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Commercial Liability Insurance in Huston, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Huston

Within 15 miles of Huston, TX. Click any agency to view profile, contact info, and request a quote.

NI

Nguyen Integra Insurance

Cypress, TX· 3.3 mi
Agency
Very Popular
10+ agents

Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
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CA

Charles Osburn Insurance Agency

Tomball, TX· 2.8 mi
Agency
Very Popular
6+ agents25yr

The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmTrust Insurance Company, American Economy Insurance Company +67
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IU

Insure US

Cypress, TX· 3.4 mi
Agency
Very Popular
10+ agents

InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.

AutoBoatCommercial GLFlood+4 more
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OA

Oncken Insurance Agency

Cypress, TX· 4.8 mi
Agency
Very Popular
10+ agents

Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +90
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BA

Bluebonnets Of Texas Insurance Agency

Cypress, TX· 2.9 mi
Agency
New on InsurConnect
10+ agents8yr

Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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LI

La Familia Auto Insurance

Houston, TX· 3.0 mi
Agency
Very Popular
6+ agents15yr

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for all backgrounds. Founded in 2010, the agency has been serving the community for 15 years and now operates 90 offices across Texas.

Spanish
AutoCommercial GLHomeownersRenters+1 more
Carriers: Bravo General (in-house MGA), GAINSCO, Progressive County Mutual +4
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TB

TWFG Insurance Services, Katlyn Brenneise

Cypress, TX· 6.9 mi
Agency
Very Popular
10+ agents

Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: SageSure, State Auto, TWIA +5
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HC

Harmony National Insurance Brokerage Corp. - Lee Patterson

Spring, TX· 4.9 mi
Agency
Popular
10+ agents

Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, AmGUARD Insurance Company +66
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EL

EMERGENT INSURANCE SOLUTIONS LLC

Houston, TX· 2.0 mi
Agency
Popular
20+ agents

Licensed insurance agency in Houston, TX; represents 130 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +127
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IL

INSURANCE SPECIALISTS OF TEXAS, LLC

Houston, TX· 0.7 mi
Agency
20+ agents

Licensed insurance agency in Houston, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, Berkshire Hathaway Homestate Insurance Company +8
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TL

TOPTIER INSURANCE AGENCY, LLC

Houston, TX· 1.2 mi
Agency
20+ agents

Licensed insurance agency in Houston, TX; represents 12 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Cimarron Insurance Company, Inc., GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +9
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RI

RUSTY BRENTS INSURANCE AGENCY INC

Houston, TX· 3.7 mi
Agency
Very Popular
10+ agents

Licensed insurance agency in Houston, TX; represents 50 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: ASI Lloyds, Ace American Insurance Company, Aegis Security Insurance Company +47
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HL

HS INSURANCE AGENCY, LLC

Houston, TX· 1.8 mi
Agency
10+ agents

Licensed insurance agency in Houston, TX; represents 16 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Risk Insurance Company, Inc., Falcon Insurance Company, GEICO County Mutual Insurance Company +13
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CT

Cypress Insurance Team

Cypress, TX· 9.3 mi
Agency
Very Popular
20+ agents18yr

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc., Centauri Specialty Insurance Company +30
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TL

THE KELLIS COMPANY, LLC

Spring, TX· 4.0 mi
Agency
Popular
10+ agents

Licensed insurance agency in Spring, TX; represents 19 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Health Inc., BANNER LIFE INSURANCE COMPANY +16
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TL

THE ATKINSON AGENCY LLC

Houston, TX· 4.4 mi
Agency
Popular
20+ agents

Licensed insurance agency in Houston, TX; represents 23 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +20
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FL

FUNDAMENTAL INSURANCE GROUP, LLC

Houston, TX· 1.2 mi
Agency
New on InsurConnect
20+ agents

Licensed insurance agency in Houston, TX; represents 3 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Cypress Property & Casualty Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company
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TL

Texas Dawn Insurance Agency LLC

Cypress, TX· 8.4 mi
Agency
Popular
10+ agents

Texas Dawn Insurance Agency is an independent agency serving Texas and Louisiana, offering auto, home, business, and other insurance solutions.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Auros Reciprocal Insurance Exchange, Aventus Insurance Company +13
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TA

Theiss Insurance Agency

Spring, TX· 6.5 mi
Agency
20+ agents

Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.

AutoBoatCommercial GLFlood+5 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, Foremost County Mutual Insurance Company +27
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KI

KEENAN INSURANCE & FINANCIAL SERVICES, INC.

Houston, TX· 3.0 mi
Agency
20+ agents

Licensed insurance agency in Houston, TX; represents 48 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company, Ace Property and Casualty Insurance Company +45
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EL

E.A. INSURANCE & INCOME TAX LLC

Katy, TX· 5.4 mi
Agency
Popular
20+ agents

Licensed insurance agency in Katy, TX; represents 10 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Alinsco Insurance Company, American Access Casualty Company, American Hallmark Insurance Company of Texas +7
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CL

CABRAL INSURANCE AGENCY LLC

Houston, TX· 2.5 mi
Agency
10+ agents

Licensed insurance agency in Houston, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Aventus Insurance Company, Foremost County Mutual Insurance Company +22
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SL

STABILITY PARTNERS, LLC

Spring, TX· 4.1 mi
Agency
Popular
20+ agents

Licensed insurance agency in Spring, TX; represents 61 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, AMFIRST INSURANCE COMPANY +58
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IL

ISCENTIAL LLC

Houston, TX· 5.8 mi
Agency
Very Popular
20+ agents

Licensed insurance agency in Houston, TX; represents 8 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Cincinnati Life Insurance Company, The, Independent Order of Foresters, The, Lincoln National Life Insurance Company, The +5
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Huston