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Life Insurance in Huston, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Huston

Within 15 miles of Huston, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 143.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
TWFG Sirafi Insurance Services
4.8 · <100 reviews on Google

TWFG Sirafi Insurance Services is a family‑owned agency that works with over 100 carriers to provide personalized insurance solutions across the U.S. They offer policies such as auto, homeowners, flood, and life insurance and emphasize ongoing policy reviews to secure the best rates.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Cypress, TX· 1.8 mi
Carriers: Allstate, Progressive +11
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F Listed
Farmers Insurance - Kimberly Hastings
4.8 · <100 reviews on Google

Farmers Insurance agent page for Kimberly Hastings in Cypress, Texas, offering auto, home, renters, life, and business insurance.

AutoCommercial GLHomeownersLife+2 more
Cypress, TX· 2.3 mi
Carriers: Farmers
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J Listed
Jerrad Ragsdell - State Farm Insurance Agent
4.8 · 100+ reviews on Google17 yrs in business

We help people save time, money, and mental sanity while making insurance easy to understand. As a lifelong Texas native and State Farm® agent since 2009, Jerrad Ragsdell leads a team of 24 licensed agents serving the greater Houston area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 1.8 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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C Listed
Charles Osburn Insurance Agency
4.7 · 100+ reviews on Google25 yrs in business

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Tomball, TX· 2.8 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company +681-2 agents
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K Listed
Kristi Sebera - State Farm Insurance
4.9 · 100+ reviews on Google34 yrs in business

Kristi Sebera is a fourth‑generation State Farm agent serving Cypress, Texas and the greater Harris County area. She provides auto, homeowners, life, health, business and other insurance and financial services with bilingual support in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cypress, TX· 5.8 mi
Carriers: State Farm
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O Listed
O'Sullivan Integra Insurance Services
4.9 · 100+ reviews on Google

At O'Sullivan Integra, we’re a Tomball insurance agency dedicated to helping our neighbors in Tomball, Cypress, and Greater Houston protect their homes, vehicles, businesses, and families. As an independent agency, we work with multiple carriers to find competitive rates and coverage that truly fits your needs.

AutoCommercial GLHomeownersLife+2 more
Tomball, TX· 3.2 mi
Carriers: American General Life Insurance Company, American Modern Property and Casualty Insurance Company +81-2 agents
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N Listed
Nguyen Integra Insurance
4.9 · 100+ reviews on Google

Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Cypress, TX· 3.3 mi
1-2 agents
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J Listed
Jerry Ford: Allstate Insurance
4.6 · 100+ reviews on Google

Jerry Ford is an Allstate insurance agent serving Houston, TX, offering auto, home, renters, motorcycle, life, and boat insurance. He emphasizes personalized service and community relationships, helping residents protect their homes, vehicles, and financial future.

AutoBoatCommercial GLHomeowners+4 more
Humble, TX· 3.8 mi
Carriers: Allstate
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S Listed
Southern American Insurance
4.6 · <100 reviews on Google43 yrs in business

Southern American Insurance Agency has been serving commercial insurance and bonding clients since 1983, offering coverage for a wide range of commercial accounts with a specialty in construction.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Cypress, TX· 4.3 mi
Carriers: AIG Assurance Company, AIG PROPERTY CASUALTY COMPANY +1203-5 agents
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O Listed
Oncken Insurance Agency
4.9 · 100+ reviews on Google

Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Cypress, TX· 4.8 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASI Lloyds +911-2 agents
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A Listed
Abby Lawson Insurance Agency: Allstate Insurance
4.7 · 100+ reviews on Google

Abby Lawson Insurance Agency is a women‑owned Allstate agency in Tomball, TX offering personalized insurance solutions. Abby Lawson, the founder and agent, emphasizes community involvement and family values while helping clients with auto, home, life, and other coverage needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 2.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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F Listed
Farmers Insurance - Jorge Gonzalez
4.9 · 100+ reviews on Google

Licensed insurance agency in Cypress, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Cypress, TX· 4.3 mi
Carriers: Farmers Insurance
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M Listed
Mark Adkins - State Farm Insurance Agent
4.8 · <100 reviews on Google42 yrs in business

Mark Adkins State Farm Insurance Agency in Cypress, TX serves the state of Texas with auto, home, business, renters, life and health insurance. Led by Mark Adkins, a former Marine and State Farm agent since 1984, the agency emphasizes personalized service in English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Cypress, TX· 7.5 mi
Carriers: State Farm
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M Listed
McDade Insurance Brokerage Group, LLC
4.9 · 100+ reviews on Google

McDade Insurance Brokerage Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. They serve the Greater Houston area and emphasize being "Driven to Serve" their community.

AutoHomeownersRentersUmbrella+4 more
Spring, TX· 5.3 mi
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +81-2 agents
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T Listed
Troy Hooper - State Farm Insurance Agent
4.9 · 100+ reviews on Google6 yrs in business

Troy Hooper State Farm Agency proudly serves families, individuals, and businesses throughout Cypress, Katy, Tomball, Spring, The Woodlands and the Houston metropolitan area, offering a full range of personal and commercial insurance products.

AutoHomeownersRentersFlood+5 moreSpanish
Cypress, TX· 8.4 mi
Carriers: State Farm
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A Listed
Anna Santa Ana - State Farm Insurance Agent
4.9 · 100+ reviews on Google

We are a State Farm team with more than forty years of combined insurance experience, serving Northwest Houston and the entire state of Texas. We offer auto, home, renters, inland marine, business, life and health insurance in English, Spanish and Tagalog.

AutoCommercial GLHomeownersLife+2 moreSpanish, Indonesian
Anna, TX· 7.2 mi
Carriers: State Farm
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T Listed
Travis Wiley: Allstate Insurance
4.8 · 100+ reviews on Google

Travis Wiley is an Allstate personal financial representative serving Tomball and the Greater Houston area, offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. He leads a team of 13 licensed professionals who serve over 3,500 customers with a focus on personalized service and community knowledge.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 4.4 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +211-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.

AutoCommercial GLHomeownersLife+3 more
Tomball, TX· 8.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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B Listed
Bluebonnets Of Texas Insurance Agency
4.8 · <100 reviews on Google8 yrs in business

Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Cypress, TX· 2.9 mi
1-2 agents
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C Listed
Charlie Pierce - State Farm Insurance Agent
4.7 · 100+ reviews on Google16 yrs in business

Charlie Pierce State Farm helps Texas families with a full range of insurance needs, offering State Farm Auto, Home, Life, Renters, Business, Boat, and Motorcycle coverage. The agency emphasizes personalized service, local hospitality, and a 24‑hour call or text option.

AutoBoatCommercial GLHomeowners+4 more
Cypress, TX· 5.2 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 100+ reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 10.0 mi
Carriers: GeoVera Insurance, Guard Insurance Group +10
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M Listed
Michael Fletcher - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Michael Fletcher State Farm Insurance office is located in Tomball, TX, serving the Tomball area and the surrounding regions of Texas, Louisiana, Arkansas, and Oklahoma. The agency offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance, and provides bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.3 mi
Carriers: State Farm
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T Listed
TWFG Insurance Services, Katlyn Brenneise
4.9 · 100+ reviews on Google

Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.

AutoBoatCommercial GLFlood+5 moreSpanish
Cypress, TX· 6.9 mi
Carriers: SageSure, State Auto +61-2 agents
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.