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Umbrella Insurance in Godley, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Godley

Within 15 miles of Godley, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 65.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
J Listed
Jennifer Herren - State Farm Insurance Agent
4.9 · 100+ reviews on Google11 yrs in business

State Farm agency serving Godley, TX and surrounding areas, offering auto, homeowners, renters, life, health, pet, and business insurance. Led by State Farm Agent Jennifer Herren since 2015, the team emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cleburne, TX· 1.5 mi
Carriers: State Farm1-2 agents
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C Listed
Crystal Plaster - State Farm Insurance Agent
4.9 · 100+ reviews on Google25 yrs in business

At the Crystal Plaster State Farm Agency, we’re proud to be a trusted insurance resource for individuals, families, and small business owners across Cleburne, TX, and neighboring communities. Since 2001, our office has helped customers navigate their insurance options with clarity, care, and a personal touch that puts relationships first.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Cleburne, TX· 9.6 mi
Carriers: State Farm
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L Listed
Lone Star Insurance Agency
4.9 · 100+ reviews on Google

Lonestar Insurance Agency serves all of Texas from offices in Burleson and Cleburne, offering auto, homeowners and business insurance. Their dedicated staff shops multiple carriers to find the best coverage and provides personalized service for individuals and businesses.

AutoCommercial GLHomeownersRenters+1 more
Burleson, TX· 10.2 mi
Carriers: Allstate, AAA Texas +1
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H Listed
Harmon Insurance Agency

Harmon Insurance Agency is a locally owned agency serving Cleburne and Burleson, Texas, offering personal and commercial insurance including auto, home, renters, health, and life coverage. With over 50 years of combined experience, the team provides personalized service and free quotes.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Cleburne, TX· 1.6 mi
1-2 agents
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M Listed
My Insurance Store
4.9 · 100+ reviews on Google34 yrs in business

My Insurance Store has been protecting individuals and businesses in Texas since 1992, offering personalized insurance solutions for over 34 years. The agency works with multiple carriers to provide auto, homeowners, commercial property, and liability coverage, emphasizing advocacy and knowledgeable service.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Granbury, TX· 9.6 mi
Carriers: ASSURITY LIFE INSURANCE COMPANY, American General Life Insurance Company +491-2 agents
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J Listed
JRC Insurance Agency
4.5 · <100 reviews on Google

Licensed insurance agency in Cleburne, TX; represents 23 carriers.

AutoCommercial GLHomeownersRenters+1 more
Cleburne, TX· 1.3 mi
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company +211-2 agents
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C Listed
Connect Insurance
4.8 · <100 reviews on Google

Connect Insurance Network empowers independent agents and connects clients to a variety of insurance products, offering personal and business coverage with direct market access.

AutoCommercial GLCommercial PropertyHomeowners+5 more
Cleburne, TX· 10.2 mi
License on file (TDI)
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F Listed
Farmers Insurance - Blake Jones
4.8 · <100 reviews on Google

Licensed insurance agency in Cleburne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Cleburne, TX· 8.0 mi
Carriers: Farmers
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A Listed
Angela Warmath: Allstate Insurance
4.9 · 100+ reviews on Google

Angela Warmath is an Allstate insurance agent in Joshua, TX offering auto, home, renters, motorcycle, life, boat and other insurance products. She emphasizes personalized service and financial planning for local families and small businesses.

AutoBoatCommercial GLHomeowners+4 more
Cleburne, TX· 9.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +131-2 agents
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J Listed
Jamye Kelley - State Farm Insurance Agent
4.6 · <100 reviews on Google

Jamye Kelley is a State Farm® insurance agent serving Joshua, Texas. She offers auto, homeowners, renters, and life insurance along with other personal and business coverage. With a BBA in Marketing from Texas Tech and experience as a State Farm fire claims adjuster, she provides 24‑hour contact options and a high‑rated customer experience.

AutoCommercial GLHomeownersLife+2 more
Joshua, TX· 9.5 mi
Carriers: State Farm
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J Listed
Jeremy Quinn - State Farm Insurance Agent
4.4 · <100 reviews on Google22 yrs in business

Jeremy Quinn is a State Farm Insurance Agent in Joshua, Texas, serving the community since 2004 with over thirty years of industry experience. The agency offers Auto, Homeowners, Renters, Life, Motorcycle and Boat insurance, serving English and Spanish speaking customers in the surrounding area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Joshua, TX· 10.4 mi
Carriers: State Farm
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B Listed
Brent Northcutt
4.4 · <100 reviews on Google155 yrs in business

The NAIC supports state insurance regulators and promotes consumer protection, fair competition, and a resilient insurance market across the United States. Established in 1871, it provides standards, research, and regulatory guidance to help maintain strong insurance practices.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 9.7 mi
License on file (TDI)
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F Listed
Farmers Insurance - Sonia Granado
4.8 · <100 reviews on Google

Licensed insurance agency in Cleburne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Cleburne, TX· 9.7 mi
Carriers: Farmers Insurance
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E Listed
Express Employment Professionals
4.6 · 100+ reviews on Google

Express Employment Professionals is a staffing agency that connects job seekers with employers across various industries, offering full‑time, part‑time, and temporary positions.

AutoCommercial GLHomeownersRenters+1 more
Joshua, TX· 9.3 mi
1-2 agents
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C Listed
Cody Garrison - State Farm Insurance Agent
4.8 · <100 reviews on Google30 yrs in business

Cody Garrison State Farm is a locally owned agency in Granbury, Texas offering personalized insurance solutions. The team provides coverage for auto, motorcycle, recreational vehicles, boat, home, renters, farm & ranch, small business, commercial, disability, and life insurance. They emphasize strong customer connections and community involvement.

AutoBoatCommercial GLDisability+6 more
Granbury, TX· 14.0 mi
Carriers: State Farm
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S Listed
Sharon Robinson - State Farm Insurance Agent
4.9 · 100+ reviews on Google35 yrs in business

Sharon Robinson is a State Farm insurance agent based in Burleson, Texas, with over 30 years in the community. She offers a range of insurance products including auto, homeowners, renters, life, boat and motorcycle coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Burleson, TX· 14.6 mi
Carriers: State Farm
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K Listed
Kyle Woods - State Farm Insurance Agent
4.9 · 100+ reviews on Google9 yrs in business

Kyle Woods has been a State Farm agent in Granbury, Texas since April 2017. He focuses on auto, home, life, renters, health and business insurance, and assists with resident relocation to Texas and Oklahoma.

AutoBoatCommercial GLHomeowners+4 more
Granbury, TX· 14.8 mi
Carriers: State Farm
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E Listed
E-Z Pay Insurance
4.4 · 100+ reviews on Google42 yrs in business

E-Z Pay Insurance is an independent agency serving Cleburne and all of Texas, specializing in auto, home, and business insurance. Since 1984 they prioritize peace of mind by helping customers find the best coverage.

AutoCommercial GLHomeownersRenters+1 more
Cleburne, TX· 9.8 mi
1-2 agents
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R Listed
Rapid Fast Income Tax
4.8 · <100 reviews on Google

Rapid Fast Cash Income Tax Services provides professional tax consulting, preparation, audit assistance, and related services such as ITIN applications and notary work. It operates year‑round from offices in Dallas and Cleburne, Texas, offering free consultations and a referral program. The agency emphasizes personalized assistance in both English and Spanish.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Cleburne, TX· 9.9 mi
1-2 agents
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M Listed
Michelle McGhee-Lakeside Insurance Consulting, LLC
4.8 · <100 reviews on Google

Michelle McGhee is a registered nurse with 30 years of experience who now works as an independent insurance broker specializing in Medicare, health, life, and supplemental insurance plans. She offers personalized guidance on Medicare, Marketplace health plans, dental/vision/hearing supplements, and life insurance options, serving clients in Texas and Arkansas.

AutoCommercial GLHomeownersLife+2 more
Granbury, TX· 9.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, American National Insurance Company +181-2 agents
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H Listed
Higginbotham Insurance & Financial Services - Cleburne
4.5 · <100 reviews on Google61 yrs in business

Marshall Young Insurance, now part of Higginbotham, has served Johnson County for over 50 years since 1965, offering personal and business insurance with a focus on relationships, tailored solutions, and protecting individuals, families and businesses.

AutoBoatCommercial GLCommercial Property+5 more
Cleburne, TX· 9.7 mi
1-2 agents
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H Listed
Henslee Insurance Agency, Inc.
4.8 · <100 reviews on Google

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs.

AutoBoatCommercial GLHomeowners+3 more
Cleburne, TX· 10.0 mi
Carriers: AGCS Marine Insurance Company, Affirmative Insurance Company +181-2 agents
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I Listed
Inszone Insurance Services
4.8 · 100+ reviews on Google

Inszone Insurance Services offers a full‑service brokerage covering personal and commercial insurance needs, from home and auto to commercial property and contractor coverage. Their team of expert agents emphasizes personalized service and shopping multiple carriers to find the best rates for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Granbury, TX· 10.5 mi
1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.