Commercial Liability Insurance in Addison, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Addison
Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.
Lopez Auto Insurance is a Texas‑based agency offering a range of coverage options including auto, homeowners, mobile home, motorcycle and boat insurance. Since 2011 they focus on quick quotes, personalized service and community‑focused support to help customers protect what matters most.
Ezzy Insurance, originally founded as Advance Insurance Group in 2008, provides a range of insurance products at competitive prices. The agency emphasizes personal service and bilingual support to help customers with their insurance needs.
Rising Star Insurance Group specializes in safeguarding businesses, homes, and futures, offering personalized insurance solutions with over 40 years of trusted experience and a focus on integrity, expertise, and exceptional service.
Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.
Leo’s Auto Insurance provides reliable and affordable coverage across 14+ locations, partnering with 35+ top carriers to offer 140+ plans. The agency focuses on fast quotes and personalized solutions for drivers and homeowners.
Cowboy Insurance provides online insurance quotes for auto, homeowners, and commercial coverage, emphasizing savings for customers. The agency highlights its agents’ ability to find the right policy at a fair price.
Licensed insurance agency in Dallas, TX; represents 4 carriers.
Sanchez Insurance is an agency offering auto, home, business, life, motorcycle and RV coverage. Their dedicated staff shops multiple carriers to find affordable policies and has served hundreds of customers for over a decade.
We are independent. Our advisors listen. We shop our carriers and provide an honest recommendation.
Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.
Freeway Insurance is a nationwide agency that lets customers compare quotes from over 200 carrier partners for auto, homeowners, renters and motorcycle coverage. They emphasize fast online quoting, bilingual agents, and a large network of local offices to provide personalized service across all 50 states.
Mike Leonard Insurance Agency LLC provides personal auto and homeowners insurance, highlighting simple online quotes and comprehensive coverage to give customers peace of mind.
Licensed insurance agency in Dallas, TX; represents 38 carriers.
La Familia Insurance aims to protect families with affordable, reliable coverage, emphasizing that everyone deserves access regardless of background. Their mission is to eliminate the fear of loss by offering auto, home, renters, and business insurance with a bilingual, community‑focused approach.
Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.
Licensed insurance agency in Frisco, TX; represents 21 carriers.
Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.
Licensed insurance agency in Carrollton, TX; represents 11 carriers.
Cinco Auto Insurance provides customizable auto, homeowners, renters, and business insurance solutions across Texas, serving over 900 cities with bilingual agents and a focus on competitive rates and quick coverage.
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Lopez Auto Insurance, based in Dallas, TX, has been serving customers since 2011 offering a range of insurance options including auto, homeowners, mobile home, motorcycle, boat, and commercial auto coverage. The agency emphasizes quick quotes, friendly staff, and affordable plans tailored to individual needs.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.