance One
Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.
Freedom Insurance Group - Auto & Home Insurance
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Progressive Car Insurance
Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood, umbrella and commercial general liability coverage. It emphasizes customizable policies, multi‑policy discounts, and 24/7 customer support.
iSURE Insurance Agency
iSURE Insurance Agency serves residents of Farmers Branch, Dallas and the DFW area, offering auto, home, commercial, renters, motorcycle, flood, boat, and umbrella insurance. They emphasize knowledgeable staff, fast claims, and personalized guidance.
Shayla Boles - GEICO Insurance Agent
GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.
David King Insurance Services, LLC
David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.
Davidson Insurance Services
Relation Insurance – Addison, formerly Davidson Insurance Services, offers business and personal insurance, employee benefits, retirement services, and private wealth management. Their 360° solutions aim to protect clients' present and secure their future through personalized risk‑management programs.
Acrisure Addison, TX (Mullis Newby Hurst)
Acrisure is an insurance and business solutions provider serving individuals and companies of all sizes, offering personalized coverage and technology‑driven services. They specialize in home, auto, flood, health, and life insurance as well as broader business solutions like cybersecurity and employee benefits.
3D Insurance Services, Inc.
3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.
Matt Bischof - GEICO Insurance Agent
GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.
Insurance City
Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.
Goosehead Insurance - Chris Zimmerman
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.
Mike Robinson Insurance Agency
Mike Robinson Insurance Agency provides insurance solutions to protect assets, families and businesses, drawing on over 20 years of industry experience. Their mission is to help clients find the right coverage at the right price through personalized assessments. They offer a range of products and emphasize building relationships with clients.
Goosehead - Gutierrez Insurance
Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.