Umbrella Insurance in Huston, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Huston
Within 15 miles of Huston, TX. Click any agency to view profile, contact info, and request a quote.
Nguyen Integra Insurance
Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.
Charles Osburn Insurance Agency
The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.
Insure US
InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.
Oncken Insurance Agency
Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.
Bluebonnets Of Texas Insurance Agency
Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for all backgrounds. Founded in 2010, the agency has been serving the community for 15 years and now operates 90 offices across Texas.
TWFG Insurance Services, Katlyn Brenneise
Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.
Harmony National Insurance Brokerage Corp. - Lee Patterson
Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.
EMERGENT INSURANCE SOLUTIONS LLC
Licensed insurance agency in Houston, TX; represents 130 carriers.
INSURANCE SPECIALISTS OF TEXAS, LLC
Licensed insurance agency in Houston, TX; represents 11 carriers.
TOPTIER INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 12 carriers.
RUSTY BRENTS INSURANCE AGENCY INC
Licensed insurance agency in Houston, TX; represents 50 carriers.
HS INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 16 carriers.
Cypress Insurance Team
Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.
THE KELLIS COMPANY, LLC
Licensed insurance agency in Spring, TX; represents 19 carriers.
THE ATKINSON AGENCY LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
FUNDAMENTAL INSURANCE GROUP, LLC
Licensed insurance agency in Houston, TX; represents 3 carriers.
Texas Dawn Insurance Agency LLC
Texas Dawn Insurance Agency is an independent agency serving Texas and Louisiana, offering auto, home, business, and other insurance solutions.
Theiss Insurance Agency
Theiss Insurance Agency is an independent agency in Spring, Texas serving the area for over 30 years. They provide personalized coverage for property, auto, flood, life, umbrella, boat and motorcycle insurance, partnering with multiple carriers to offer tailored options.
KEENAN INSURANCE & FINANCIAL SERVICES, INC.
Licensed insurance agency in Houston, TX; represents 48 carriers.
E.A. INSURANCE & INCOME TAX LLC
Licensed insurance agency in Katy, TX; represents 10 carriers.
CABRAL INSURANCE AGENCY LLC
Licensed insurance agency in Houston, TX; represents 25 carriers.
STABILITY PARTNERS, LLC
Licensed insurance agency in Spring, TX; represents 61 carriers.
ISCENTIAL LLC
Licensed insurance agency in Houston, TX; represents 8 carriers.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.