Flood Insurance in Round Rock, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
Flood insurance in Round Rock, TX: 24 licensed insurance agencies serve 134,380 residents in Williamson County. auto premiums average $2,450 per year — 11% below the Texas state average. wind + hail drives 50% of homeowner claims.
24 flood insurance agencies in Round Rock
Within 15 miles of Round Rock, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.
Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.
Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.
Licensed insurance agency in Round Rock, TX; represents 1 carrier.
Alpine Insurance is an independent agency serving the Austin, Texas area, offering personal insurance such as auto, homeowners, motorcycle, boat & watercraft, and flood coverage. They also provide commercial solutions including Business Owners Policies, General Liability, and Workers Compensation. Clients are assigned dedicated teams to help find competitive rates and responsive service.
DGIA - Daniel Gutschewski Insurance Agency proudly serves the state of Texas with insurance options that help you protect your financial future. Our insurance policies ensure your financial security by protecting you against loss from natural hazards, manufactured hazards, common perils, theft, and other situations.
MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.
EZ Insurance Agency helps Austin residents save on auto, home, and commercial insurance. With over 20 years of experience, they offer fast service, competitive rates, and local expertise across three convenient locations.
Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.
Contractors Insurance Services, founded in 1955, provides personalized insurance products to Texas clients in Austin, Round Rock, Georgetown and San Marcos, emphasizing customer service and fair pricing.
With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.
MH P&C Insurance Agency, LLC is a Texas-based agency offering auto, home, commercial, and life insurance with over 35 combined years of experience, serving the Austin area and the Dallas/Fort Worth metroplex.
Best Buy Insurance Texas is an independent agency focused on customer‑centric service, partnering with dozens of insurance companies to find the right coverage at the best price. They offer a range of personal and commercial insurance solutions, emphasizing quality service and a personal touch.
Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance by shopping from over 25 insurers. They focus on education, advocacy, and free professional support without being tied to a single carrier.
GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, umbrella, life, flood, and earthquake coverage, allowing customers to get quotes and manage policies online.
Armadoillo Insurance Agency is an Austin, TX based agency offering a range of insurance options including auto, home, commercial, boat, motorcycle, umbrella, flood, condo and renters coverage. The agency emphasizes personalized service and affordable rates for Texas residents.
The Dollar Agency Inc. assists people throughout Texas by finding the insurance coverage they need. They offer multiple policies, including auto, home, and commercial insurance, to protect what matters most.
Progressive Insurance is a leading insurance company trusted since 1937, offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, and umbrella coverage, along with commercial insurance options. The site emphasizes discounts, bundling savings, and 24/7 support for customers.
Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.
Brightway Insurance is an independent agency that connects clients with multiple carriers, offering personalized quotes through a modern, AI‑driven approach. They focus on trust, community, and a simple three‑step process: consultation, curated choices, and confidence.
AmeriFirst Insurance Agency provides a range of insurance products including auto, homeowners, renters, flood, umbrella, motorcycle, boat and commercial lines across Texas and over ten other states. The independent agency emphasizes personalized service and helps clients buy top A‑rated policies. They serve individuals, families and businesses with a focus on convenience and affordability.
Acrisure provides both business and personal insurance solutions, using advanced technology to connect clients with a wide range of coverage options. Their services include home, auto, flood, health, and life insurance, as well as comprehensive solutions for small to large businesses.
Goosehead Insurance provides home, auto, renters, boat, motorcycle and flood insurance by comparing policies from over 200 carriers. Their online tools let users get quick quotes while agents offer personalized assistance. The agency emphasizes smart, design‑focused coverage options.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.