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Commercial Liability Insurance in Addison, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Addison

Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 98.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
H Listed
Hotchkiss Insurance
3.9 · <100 reviews on Google51 yrs in business

Hotchkiss Insurance has been protecting businesses, individuals and families since 1975, offering personalized insurance plans such as commercial property and casualty, employee benefits, personal and renters insurance, and surety bonds. Their mission is to help people and businesses thrive by safeguarding what matters most.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Carrollton, TX· 4.3 mi
Carriers: 5 Star Life Insurance Company, ACUITY, A MUTUAL INSURANCE COMPANY +38010+ agents
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A Listed
Aaron Augustine: Allstate Insurance
4.6 · 100+ reviews on Google26 yrs in business

Aaron Augustine opened his agency in Addison, Texas in 2000 and offers a wide range of insurance products while actively supporting the local community. The agency features a bilingual sales representative specializing in life insurance and provides free concierge services for customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 0.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +22
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O Listed
OUR INFINITE COMPANY INSURANCE AGENCY, INC.
4.6 · <100 reviews on Google

Licensed insurance agency in Dallas, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Dallas, TX· 4.7 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +2210+ agents
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A Listed
A-LA Auto Insurance
4.8 · <100 reviews on Google5 yrs in business

Affordable Insurance You Can Trust. Simple, personal, and reliable—insuring Texans with peace of mind first. Bilingual experts provide fast, same‑day coverage and help families save money.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Carrollton, TX· 3.0 mi
Carriers: Aegis Security Insurance Company, Aetna Dental Inc. +9
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A Listed
Advance Pro Insurance Agency LLC
4.9 · 100+ reviews on Google

Advance Pro Insurance Agency LLC is a Texas‑based insurance brokerage that provides competitive policy packages tailored to individuals, families, and businesses. The agency emphasizes a personalized approach and high‑quality service to meet clients' insurance needs.

AutoCommercial GLHomeownersLife+2 more
Carrollton, TX· 0.5 mi
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +181-2 agents
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S Listed
Stali Allport - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Stali Allport is a third‑generation State Farm® agent who leads a bilingual team serving the Dallas‑Fort Worth area. The agency offers a range of personal and commercial insurance products and also provides financial services. They pride themselves on personalized, timely customer service and have been operating since 2011.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 0.8 mi
Carriers: State Farm1-2 agents
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E Listed
Elite Shield Insurance
4.8 · <100 reviews on Google

Elite Shield Insurance offers a seamless experience with a wide range of insurance choices, providing expert guidance and personalized service without the need for in‑person appointments.

AutoBoatCommercial GLFarm+4 more
Addison, TX· 1.0 mi
Carriers: Life Insurance Company of the Southwest1-2 agents
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S Listed
Stay Kalm Insurance
4.9 · 500+ reviews on Google

Stay Kalm, LLC is an insurance brokerage founded by two industry professionals that focuses on educating clients and providing personalized coverage for both personal and commercial needs. They emphasize integrity, fairness, and bilingual service to help customers navigate insurance decisions.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Addison, TX· 1.4 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +821-2 agents
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M Listed
MirState Insurance
4.8 · <100 reviews on Google

TWFG Mir Insurance is an independent agency offering auto, home, life, health and business insurance across Texas, partnered with TWFG Insurance Services and accessing over 100 carriers.

AutoCommercial GLHomeownersLife+2 more
Addison, TX· 1.4 mi
Carriers: Old American County Mutual Fire Insurance Company1-2 agents
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A Listed
Acceptance Insurance
4.8 · 100+ reviews on Google

Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.

AutoBoatCommercial GLHomeowners+4 more
Addison, TX· 0.4 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)1-2 agents
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L Listed
Logan Harvey: Allstate Insurance
4.9 · 100+ reviews on Google10 yrs in business

Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.

AutoHomeownersRentersUmbrella+5 more
Addison, TX· 0.7 mi
1-2 agents
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R Listed
Rodriguez Insurance Agency LLC
4.7 · 1,000+ reviews on Google

RIAgency is an insurance agency with over 16 years of experience providing commercial and personal insurance across more than 47 U.S. states.

AutoCommercial GLHomeownersRenters+1 more
Richardson, TX· 4.5 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +386+ agents
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H Listed
Houtmart Group LLC
4.9 · 100+ reviews on Google

At Houtmart, we are more than an insurance company. We are your helping hand in the search for a safe and prosperous future. We differentiate ourselves in the market for our wide range of comprehensive insurance that is designed to ensure the well‑being of you and your family.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Addison, TX· 1.3 mi
Carriers: Aetna Health Inc., Alinsco Insurance Company +191-2 agents
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K Listed
Kyle Aubry - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Agent Kyle Aubry has been serving State Farm customers since 2009 from the Carrollton, Texas office. The agency offers a range of personal insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business insurance. They provide 24/7 quotes, claim assistance and a free notary public service.

AutoBoatCommercial GLHomeowners+4 more
Carrollton, TX· 4.8 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Kyle Fincham
4.9 · 100+ reviews on Google

Licensed insurance agency in Carrollton, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carrollton, TX· 1.2 mi
Carriers: Farmers Insurance
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D Listed
Destiny Kyles-Jones - State Farm Insurance Agent
4.9 · 500+ reviews on Google8 yrs in business

Destiny Kyles-Jones is a State Farm insurance agent serving Dallas and surrounding communities. The agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. Founded in 2017, the team focuses on helping customers protect their assets and plan for the future.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Addison, TX· 2.1 mi
Carriers: State Farm1-2 agents
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C Listed
CoVerica
4.8 · 100+ reviews on Google43 yrs in business

CoVerica is an insurance agency offering personal, commercial, and employee benefits solutions with over 40 years of experience. They serve Texas and surrounding states, emphasizing tailored coverage and risk management.

AutoCommercial GLHomeownersLife+2 more
Addison, TX· 2.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AGCS Marine Insurance Company +3521-2 agents
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L Listed
Leo's Auto Insurance
4.9 · 100+ reviews on Google10 yrs in business

Leo’s Auto Insurance provides reliable and affordable coverage across 14+ locations, partnering with 35+ top carriers to offer 140+ plans. The agency focuses on fast quotes and personalized solutions for drivers and homeowners.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Dallas, TX· 2.5 mi
1-2 agents
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W Listed
WW & ASSOCIATES INSURANCE AGENCY
4.8 · <100 reviews on Google

Based in Dallas, TX, WW Insurance Agency provides auto, home, and business insurance with a focus on transparent, personalized service and fast responses. The agency emphasizes community well‑being and offers tailored coverage options for individuals and businesses.

AutoCommercial GLHomeownersRenters+1 moreMandarin Chinese
Addison, TX· 0.7 mi
License on file (TDI)
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A Listed
Astra Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Carrollton, TX; represents 2 carriers.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Carrollton, TX· 0.2 mi
Carriers: PENN INSURANCE AND ANNUITY COMPANY, THE, PENN MUTUAL LIFE INSURANCE COMPANY, THE
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 100+ reviews on Google

Fiesta Auto Insurance offers auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, targeting Latino customers in Texas.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Carrollton, TX· 3.0 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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G Listed
Globe Life Liberty National Division: TEAM Sellors Agencies
4.9 · 500+ reviews on Google

We are an independently owned insurance agency with an exclusive contract to represent Globe Life Liberty National Division.

AutoCommercial GLHomeownersLife+2 more
Addison, TX· 0.8 mi
Carriers: Globe Life Liberty National Division1-2 agents
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T Listed
Tower Street Insurance
4.8 · <100 reviews on Google

Tower Street Insurance is an independent insurance brokerage and risk management firm based in Dallas, Texas. The agency offers customized personal, commercial, and employee benefits insurance solutions, partnering with trusted carriers to protect families and businesses. Their focus is on transparency, tailored coverage, and ongoing advocacy.

AutoCommercial GLCommercial PropertyDisability+4 more
Addison, TX· 1.6 mi
1-2 agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Addison