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Umbrella Insurance in Abilene, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

Umbrella insurance in Abilene, TX: 24 licensed insurance agencies serve 127,084 residents in Taylor County. auto premiums average $2,180 per year — 21% below the Texas state average. wind + hail drives 55% of homeowner claims.

24 umbrella insurance agencies in Abilene

Within 15 miles of Abilene, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 163.0 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Tatum Insurance Agency, LLC
4.8 · 167 reviews on Google17 yrs in business

Tatum Insurance Agency, LLC serves Abilene, TX and surrounding communities, offering auto, home, flood, life, umbrella and boat insurance. Founded in 2009, they work with multiple carriers to provide affordable, personalized coverage.

AutoBoatCommercial GLFlood+4 more
Abilene, TX· 14.5 mi
Carriers: Aegis Security Insurance Company, American Modern Property and Casualty Insurance Company +1610+ agents
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A Listed
A-MAX Auto Insurance
4.2 · 191 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Abilene, TX· 10.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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A Listed
Acceptance Insurance
4.7 · 205 reviews on Google

Licensed insurance agency in Abilene, TX; represents 2 carriers.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 11.1 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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R Listed
Rhodes Insurance Agency
4.8 · 70 reviews on Google40 yrs in business

Rhodes Insurance Agency is an independent Texas insurance agency founded in 1986 and located on North 1st Street in Abilene. It offers auto, homeowners, commercial, and life insurance as well as bonds, leveraging multiple national carriers and over 70 years of combined agent experience.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Abilene, TX· 10.8 mi
License on file (TDI)
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P Listed
Pronto Insurance
4.7 · 98 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance. It offers access to more than 30 insurance companies to provide the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Abilene, TX· 9.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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I Listed
Inner Circle Advisors
4.9 · 102 reviews on Google8 yrs in business

Inner Circle Advisors is an independent insurance brokerage that compares over 20 carriers to find the best rates and coverage for clients. They focus on helping customers save money on auto, home, boat, life, flood, and motorcycle insurance while providing personalized service.

AutoBoatCommercial GLFlood+5 more
Abilene, TX· 11.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1131-2 agents
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P Listed
Pronto Insurance
4.7 · 83 reviews on Google

At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, the agency specializes in auto, home, renters and business insurance. It offers access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Abilene, TX· 10.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
K Listed
Kennedy Insurance Mart
4.7 · 110 reviews on Google40 yrs in business

Kennedy Insurance Mart Inc is a locally owned agency serving Abilene, Sweetwater and surrounding Texas areas since 1986. They provide auto, homeowners, and motorcycle insurance, helping customers with bad credit, high‑risk drivers, and special needs like SR22. Their focus is on personalized service and affordable coverage.

AutoCommercial GLHomeownersMotorcycle+2 more
Abilene, TX· 10.0 mi
1-2 agents
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K Listed
Koda Insurance Group
4.9 · 332 reviews on Google12 yrs in business

Koda Insurance Group is a local independent agency in Abilene, Texas, serving since 2014. They offer auto, home, and business insurance, shopping multiple carriers to find the best rates and coverage for customers.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Abilene, TX· 13.3 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1591-2 agents
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P Listed
Pronto Insurance
4.8 · 11 reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. The agency partners with over 30 carriers to offer competitive rates and also offers services like SR‑22, roadside assistance and surety bonds.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Abilene, TX· 9.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
View profile
S Listed
Stubblefield Insurance Agency
4.8 · 95 reviews on Google

Stubblefield Insurance Agency, LLC operates three agencies in Abilene, Olney, and Tuscola, Texas, offering a range of insurance products including auto, homeowners, commercial, health, life, Medicare, and farm & ranch coverage. They partner with over 30 carriers and provide customized plans for local residents.

AutoCommercial GLFarmHomeowners+3 more
Abilene, TX· 11.8 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +921-2 agents
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S Listed
Simply Insured
4.8 · 18 reviews on Google

Simply Insured, LLC is a locally owned independent agency serving Abilene and all of Texas, offering auto, homeowners, and commercial insurance. They partner with a range of carriers to find coverage that fits each customer’s needs.

AutoCommercial GLCommercial PropertyFlood+3 more
Abilene, TX· 10.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +481-2 agents
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C Listed
C 5 Star Auto Insurance Agency, LLC
4.7 · 44 reviews on Google

5 Star Auto Insurance Agency LLC provides auto and motorcycle insurance in Abilene, Texas, with over a decade of experience serving drivers 18 and older, offering SR22 filing, roadside assistance, and legal defense options.

AutoCommercial GLHomeownersMotorcycle+2 more
Abilene, TX· 10.7 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +181-2 agents
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K Listed
Kim Austin - State Farm Insurance Agent
4.9 · 416 reviews on Google

Kim Austin’s State Farm Insurance in Abilene, TX serves the Big Country and all of Texas, offering personal and business insurance solutions. The agency provides auto, homeowners, renters, life, motorcycle, boat, and commercial coverage backed by State Farm. With a locally rooted team, they emphasize personalized service and community focus.

AutoHomeownersRentersLife+5 moreSpanish
Abilene, TX· 12.4 mi
Carriers: State Farm1-2 agents
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M Listed
Melanie Hardy - State Farm Insurance Agent
4.9 · 317 reviews on Google7 yrs in business

Melanie Hardy has dedicated herself to assisting State Farm customers since 2019, offering personalized insurance solutions for families and small businesses across Texas. The agency provides a range of products and emphasizes community service, accessibility, and award‑winning customer care.

AutoBoatCommercial GLHomeowners+4 more
Abilene, TX· 13.2 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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P Listed
Perkins Insurance Agencies, LLC
4.8 · 250 reviews on Google

For over 40 years, we've made it our business to protect what truly matters and we take pride in the fact that we'll always protect yours like they're ours. We build relationships with our clients, local community and industry partners, and are proud to protect Texas and beyond.

AutoCommercial GLFarmHomeowners+2 more
Abilene, TX· 12.1 mi
Carriers: Aegis Security Insurance Company, Aetna Dental Inc. +501-2 agents
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F Listed
Farmers Insurance - James Peters
4.9 · 144 reviews on Google

Licensed insurance agency in Abilene, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Abilene, TX· 13.7 mi
Carriers: Farmers
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R Listed
RGF Insurance Agency, LLc
4.8 · 84 reviews on Google

Licensed insurance agency in Abilene, TX; represents 128 carriers.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Abilene, TX· 9.9 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company +1261-2 agents
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A Listed
American Insurance Agency
4.5 · 71 reviews on Google

American Insurance Agency in Abilene, TX offers a wide range of insurance products, representing over 20 carriers. They provide auto, homeowners, motorcycle, RV, boat, life and health coverage, as well as commercial auto options. The agency emphasizes affordable rates and friendly local service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Abilene, TX· 10.6 mi
1-2 agents
View profile
D Listed
Daniel Salsman Insurance Agency
4.8 · 34 reviews on Google22 yrs in business

Salsman Insurance Agency, founded in 2004, provides independent insurance services for families and businesses, comparing quotes to find the best rates. They specialize in auto, home, life, boat, motorcycle, and flood insurance, offering personalized advice from local agents. Their goal is to make insurance easy and affordable for clients.

AutoBoatCommercial GLFlood+5 more
Abilene, TX· 13.0 mi
1-2 agents
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C Listed
Carlin Insurance
4.8 · 26 reviews on Google

Licensed insurance agency in Abilene, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Abilene, TX· 10.3 mi
License on file (TDI)
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B Listed
Brightway Insurance, The Young Agency
4.8 · 61 reviews on Google

Brightway Insurance connects customers with independent agents offering a range of insurance options through a simple three‑step process: consultation, curated choices, and confidence. They emphasize personalized service and community focus.

AutoHomeownersRentersFlood+6 more
Abilene, TX· 12.7 mi
1-2 agents
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S Listed
Silverthorne Insurance Brokers LLC
4.8 · 41 reviews on Google

Licensed insurance agency in Abilene, TX; represents 114 carriers.

AutoCommercial GLHomeownersRenters+1 more
Abilene, TX· 9.8 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +1121-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.