Homeowners Insurance in Huston, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Huston
Within 15 miles of Huston, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
TWFG Sirafi Insurance Services is a family‑owned agency that works with over 100 carriers to provide personalized insurance solutions across the U.S. They offer policies such as auto, homeowners, flood, and life insurance and emphasize ongoing policy reviews to secure the best rates.
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for all backgrounds. Founded in 2010, the agency has been serving the community for 15 years and now operates 90 offices across Texas.
Farmers Insurance agent page for Kimberly Hastings in Cypress, Texas, offering auto, home, renters, life, and business insurance.
We help people save time, money, and mental sanity while making insurance easy to understand. As a lifelong Texas native and State Farm® agent since 2009, Jerrad Ragsdell leads a team of 24 licensed agents serving the greater Houston area.
The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.
Kristi Sebera is a fourth‑generation State Farm agent serving Cypress, Texas and the greater Harris County area. She provides auto, homeowners, life, health, business and other insurance and financial services with bilingual support in English and Spanish.
At O'Sullivan Integra, we’re a Tomball insurance agency dedicated to helping our neighbors in Tomball, Cypress, and Greater Houston protect their homes, vehicles, businesses, and families. As an independent agency, we work with multiple carriers to find competitive rates and coverage that truly fits your needs.
Licensed insurance agency in Houston, TX; represents 9 carriers.
Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.
Jerry Ford is an Allstate insurance agent serving Houston, TX, offering auto, home, renters, motorcycle, life, and boat insurance. He emphasizes personalized service and community relationships, helping residents protect their homes, vehicles, and financial future.
Southern American Insurance Agency has been serving commercial insurance and bonding clients since 1983, offering coverage for a wide range of commercial accounts with a specialty in construction.
ABCoversMe is a State Farm agency opened in February 2022 by 5th‑generation agent Andrew Brenneise, serving Cypress and surrounding Texas communities. The agency offers a range of personal insurance products and provides bilingual service in English and Spanish.
Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.
InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.
Abby Lawson Insurance Agency is a women‑owned Allstate agency in Tomball, TX offering personalized insurance solutions. Abby Lawson, the founder and agent, emphasizes community involvement and family values while helping clients with auto, home, life, and other coverage needs.
Licensed insurance agency in Cypress, TX; represents 1 carrier.
Mark Adkins State Farm Insurance Agency in Cypress, TX serves the state of Texas with auto, home, business, renters, life and health insurance. Led by Mark Adkins, a former Marine and State Farm agent since 1984, the agency emphasizes personalized service in English and Spanish.
McDade Insurance Brokerage Group, LLC helps consumers save money, businesses reduce risk, and families protect their financial future. They serve the Greater Houston area and emphasize being "Driven to Serve" their community.
Troy Hooper State Farm Agency proudly serves families, individuals, and businesses throughout Cypress, Katy, Tomball, Spring, The Woodlands and the Houston metropolitan area, offering a full range of personal and commercial insurance products.
The Dollar Agency Inc. assists people throughout Texas by finding the insurance coverage they need. We offer our clients multiple policies, which allows them to protect what matters most.
We are a State Farm team with more than forty years of combined insurance experience, serving Northwest Houston and the entire state of Texas. We offer auto, home, renters, inland marine, business, life and health insurance in English, Spanish and Tagalog.
Travis Wiley is an Allstate personal financial representative serving Tomball and the Greater Houston area, offering a range of insurance products including auto, home, renters, motorcycle, life, and boat coverage. He leads a team of 13 licensed professionals who serve over 3,500 customers with a focus on personalized service and community knowledge.
Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.