Umbrella Insurance in Fredericksburg, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
13 umbrella insurance agencies in Fredericksburg
Within 15 miles of Fredericksburg, TX. Click any agency to view profile, contact info, and request a quote.
Garrett Insurance Agency, LLC
Garrett Independent Insurance Agency is a family‑owned, independent insurance agency with locations in Texas and Kansas. For over 100 years it has provided commercial and personal insurance solutions to individuals, families, farmers, and businesses, emphasizing integrity, accountability and honesty.
Inszone Insurance Services
Bierschwale-Rees Insurance is an independent agency that has served Gillespie County and the wider Texas area for over 100 years, offering personal and commercial insurance solutions. They provide a range of coverages from auto and homeowners to commercial property and farm & ranch policies.
Keith Stehling Insurance
Providing old time customer service to Fredericksburg and surrounding communities since 1980. Keith Stehling Insurance is a family‑owned, locally operated agency with licensed professionals, serving clients for over 40 years with quality, dependable insurance options.
Farmers Insurance - Sterling Blocker
Farmers Insurance offers auto, home, renters, and life insurance options through this agent locator page.
New York Life
New York Life is the largest mutual insurer in the United States, offering life insurance, long‑term care, disability, investment, retirement and advisory services. With over 12,000 agents and advisors, they provide personalized financial guidance and have been operating since 1845.
Billy Johnson - State Farm Insurance Agent
Billy Johnson is a State Farm insurance agent in Fredericksburg, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance, as well as personal and business coverage. The agency has been serving the community since 1980 and provides 24‑hour after‑hours service by appointment.
Nationwide Insurance: The May Group LLC
Leavitt Group Texas Select is an independent insurance agency affiliated with Nationwide, offering auto, home, life, and small business coverage to clients in Fredericksburg, TX. The agency helps customers review and bundle policies to suit their changing needs.
Gillespie Farm Mutual Insurance Company
Gillespie Farm Mutual Insurance Company, a non‑profit co‑op founded in 1924, specializes in rural and urban property insurance. They emphasize personal service and write coverage for farm implements as well as homes.
Citizens Insurance Agency (Germania Insurance Agency Fredericksburg)
Licensed insurance agency in Fredericksburg, TX; represents 1 carrier.
Texas Risk Partners
Texas Risk Partners is a premier business insurance agency specializing in commercial insurance options, serving the entire state of Texas from offices in San Angelo and Fredericksburg.
Farmers Insurance - Jeff Longino
Licensed insurance agency in Fredericksburg, TX; represents 1 carrier.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Fredericksburg, TX; represents 1 carrier.
GILLESPIE COUNTY FARM BUREAU
Licensed insurance agency in Fredericksburg, TX; represents 1 carrier.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.