Umbrella Insurance in Clute, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
24 umbrella insurance agencies in Clute
Within 15 miles of Clute, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial, and motorcycle insurance. They focus on personalized service and work with multiple carriers to find low rates for customers.
Kalen Bailey is a State Farm insurance agent serving Clute, Texas. He has been an agent since 2000 and offers State Farm products such as auto, homeowners, renters, life, and more. His office provides personalized quotes and dedicated customer service.
Adrian Robinson, an Allstate agent in Clute, TX, has been serving the community since 2018. A graduate of Prairie View A&M University, he combines his background in biology with a passion for helping customers manage risk. He emphasizes personal service and community rapport through his agency’s office and team.
Wayne Reitmeyer has been a State Farm agent since 1984 and operating his agency in Lake Jackson since 2001, serving over 2,400 families across Texas. His team focuses on a range of insurance needs including auto, renters, life, flood, windstorm and commercial coverage. They invite customers to call, text or visit for personalized quotes.
Kristy Anders Farmers Insurance serves all of Brazoria County, providing personalized insurance solutions with a focus on home and family protection. The agency leverages over 30 years of industry experience to match customers with affordable coverage that fits their unique needs.
Tim Keefe State Farm offers a full range of insurance products—including auto, homeowners, renters, life, business, flood, motorcycle and boat coverage—to customers throughout Texas and Brazoria County. With 18 years of experience, a 4.9/5 Google rating, and bilingual service in English and Spanish, the agency emphasizes personal relationships and community involvement.
Ai United Insurance offers a range of coverage options including auto, home, renters, and motorcycle insurance, emphasizing fast, easy and affordable online quotes. The agency focuses on simplifying coverage and providing personalized assistance through online forms and representatives.
George Franklin is a State Farm agent in Lake Jackson, TX, serving the community since 1973. He offers a range of insurance products including auto, motorcycle, boat, homeowners, renters, condo and life insurance. The office emphasizes personalized price plans and has over 195 years of combined experience.
Nick Taylor is an Allstate agent in Lake Jackson, TX with over 25 years of experience serving the Greater Houston and Gulf Coast region. The agency offers a broad range of protection products including auto, home, condo, renters, business, life, motorcycle, boat and specialty coverage. They emphasize personalized service and community involvement.
Your Insurance Company is an independent agency in Texas that offers auto, home, renters, and commercial insurance solutions. They partner with Geico and Progressive and emphasize friendly, responsive service to individuals and businesses.
Best Insurance Services, Inc. provides auto, home, and business insurance in Lake Jackson and Bay City, Texas, and also offers coverage for RVs, ATVs, boats, motorcycles, and personal watercraft. They are one of the few local agents that write Progressive and Geico policies for autos, tailoring coverage to each client’s needs.
Brian Lotzenhiser is an Allstate insurance agent in Lake Jackson, TX offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. He holds a 4.5‑star rating based on 234 client reviews.
Apple Insurance Texas offers auto, commercial auto, recreational vehicle, boat and mobile home insurance with free quotes and personalized service, helping drivers with various records and credit situations.
TDECU is a Texas‑based credit union that offers a range of financial services, including life and health insurance options for its members. The institution focuses on helping members protect their future with tailored coverage solutions.
Licensed insurance agency in Lake Jackson, TX; represents 1 carrier.
Licensed insurance agency in Lake Jackson, TX. Contact directly for available products and carriers.
Chris Davies State Farm provides Texas residents with home, auto, homeowners, renters, and life insurance, serving the community for over 21 years and acting as a Brazosport Area Chamber of Commerce State Farm Agent since 2003.
State Farm® insurance agency led by David Hall, serving Angleton, Texas since 1972, offering a range of personal and business insurance products. The office has over 145 combined years of experience and provides service in English and Spanish.
Ware Insurance offers fast, free quotes for auto and homeowners insurance, helping customers compare options quickly and potentially save money.
Fred Loya Insurance offers auto insurance coverage across 12 states with over 800 offices, emphasizing immediate coverage, no credit check, and multiple discounts. The site promotes affordable car insurance and easy online quoting.
The Lindsay Stephens State Farm Agency in Angleton, TX offers a range of personal and small‑business insurance solutions, including auto, homeowners, renters, boat, motorcycle, and life coverage. The agency emphasizes community service, 24‑hour support, and free notary services, and highlights a 5‑star Google rating from 28 reviews.
Licensed insurance agency in Clute, TX; represents 1 carrier.
Ware Insurance is an independently ran insurance agency that prioritizes customers above all else. As an independent agency they work with many highly rated carriers to match clients with the right coverage across property, casualty, and life products. They offer a range of insurance solutions including auto, home, commercial, boat, flood, renters, umbrella, life, annuities, disability and long‑term care.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.