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Flood Insurance in Addison, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Addison

Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.

BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 4.6 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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FG

Five Star Insurance Group

Richardson, TX· 6.1 mi
Agency
Popular
20+ agents

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +53
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IT

INSURANCE SOURCE OF TEXAS

Richardson, TX· 6.2 mi
Agency
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: Allstate, Encompass, Liberty +5
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DA

Decisive Insurance Agency

Richardson, TX· 7.7 mi
Agency
Very Popular
20+ agents

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +38
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BA

Brightway Insurance, The Phan Agency

Richardson, TX· 7.0 mi
Agency
Popular
10+ agents

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
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MA

Mi Aseguranza

Richardson, TX· 6.2 mi
Agency
New on InsurConnect
10+ agents22yr

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

Spanish
AutoCommercial GLCommercial PropertyFlood+4 more
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 9.3 mi
Agency
Popular
6+ agents

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Allstate, American Modern, Annex Risk +46
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FG

Freedom Insurance Group - Auto & Home Insurance

Coppell, TX· 8.0 mi
Agency
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
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ID

Insurance Source Of Dallas

Dallas, TX· 6.2 mi
Agency
Very Popular
1-2 agents22yr

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

Spanish
AutoCommercial GLFloodHomeowners+3 more
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JA

Jeff Van Matre Insurance Agency

Carrollton, TX· 5.6 mi
Agency
Very Popular
1-2 agents

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company, American Fire and Casualty Company +74
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IO

Insurance One

Addison, TX· 0.5 mi
Agency
New on InsurConnect
1-2 agents

Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA, Guardian Insurance & Annuity Company, Inc., The, Guardian Life Insurance Company of America, The +2
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 14.5 mi
Agency
Very Popular
6+ agents

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
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PI

Progressive Car Insurance

Carrollton, TX· 4.1 mi
Agency
No reviews yet
89yr

Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood, umbrella and commercial general liability coverage. It emphasizes customizable policies, multi‑policy discounts, and 24/7 customer support.

Spanish
AutoHomeownersRentersMotorcycle+5 more
Carriers: Progressive
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IA

iSURE Insurance Agency

Addison, TX· 1.2 mi
Agency
1-2 agents

iSURE Insurance Agency serves residents of Farmers Branch, Dallas and the DFW area, offering auto, home, commercial, renters, motorcycle, flood, boat, and umbrella insurance. They emphasize knowledgeable staff, fast claims, and personalized guidance.

AutoBoatCommercial GLFlood+4 more
Carriers: Ace American Insurance Company, Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +65
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SB

Shayla Boles - GEICO Insurance Agent

Garland, TX· 9.3 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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DL

David King Insurance Services, LLC

Coppell, TX· 8.1 mi
Agency
Very Popular
1-2 agents34yr

David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.

AutoHomeownersRentersCommercial GL+8 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +50
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DS

Davidson Insurance Services

Addison, TX· 1.1 mi
Agency
New on InsurConnect

Relation Insurance – Addison, formerly Davidson Insurance Services, offers business and personal insurance, employee benefits, retirement services, and private wealth management. Their 360° solutions aim to protect clients' present and secure their future through personalized risk‑management programs.

AutoHomeownersRentersCommercial GL+6 more
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AH

Acrisure Addison, TX (Mullis Newby Hurst)

Addison, TX· 1.1 mi
Agency
No reviews yet
1-2 agents

Acrisure is an insurance and business solutions provider serving individuals and companies of all sizes, offering personalized coverage and technology‑driven services. They specialize in home, auto, flood, health, and life insurance as well as broader business solutions like cybersecurity and employee benefits.

AutoCommercial GLFloodHomeowners+3 more
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3I

3D Insurance Services, Inc.

Rowlett, TX· 13.1 mi
Agency
New on InsurConnect
20+ agents

3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.

AutoHomeownersRentersCommercial GL+9 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +70
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MB

Matt Bischof - GEICO Insurance Agent

The Colony, TX· 9.1 mi
Agency
Very Popular
1-2 agents85yr

GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.

Spanish
AutoBoatCommercial GLEarthquake+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida, American Modern Property and Casualty Insurance Company +29
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IC

Insurance City

Plano, TX· 9.3 mi
Agency
Very Popular
1-2 agents

Insurance City is an independent agency based in Plano, Texas that helps clients find personal and commercial insurance coverage. They offer quotes for auto, home, flood, boat, life, and liability policies and emphasize quick, personalized service.

Spanish
AutoHomeownersFloodBoat+2 more
Carriers: BCS INSURANCE COMPANY, Jefferson Insurance Company, United States Fire Insurance Company
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GI

Goosehead Insurance - Chris Zimmerman

Coppell, TX· 8.8 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.

AutoBoatCommercial GLFlood+4 more
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MA

Mike Robinson Insurance Agency

Coppell, TX· 9.0 mi
Agency
1-2 agents

Mike Robinson Insurance Agency provides insurance solutions to protect assets, families and businesses, drawing on over 20 years of industry experience. Their mission is to help clients find the right coverage at the right price through personalized assessments. They offer a range of products and emphasize building relationships with clients.

AutoCommercial GLFloodHomeowners+3 more
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company, Lemonade Insurance Company +3
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GO

Goosehead - Gutierrez Insurance

Coppell, TX· 9.0 mi
Agency
Popular
3-5 agents

Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.