Homeowners Insurance in Round Rock, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Round Rock, TX: 24 licensed insurance agencies serve 134,380 residents in Williamson County. auto premiums average $2,450 per year — 11% below the Texas state average. wind + hail drives 50% of homeowner claims.
24 homeowners insurance agencies in Round Rock
Within 15 miles of Round Rock, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.
Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Bill Muench Insurance Agency, Inc., located in downtown Round Rock, has been serving the Round Rock area since 1982, offering a personal, neighbor‑first experience and helping customers find the best rates from a wide variety of trusted insurance companies.
Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.
Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.
Mark Saunders opened his own Allstate agency in 1997 and provides personal insurance services in Round Rock and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat and life insurance, emphasizing neighborly, personalized service. The agency is backed by Allstate and serves English‑speaking customers.
State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.
Fiesta Insurance and Tax offers a range of insurance and tax services for families and businesses. Their team provides auto, home, business, rental, boat, and motorcycle coverage along with personal and business tax assistance. They emphasize treating customers like family and aim to deliver affordable, reliable service.
Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.
PolicyWatch is an insurance agency serving clients in all 50 U.S. states, dedicated to delivering choice, education, and simplicity by comparing rates across multiple carriers to find the best coverage.
Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.
Hughes Insurance Group, LLC has served central Texas residents since 1990, focusing on personal lines such as auto, home, condo, watercraft, and umbrella insurance. The agency emphasizes client education and competitive rates while maintaining strong community involvement.
TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.
Contigo Insurance is an industry leader specializing in providing low‑cost, independent insurance to thousands of Texas residents and businesses. The agency offers auto, home, and commercial/business policies along with tax preparation and notary services.
Ryan Landers State Farm Agency provides auto, home, condo, renters, life, health, business and pet insurance to customers in Texas and surrounding states. The agency emphasizes personalized service, 24/7 call/text support, and a commitment to protecting families and their assets.
Freeway Insurance is a nationwide agency offering a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. They provide online quotes and phone assistance, serving customers in all 50 U.S. states.
DGIA - Daniel Gutschewski Insurance Agency proudly serves the state of Texas with insurance options that help you protect your financial future. Our insurance policies ensure your financial security by protecting you against loss from natural hazards, manufactured hazards, common perils, theft, and other situations.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.
Licensed insurance agency in Round Rock, TX; represents 1 carrier.
Beau Sharpe is a State Farm agent serving Round Rock and surrounding areas since 2011. The agency offers auto, homeowners, renters, life, health, and other insurance products. They provide 24‑hour call/text support and bilingual service in English and Spanish.
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 carriers to offer the best protection at low prices.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.