Homeowners Insurance in Addison, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Addison
Within 15 miles of Addison, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hotchkiss Insurance has been protecting businesses, individuals and families since 1975, offering personalized insurance plans such as commercial property and casualty, employee benefits, personal and renters insurance, and surety bonds. Their mission is to help people and businesses thrive by safeguarding what matters most.
Aaron Augustine opened his agency in Addison, Texas in 2000 and offers a wide range of insurance products while actively supporting the local community. The agency features a bilingual sales representative specializing in life insurance and provides free concierge services for customers.
Licensed insurance agency in Dallas, TX; represents 24 carriers.
Affordable Insurance You Can Trust. Simple, personal, and reliable—insuring Texans with peace of mind first. Bilingual experts provide fast, same‑day coverage and help families save money.
Advance Pro Insurance Agency LLC is a Texas‑based insurance brokerage that provides competitive policy packages tailored to individuals, families, and businesses. The agency emphasizes a personalized approach and high‑quality service to meet clients' insurance needs.
Stali Allport is a third‑generation State Farm® agent who leads a bilingual team serving the Dallas‑Fort Worth area. The agency offers a range of personal and commercial insurance products and also provides financial services. They pride themselves on personalized, timely customer service and have been operating since 2011.
Elite Shield Insurance offers a seamless experience with a wide range of insurance choices, providing expert guidance and personalized service without the need for in‑person appointments.
Stay Kalm, LLC is an insurance brokerage founded by two industry professionals that focuses on educating clients and providing personalized coverage for both personal and commercial needs. They emphasize integrity, fairness, and bilingual service to help customers navigate insurance decisions.
TWFG Mir Insurance is an independent agency offering auto, home, life, health and business insurance across Texas, partnered with TWFG Insurance Services and accessing over 100 carriers.
Acceptance Insurance provides a variety of personal and business insurance products such as auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can request quotes online or call the toll‑free number 877‑405‑7102 for assistance.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, offering personal and business insurance lines backed by top carriers. They emphasize personalized service, local expertise, and 24/7 claims support.
RIAgency is an insurance agency with over 16 years of experience providing commercial and personal insurance across more than 47 U.S. states.
At Houtmart, we are more than an insurance company. We are your helping hand in the search for a safe and prosperous future. We differentiate ourselves in the market for our wide range of comprehensive insurance that is designed to ensure the well‑being of you and your family.
Agent Kyle Aubry has been serving State Farm customers since 2009 from the Carrollton, Texas office. The agency offers a range of personal insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, as well as business insurance. They provide 24/7 quotes, claim assistance and a free notary public service.
Licensed insurance agency in Carrollton, TX; represents 1 carrier.
Destiny Kyles-Jones is a State Farm insurance agent serving Dallas and surrounding communities. The agency offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage. Founded in 2017, the team focuses on helping customers protect their assets and plan for the future.
CoVerica is an insurance agency offering personal, commercial, and employee benefits solutions with over 40 years of experience. They serve Texas and surrounding states, emphasizing tailored coverage and risk management.
Leo’s Auto Insurance provides reliable and affordable coverage across 14+ locations, partnering with 35+ top carriers to offer 140+ plans. The agency focuses on fast quotes and personalized solutions for drivers and homeowners.
Based in Dallas, TX, WW Insurance Agency provides auto, home, and business insurance with a focus on transparent, personalized service and fast responses. The agency emphasizes community well‑being and offers tailored coverage options for individuals and businesses.
Licensed insurance agency in Carrollton, TX; represents 2 carriers.
Fiesta Auto Insurance offers auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, targeting Latino customers in Texas.
We are an independently owned insurance agency with an exclusive contract to represent Globe Life Liberty National Division.
Tower Street Insurance is an independent insurance brokerage and risk management firm based in Dallas, Texas. The agency offers customized personal, commercial, and employee benefits insurance solutions, partnering with trusted carriers to protect families and businesses. Their focus is on transparency, tailored coverage, and ongoing advocacy.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.