Life Insurance in Round Rock, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Round Rock, TX: 24 licensed insurance agencies serve 134,380 residents in Williamson County. auto premiums average $2,450 per year — 11% below the Texas state average. wind + hail drives 50% of homeowner claims.
24 life insurance agencies in Round Rock
Within 15 miles of Round Rock, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.
Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.
Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.
Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.
Freeway Insurance is a nationwide agency offering a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. They provide online quotes and phone assistance, serving customers in all 50 U.S. states.
Licensed insurance agency in Hutto, TX; represents 15 carriers.
Licensed insurance agency in Hutto, TX; represents 22 carriers.
Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.
Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.
Safe Beacon Insurance simplifies insurance by offering quick, clear, and affordable solutions for individuals, families, and businesses. Their consultative approach focuses on reducing confusion, saving time, and ensuring customers have appropriate coverage.
State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.
Licensed insurance agency in Round Rock, TX; represents 1 carrier.
TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.
Licensed insurance agency in Pflugerville, TX; represents 1 carrier.
Ryan Landers State Farm Agency provides auto, home, condo, renters, life, health, business and pet insurance to customers in Texas and surrounding states. The agency emphasizes personalized service, 24/7 call/text support, and a commitment to protecting families and their assets.
Bill Muench Insurance Agency, Inc., located in downtown Round Rock, has been serving the Round Rock area since 1982, offering a personal, neighbor‑first experience and helping customers find the best rates from a wide variety of trusted insurance companies.
Mark Saunders opened his own Allstate agency in 1997 and provides personal insurance services in Round Rock and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat and life insurance, emphasizing neighborly, personalized service. The agency is backed by Allstate and serves English‑speaking customers.
DGIA - Daniel Gutschewski Insurance Agency proudly serves the state of Texas with insurance options that help you protect your financial future. Our insurance policies ensure your financial security by protecting you against loss from natural hazards, manufactured hazards, common perils, theft, and other situations.
MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.
Beau Sharpe is a State Farm agent serving Round Rock and surrounding areas since 2011. The agency offers auto, homeowners, renters, life, health, and other insurance products. They provide 24‑hour call/text support and bilingual service in English and Spanish.
Licensed insurance agency in Pflugerville, TX; represents 6 carriers.
Beau Sharpe is a State Farm® Insurance Agent in Round Rock, TX, offering auto, homeowners, renters, life, and other personal insurance products. He opened his office in November 2014 and also provides financial services as a Rocket Professional with Quicken Loans. The agency serves customers in English and Spanish.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.