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Umbrella Insurance in Horse Shoe Bay, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Horse Shoe Bay

Within 15 miles of Horse Shoe Bay, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 101.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
R Listed
Ross Insurance Group LLC
4.8 · <100 reviews on Google

Ross Insurance Group LLC is a Texas‑based agency offering a range of personal and commercial insurance options, emphasizing online quoting and bundled savings.

AutoBoatCommercial GLCommercial Property+5 more
Fort Cavazos, TX· 1.8 mi
License on file (TDI)
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S Listed
Shane Stewart - State Farm Insurance Agent
4.8 · <100 reviews on Google24 yrs in business

Shane Stewart has been providing insurance and financial services in Marble Falls and the Highland Lakes area since 2002. He offers auto, homeowners, life, and other insurance products, and his team serves customers throughout Burnet County with English and Spanish language support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Marble Falls, TX· 6.6 mi
Carriers: State Farm
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway is an insurance retailer that offers a range of products such as auto, homeowners, renters, life, motorcycle and boat insurance. The site provides phone numbers for quotes (800‑777‑5620) and assistance (888‑443‑4662) and links to its social media profiles.

AutoBoatCommercial GLHomeowners+4 more
Marble Falls, TX· 5.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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G Listed
Galloway Insurance
4.6 · <100 reviews on Google

Galloway Insurance is a relationship‑based agency serving the Highland Lakes region and the entire state of Texas from three locations in Marble Falls, Horseshoe Bay, and Burnet. They provide personal and commercial insurance solutions, emphasizing long‑term relationships and comprehensive needs analysis.

AutoBoatCommercial GLCommercial Property+5 more
Marble Falls, TX· 1.1 mi
1-2 agents
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W Listed
Whitman Insurance Agency
4.8 · <100 reviews on Google35 yrs in business

Whitman Insurance Agency, based in Marble Falls, TX, offers a range of personal and commercial insurance solutions, emphasizing personalized service and community roots. They provide home, auto, renters, farm, and various commercial coverages, aiming to protect assets and give peace of mind.

AutoCommercial GLCommercial PropertyFarm+3 more
Leander, TX· 7.0 mi
License on file (TDI)
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B Listed
Brick Insurance Agency Inc.
4.8 · <100 reviews on Google

At Brick Insurance, we are dedicated to providing comprehensive personal and business insurance solutions tailored to protect what matters to you most. Our team of experienced professionals is committed to understanding the unique risks faced by businesses in diverse industries and delivering customized insurance plans that offer peace of mind.

AutoCommercial GLEarthquakeFlood+4 more
Marble Falls, TX· 7.2 mi
Carriers: American Economy Insurance Company, American Mercury Insurance Company +261-2 agents
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S Listed
Salem Insurance
4.6 · <100 reviews on Google20 yrs in business

Salem Insurance is an independent agency in the Texas Hill Country offering auto, homeowners, and commercial insurance solutions. They represent multiple carriers to provide personalized coverage for individuals and businesses.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 6.8 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +691-2 agents
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M Listed
Mike Atkinson - State Farm Insurance Agent
4.7 · <100 reviews on Google45 yrs in business

Mike Atkinson is a State Farm® insurance agent serving Marble Falls, Texas. The agency offers a range of personal and commercial insurance products and maintains a 4.7/5 rating on Google from 26 reviews. Office hours are listed with after‑hours appointments available by call or text.

AutoBoatCommercial GLHomeowners+4 more
Marble Falls, TX· 6.5 mi
Carriers: State Farm1-2 agents
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H Listed
Home Instead
4.8 · <100 reviews on Google32 yrs in business

Home Instead provides in‑home senior care services in Marble Falls, TX, offering assistance with mobility, daily tasks, memory care and 24‑hour support. The agency emphasizes personalized care plans and rapid response, with many clients receiving help within 48 hours.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 7.0 mi
1-2 agents
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M Listed
Mercedes McCloughan: Allstate Insurance
4.7 · <100 reviews on Google

Mercedes McCloughan runs an award‑winning Allstate agency in Marble Falls, TX, known for high customer‑service ratings and community involvement. The agency offers a range of personal insurance products and has been recognized as the best insurance company in the area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Marble Falls, TX· 7.3 mi
Carriers: Allstate1-2 agents
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H Listed
Highland Lakes Title Co
4.8 · <100 reviews on Google45 yrs in business

Highland Lakes Title is a Texas‑based title insurance agency that has been serving the Hill Country for over 45 years, handling residential, commercial, ranch, resort, land development, refinancing, home equity and reverse mortgage transactions. The co‑owners are attorneys who oversee operations, and the company maintains sovereign title plants in Burnet and Llano counties. They emphasize fast, courteous service and partner with prominent underwriters to ensure secure closings.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 6.5 mi
1-2 agents
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G Listed
Grissom Insurance Group LLC
4.9 · 100+ reviews on Google

Grissom Insurance Group is a family‑owned independent agency with offices in Cedar Park and Kingsland, Texas, offering a range of insurance solutions. They focus on personalized service, working directly with agents to provide auto, home, life, umbrella, boat, motorcycle and renters coverage.

AutoBoatCommercial GLHomeowners+4 more
Burnet, TX· 9.4 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +411-2 agents
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L Listed
Lentz-Gann Insurance Agency
4.8 · <100 reviews on Google52 yrs in business

Lentz Gann Insurance Agency, a family‑owned business operating since 1974, provides a range of personal and commercial insurance solutions throughout Texas. They emphasize local relationships, a wide choice of carriers, and personalized guidance for individuals, contractors, and businesses.

AutoCommercial GLCommercial PropertyFlood+3 more
Burnet, TX· 9.4 mi
Carriers: American Economy Insurance Company, Atlantic Capital Life Assurance Company +441-2 agents
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A Listed
A-MAX Auto Insurance
4.2 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400 plans. It offers affordable protection for cars, homes, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Marble Falls, TX· 7.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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W Listed
Watkins Insurance Group
4.8 · <100 reviews on Google

Watkins Insurance Group is a privately owned agency based in Austin, TX that offers customized business and personal insurance solutions. Their team uses data‑driven insights and technology to assess risks, recommend coverage, and advocate for clients throughout the insurance process.

AutoBoatCommercial GLCommercial Property+3 more
Marble Falls, TX· 7.5 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AIG Assurance Company +3921-2 agents
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A Listed
Allstate Personal Financial Representative: Jacqueline Beasley

Allstate is a nationwide insurance carrier offering auto, homeowners, and life insurance. Their Texas agents assist customers with personal insurance needs and provide resources for vehicle safety and home maintenance.

AutoCommercial GLHomeownersLife+2 more
Marble Falls, TX· 7.4 mi
Carriers: Allstate
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G Listed
Galloway Insurance
4.5 · <100 reviews on Google

Galloway Insurance is a relationship‑based agency serving clients across the Highland Lakes and the entire state of Texas from three locations in Marble Falls, Horseshoe Bay, and Burnet. They provide personal and commercial insurance solutions, emphasizing comprehensive analysis and long‑term relationships with both clients and insurance companies.

AutoBoatCommercial GLCommercial Property+5 more
Marble Falls, TX· 6.5 mi
1-2 agents
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E Listed
Edwards Risk Management, Inc
4.5 · <100 reviews on Google34 yrs in business

Since 1992, Edwards Risk Management, Inc. (ERMI) has provided risk management services for the education and public sectors. The agency is transitioning to INSURICA, leveraging its resources while maintaining personalized client service.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 7.4 mi
1-2 agents
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R Listed
Reyes Larson Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Marble Falls, TX; represents 16 carriers.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 7.4 mi
Carriers: American Economy Insurance Company, Dairyland County Mutual Insurance Company of Texas +141-2 agents
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W Listed
Whiteside Insurance Agency, LLC
4.7 · <100 reviews on Google42 yrs in business

Whiteside Insurance is a family‑owned agency serving the Hill Country since 1984, offering personal and commercial coverage. They emphasize personalized service, shopping multiple top carriers to find the best value for families and businesses. The office is located on Highway 71 in Spicewood, Texas.

AutoHomeownersRentersLife+4 more
Marble Falls, TX· 13.9 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, Aetna Dental Inc. +341-2 agents
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F Listed
Farmers Insurance - Kathleen Elders
4.8 · <100 reviews on Google

Licensed insurance agency in Marble Falls, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Marble Falls, TX· 6.6 mi
Carriers: Farmers1-2 agents
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T Listed
Texas Farm Bureau Insurance Company
3.8 · <100 reviews on Google

Licensed insurance agency in Marble Falls, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 7.0 mi
1-2 agents
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M Listed
Moore Terri

Licensed insurance agency in Marble Falls, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Marble Falls, TX· 7.0 mi
License on file (TDI)
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Horse Shoe Bay