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Umbrella Insurance in Granbury, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Granbury

Within 15 miles of Granbury, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 70.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Cody Garrison - State Farm Insurance Agent
4.8 · 90 reviews on Google30 yrs in business

Cody Garrison State Farm is a locally owned agency in Granbury, Texas offering personalized insurance solutions. The team provides coverage for auto, motorcycle, recreational vehicles, boat, home, renters, farm & ranch, small business, commercial, disability, and life insurance. They emphasize strong customer connections and community involvement.

AutoBoatCommercial GLDisability+6 more
Granbury, TX· 2.1 mi
Carriers: State Farm3-5 agents
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K Listed
Kyle Woods - State Farm Insurance Agent
4.9 · 228 reviews on Google9 yrs in business

Kyle Woods has been a State Farm agent in Granbury, Texas since April 2017. He focuses on auto, home, life, renters, health and business insurance, and assists with resident relocation to Texas and Oklahoma.

AutoBoatCommercial GLHomeowners+4 more
Granbury, TX· 2.0 mi
Carriers: State Farm1-2 agents
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S Listed
Simco Insurance
4.7 · 102 reviews on Google43 yrs in business

Simco Insurance is an independent agency based in Texas that offers auto, home, toy, and commercial insurance solutions. Since 1983 the agency focuses on helping customers find affordable coverage and personalized service across the state.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 2.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +351-2 agents
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M Listed
My Insurance Store
4.8 · 15 reviews on Google34 yrs in business

My Insurance Store has been protecting individuals and businesses in Texas since 1992, offering a range of insurance solutions. Their mission is to protect what matters with personalized service and a broad selection of carriers.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Granbury, TX· 0.6 mi
1-2 agents
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J Listed
Jace Foreman - State Farm Insurance Agent
4.8 · 36 reviews on Google17 yrs in business

Jace Foreman is a State Farm insurance agent in Granbury, Texas, offering a range of personal and commercial insurance products. Since founding his agency in 2009, he emphasizes good neighbor service and community involvement. The agency focuses on auto, home, life, health, and commercial coverage for Hood County residents.

AutoCommercial GLHomeownersLife+2 more
Granbury, TX· 2.3 mi
Carriers: State Farm1-2 agents
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P Listed
Patriot Insurance Services
4.8 · 38 reviews on Google

Patriot Retirement Group offers reliable, comprehensive insurance packages from multiple carriers through a local agent. They serve clients seeking personal, home, or auto insurance and provide Medicare planning and retirement services.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 2.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company +671-2 agents
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C Listed
Collier Insurance Group
4.8 · 22 reviews on Google

Collier Insurance Group provides independent insurance services focusing on auto and homeowners coverage, emphasizing personalized customer service and competitive quotes. They help clients compare rates online and select appropriate policies.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 2.4 mi
Carriers: Allmerica Financial Alliance Insurance Company, Allmerica Financial Benefit Insurance Company +341-2 agents
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A Listed
Angela Parker - State Farm Insurance Agent
4.8 · 98 reviews on Google

Angela Parker, a State Farm agent in Granbury, Texas, has been with State Farm for over 30 years and has served as an insurance agent for 16 years. She offers coverage for auto, home, renters, life, and business needs, serving customers throughout the DFW area and the state of Texas, with support in English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Granbury, TX· 4.1 mi
Carriers: State Farm1-2 agents
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B Listed
Brazos Capital Insurance Agency
4.6 · 9 reviews on Google

Brazos Capital Insurance Agency, based in Granbury, TX, provides personalized insurance solutions including auto, homeowners, renters, life, and commercial coverage. They work with multiple carriers to find the best rates and coverage for their clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Granbury, TX· 2.0 mi
Carriers: Belus Insurance1-2 agents
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F Listed
Fred Loya Insurance
3.1 · 12 reviews on Google

Fred Loya Insurance offers auto insurance coverage across 12 states with immediate coverage options, multiple discounts, and a network of over 800 offices.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 2.1 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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J Listed
Justin Insurance
4.6 · 10 reviews on Google35 yrs in business

Justin Insurance, based in Granbury, Texas, specializes in equine mortality and farm & ranch insurance, offering competitive rates and personalized service. Founded in 1991, the agency leverages a team of experienced agents to help clients manage risks associated with equine‑related properties and activities.

AutoCommercial GLFarmHomeowners+2 more
Granbury, TX· 10.9 mi
Carriers: American Family Home Insurance Company, American Modern Home Insurance Company +266+ agents
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G Listed
Goosehead Insurance - Randy Emerson
4.6 · 23 reviews on Google

Goosehead Insurance provides coverage for home, auto, renters, boat, motorcycle, and flood insurance, partnering with over 200 carriers to find the best policies for customers. The agency highlights a mobile app for easy policy management and emphasizes personalized, expert service.

AutoBoatCommercial GLFlood+4 more
Granbury, TX· 2.5 mi
1-2 agents
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J Listed
John Mark Davis - State Farm Insurance Agent
4.8 · 18 reviews on Google30 yrs in business

John Mark Davis is a State Farm insurance agent in Granbury, Texas with over 30 years of experience serving Hood County. He and his team provide a range of personal and commercial insurance products and are active contributors to the local community.

AutoCommercial GLHomeownersLife+2 more
Granbury, TX· 4.9 mi
Carriers: State Farm1-2 agents
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B Listed
Brent Northcutt
4.4 · 28 reviews on Google155 yrs in business

The NAIC supports state insurance regulators and promotes consumer protection, fair competition, and a resilient insurance market across the United States. Established in 1871, it provides standards, research, and regulatory guidance to help maintain strong insurance practices.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 6.1 mi
License on file (TDI)
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I Listed
Inszone Insurance Services
4.8 · 142 reviews on Google

Inszone Insurance Services offers a full‑service brokerage covering personal and commercial insurance needs, from home and auto to commercial property and contractor coverage. Their team of expert agents emphasizes personalized service and shopping multiple carriers to find the best rates for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Granbury, TX· 6.1 mi
3-5 agents
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F Listed
Farmers Insurance - Angela Raines
4.5 · 54 reviews on Google

Licensed insurance agency in Granbury, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Granbury, TX· 4.7 mi
Carriers: Farmers Insurance
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A Listed
Alliance Insurance
4.7 · 3 reviews on Google

Alliance Insurance serves the North Central Texas communities by offering multiple insurance services to fit all your insurance needs. We provide the most competitive rates from Rock‑Solid companies for auto insurance, home insurance, farm and ranch insurance, & commercial insurance.

AutoBoatCommercial GLFarm+5 more
Granbury, TX· 2.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +661-2 agents
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S Listed
Shop My Coverage , PLLC
4.4 · 13 reviews on Google

We at All-Tex Insurance are here to help you. We believe in making your life easier and less stressful, letting you focus on the more important things in life.

AutoHomeownersCommercial GLCommercial Property+5 more
Granbury, TX· 4.8 mi
Carriers: CHA HMO, Inc., Care Improvement Plus South Central Insurance Company +141-2 agents
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B Listed
Better Help Insurance Services
4.8 · 9 reviews on Google

Licensed insurance agency in Granbury, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 1.3 mi
1-2 agents
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B Listed
Bedgood Realty & Insurance Company
4.8 · 8 reviews on Google

Bedgood Realty & Insurance Company is a real estate and insurance brokerage licensed in Texas and Hawaii. They have been active in the Texas real estate market since the mid‑1990s and offer insurance services to Hawaii residents since 2012.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 6.0 mi
1-2 agents
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H Listed
Higginbotham - Granbury
4.7 · 3 reviews on Google

The Granbury office of Higginbotham provides personal insurance, business insurance, employee benefits, HR services, and financial services to the local community.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 3.5 mi
1-2 agents
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E Listed
Enrollment Solutions
4.8 · 1 reviews on Google

Enrollment Solutions is an enrollment staffing company that specializes in employee benefit communication and education services, leveraging a national network of licensed counselors with experience in insurance, brokerage, and benefit consulting.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 3.5 mi
1-2 agents
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J Listed
Johnny T. Harris Insurance
4.8 · 40 reviews on Google

Licensed insurance agency in Granbury, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Granbury, TX· 6.7 mi
License on file (TDI)
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.