Umbrella Insurance in Gainesville, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
22 umbrella insurance agencies in Gainesville
Within 15 miles of Gainesville, TX. Click any agency to view profile, contact info, and request a quote.
Jim Goldsworthy - State Farm Insurance Agent
Jim Goldsworthy is a State Farm insurance agent in Gainesville, Texas, serving North Texas and Southern Oklahoma since 1992. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and focuses on personalized service.
Texas Farm Bureau Insurance - Andy Crenshaw
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Alamo Insurance
Alamo Insurance is a North Texas agency that simplifies and personalizes auto, home, renters, and business insurance, comparing 30+ carriers to find affordable rates. They emphasize bilingual service, same‑day coverage, and a community‑focused approach.
D3 Insurance Group - Gainesville
D3 Insurance Group is a new company, but its combined experience of over 45 years sets it apart. The agency focuses on personalized service through its Discover, Design, Deploy process, offering personal and commercial insurance solutions.
Ken Blanton Insurance Agency
At our insurance agency, we’ll work with you to ensure that you, and those you care about most, are protected. As independent agents we have the freedom to do what's right for you. Serving North Texas & Beyond for 100 Years.
Be Well Benefits
Be Well Benefits, Inc. is a small insurance agency serving Texas and Oklahoma with nearly ten years of experience. The agency focuses on helping families find health insurance plans and offers personalized guidance through its two co‑owner agents.
Bezner Insurance
Bezner Insurance offers auto, motorcycle, boat, homeowners, farm, and life insurance with a focus on personalized service and family values, promising support during clients' trials.
Tanner Petska - Texas Farm Bureau
Licensed insurance agency in Gainesville, TX; represents 78 carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Gainesville, TX; represents 1 carrier.
Texas Farm Bureau: Haynie David
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance across 12 states with over 800 offices, providing same‑day coverage, multiple discounts, and a range of auto policy options.
Hutcherson Insurance Agency
We are an independent insurance agency serving the Gainesville, Texas area, offering personal and business insurance solutions. Our clients receive a dedicated team to address their auto, homeowners, boat, umbrella, and other coverage needs. We also provide commercial lines such as commercial auto, property, and general liability.
Frannie Hesse Insurance
Frannie Hesse is an independent insurance agent specializing in Medicare, commercial, life and health insurance solutions. She works with major insurance companies to provide appropriate coverage for clients across Texas and Oklahoma. She focuses on personalized plans that meet short‑ and long‑term needs.
Rose Insurance Group, LLC
Rose Insurance Group, LLC provides a variety of insurance options such as auto, homeowners, flood, and farm & ranch coverage, emphasizing personalized service and years of experience helping clients. They encourage customers to call (940) 368‑1878 for a direct consultation.
Farmers Insurance - Nick Zwerver Agency
Licensed insurance agency in Gainesville, TX; represents 1 carrier.
Dieter Insurance
Welcome to Dieter Insurance. From business to personal, our expert insurance agents can create policies that cover the most important things in your life. We have years of experience in the insurance industry and a staff of experts.
Mike Haynie - Texas Farm Bureau Insurance
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Wallace Inglish Insurance TX
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance - Diana Cory
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
HY Insurance
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Sharp Edge Insurance
Licensed insurance agency in Gainesville, TX. Contact directly for available products and carriers.
Terrell Insurance Services
Terrell Insurance Services is an independent agency that focuses on employee benefits, health insurance, Medicare and life insurance for individuals and businesses across Texas and Oklahoma. The agency emphasizes personalized service, virtual and phone consultations, and works with major carriers to provide tailored coverage without charging clients directly.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.