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Umbrella Insurance in Round Rock, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Round Rock, TX: 24 licensed insurance agencies serve 134,380 residents in Williamson County. auto premiums average $2,450 per year — 11% below the Texas state average. wind + hail drives 50% of homeowner claims.

24 umbrella insurance agencies in Round Rock

Within 15 miles of Round Rock, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 78.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
T Listed
TWFG Khan Insurance Services
4.8 · <100 reviews on Google28 yrs in business

TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.

AutoBoatCommercial GLCommercial Property+5 more
Pflugerville, TX· 1.8 mi
License on file (TDI)
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C Listed
Chande Agency Inc
4.9 · 100+ reviews on Google

Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.

AutoHomeownersRentersCommercial GL+2 moreSpanish
Round Rock, TX· 1.0 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +233-5 agents
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A Listed
Alejandra De La Torre
4.9 · 100+ reviews on Google21 yrs in business

Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 1.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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B Listed
Bill Muench Insurance Agency, Inc
4.5 · 100+ reviews on Google44 yrs in business

Bill Muench Insurance Agency, Inc., located in downtown Round Rock, has been serving the Round Rock area since 1982, offering a personal, neighbor‑first experience and helping customers find the best rates from a wide variety of trusted insurance companies.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Round Rock, TX· 2.2 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +99
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S Listed
Shonda Hetherington - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 1.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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L Listed
Lawhorn & Moore Insurance Brokers
4.9 · 100+ reviews on Google17 yrs in business

Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 2.9 mi
Carriers: American Capital Assurance Corp., American Economy Insurance Company +193-5 agents
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M Listed
Mark Saunders: Allstate Insurance
4.8 · <100 reviews on Google29 yrs in business

Mark Saunders opened his own Allstate agency in 1997 and provides personal insurance services in Round Rock and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat and life insurance, emphasizing neighborly, personalized service. The agency is backed by Allstate and serves English‑speaking customers.

AutoBoatCommercial GLHomeowners+4 more
Round Rock, TX· 2.8 mi
Carriers: Allstate
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 500+ reviews on Google24 yrs in business

State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 1.8 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 100+ reviews on Google

Fiesta Insurance and Tax offers a range of insurance and tax services for families and businesses. Their team provides auto, home, business, rental, boat, and motorcycle coverage along with personal and business tax assistance. They emphasize treating customers like family and aim to deliver affordable, reliable service.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Round Rock, TX· 1.8 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 1.9 mi
Carriers: Direct Auto, National General Insurance Group1-2 agents
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P Listed
PolicyWatch
4.9 · 500+ reviews on Google

PolicyWatch is an insurance agency serving clients in all 50 U.S. states, dedicated to delivering choice, education, and simplicity by comparing rates across multiple carriers to find the best coverage.

AutoCommercial GLHomeownersRenters+1 more
Round Rock, TX· 2.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +831-2 agents
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C Listed
Chavez Insurance Group
4.8 · <100 reviews on Google

Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.

AutoBoatCommercial GLDisability+7 moreSpanish
Round Rock, TX· 0.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +781-2 agents
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H Listed
Hughes Insurance Group, LLC
4.9 · 100+ reviews on Google36 yrs in business

Hughes Insurance Group, LLC has served central Texas residents since 1990, focusing on personal lines such as auto, home, condo, watercraft, and umbrella insurance. The agency emphasizes client education and competitive rates while maintaining strong community involvement.

AutoCommercial GLHomeownersMarine+2 more
Round Rock, TX· 2.7 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +461-2 agents
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T Listed
TWFG Rosas Insurance
4.8 · <100 reviews on Google

TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Round Rock, TX· 1.5 mi
License on file (TDI)
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C Listed
Contigo Insurance Agency
4.8 · <100 reviews on Google

Contigo Insurance is an industry leader specializing in providing low‑cost, independent insurance to thousands of Texas residents and businesses. The agency offers auto, home, and commercial/business policies along with tax preparation and notary services.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Round Rock, TX· 2.8 mi
License on file (TDI)
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R Listed
Ryan Landers - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Ryan Landers State Farm Agency provides auto, home, condo, renters, life, health, business and pet insurance to customers in Texas and surrounding states. The agency emphasizes personalized service, 24/7 call/text support, and a commitment to protecting families and their assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 1.8 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance is a nationwide agency offering a variety of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage. They provide online quotes and phone assistance, serving customers in all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 2.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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D Listed
DGIA | Daniel Gutschewski Insurance Agency
4.8 · <100 reviews on Google

DGIA - Daniel Gutschewski Insurance Agency proudly serves the state of Texas with insurance options that help you protect your financial future. Our insurance policies ensure your financial security by protecting you against loss from natural hazards, manufactured hazards, common perils, theft, and other situations.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 2.7 mi
Carriers: American General Life Insurance Company, American Modern Property and Casualty Insurance Company +161-2 agents
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A Listed
A-MAX Auto Insurance
4.4 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Round Rock, TX· 1.9 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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M Listed
Monica Story - State Farm Insurance Agent
4.9 · 100+ reviews on Google

With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.

AutoBoatCommercial GLFlood+5 moreSpanish
Hutto, TX· 6.0 mi
Carriers: State Farm
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S Listed
Sameer Chande - GEICO Insurance Agent
4.9 · 1,000+ reviews on Google

Licensed insurance agency in Round Rock, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Round Rock, TX· 1.1 mi
Carriers: GEICO1-2 agents
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B Listed
Beau Sharpe - State Farm Insurance Agent
4.8 · <100 reviews on Google15 yrs in business

Beau Sharpe is a State Farm agent serving Round Rock and surrounding areas since 2011. The agency offers auto, homeowners, renters, life, health, and other insurance products. They provide 24‑hour call/text support and bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 2.6 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Pronto Insurance
4.3 · <100 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 carriers to offer the best protection at low prices.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Round Rock, TX· 1.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Round Rock