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Umbrella Insurance in Palmhurst, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Palmhurst

Within 15 miles of Palmhurst, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 369.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Affordable Health Insurance Agency, LLC | Tomas Sanchez
4.9 · 100+ reviews on Google

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Mcallen, TX· 5.7 mi
License on file (TDI)
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Mcallen, TX· 6.8 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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E Listed
e&e Insurance Agency
4.8 · <100 reviews on Google16 yrs in business

E&E Insurance Agency is a local, multi‑line insurance agency serving South Texas since 2010. They help families and individuals find personal and business coverage by shopping multiple providers on their behalf. Their mission is to provide the best service and a wide range of affordable plans.

AutoCommercial GLHomeownersLife+2 more
Mission, TX· 5.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +341-2 agents
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R Listed
Raymond Longoria Insurance
4.9 · 100+ reviews on Google

Raymond Longoria Insurance is a full‑service independent agency headquartered in Mission, Texas, serving the Rio Grande Valley and surrounding areas. They offer personal insurance (auto, home, renters, boat), commercial coverage for businesses and farms, and Medicare options, emphasizing local service and flexible carrier choices. Their mission is to simplify insurance and provide personalized, trustworthy guidance.

AutoBoatCommercial GLCommercial Property+4 more
Mission, TX· 5.0 mi
Carriers: Cypress Property & Casualty Insurance Company, GEICO County Mutual Insurance Company +11-2 agents
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A Listed
Abelardo Ramirez-Meda: Allstate Insurance
4.9 · 500+ reviews on Google27 yrs in business

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 8.4 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +35
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P Listed
Pronto Insurance
4.7 · <100 reviews on Google

Pronto Insurance offers affordable, fast, and reliable coverage across Texas. They specialize in auto, home, renters, and business insurance while partnering with over 30 carriers to find the best protection at the lowest price.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Mcallen, TX· 4.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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T Listed
Tannya Lopez: Allstate Insurance
4.9 · 100+ reviews on Google

Tannya Lopez leads an Allstate agency in Mission, TX that focuses on building long‑term relationships by offering personalized insurance solutions. The agency provides a wide range of products and bilingual service in English and Spanish to meet the community’s needs.

AutoHomeownersRentersMotorcycle+4 moreSpanish
Mission, TX· 5.1 mi
Carriers: Allstate1-2 agents
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S Listed
Saenz Insurance Brokers
4.8 · <100 reviews on Google15 yrs in business

Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Mission, TX· 6.5 mi
Carriers: AllState, Progressive +2
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A Listed
A-MAX Auto Insurance
4.6 · <100 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mcallen, TX· 5.2 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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R Listed
Robert Elizalde - State Farm Insurance Agent
4.9 · 500+ reviews on Google21 yrs in business

Robert Elizalde is a State Farm insurance agent serving the Edinburg, McAllen and Mission, TX area. With over 21 years as a State Farm agent and a combined 65 years of agency experience, the office offers a range of personal and business insurance products. The team emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 6.7 mi
Carriers: State Farm1-2 agents
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B Listed
Brenda Gomez: Allstate Insurance
4.9 · 100+ reviews on Google12 yrs in business

Brenda Gomez has been serving the McAllen, TX area since 2009 and opened her Allstate agency with her husband in September 2014. The agency offers a range of insurance products, provides bilingual service in English and Spanish, and is active in local charitable outreach.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 6.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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F Listed
Freeway Insurance
4.8 · <100 reviews on Google

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage. They provide online quotes and phone support through toll‑free numbers for customers across the United States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mission, TX· 4.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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A Listed
A-MAX Auto Insurance
4.5 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Mission, TX· 5.4 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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U Listed
Univista Insurance
4.9 · 100+ reviews on Google

Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Mcallen, TX· 7.0 mi
1-2 agents
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M Listed
Madrinas Insurance Rio Grande Valley
4.9 · 1,000+ reviews on Google

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

AutoCommercial GLHomeownersLife+2 moreSpanish
Edinburg, TX· 7.6 mi
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company +621-2 agents
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A Listed
Amtex Insurance
4.9 · 100+ reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 10.0 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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M Listed
Myriam Guerra: Allstate Insurance
4.8 · 100+ reviews on Google

Our family has operated an Allstate Agency in Weslaco for over 25 years, helping customers with home, auto, life, and other insurance needs. We are a family‑oriented business that treats employees and customers like family and offers professional service and solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 8.4 mi
Carriers: Allstate
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A Listed
Amte Insurance
4.9 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick, comprehensive coverage. Since its founding, the agency has dedicated itself to reliable, community‑focused insurance solutions.

AutoCommercial GLHomeownersMotorcycle+2 more
Edinburg, TX· 9.8 mi
License on file (TDI)
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F Listed
Fred Loya Insurance
4.7 · <100 reviews on Google

Fred Loya Insurance offers auto insurance coverage across 12 states with more than 800 offices, providing policies such as liability, comprehensive, collision, medical payments, and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Mission, TX· 5.1 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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I Listed
Iglesias Insurance McAllen
4.8 · <100 reviews on Google

Iglesias Insurance Brokers provides auto, general liability, homeowners, commercial, and life insurance solutions to individuals and businesses in Texas. As independent agents, they work with multiple carriers to find the right coverage for each client. Their dedicated staff focuses on building solid relationships through practical solutions and excellent service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Mcallen, TX· 5.7 mi
1-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
San Juan, TX· 11.0 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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S Listed
Sergio Pena - State Farm Insurance Agent
4.8 · <100 reviews on Google19 yrs in business

Sergio Pena State Farm serves the Mission, Texas community offering a full range of insurance products. With over 15 years of experience and an agency opened in 2007, the team focuses on auto, home, renters, life, motorcycle and boat coverage. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mission, TX· 6.7 mi
Carriers: State Farm1-2 agents
View profile
J Listed
Jerry Saenz - State Farm Insurance Agent
4.7 · <100 reviews on Google52 yrs in business

Jerry Saenz is a State Farm insurance agent serving Mission, TX, offering a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle, and commercial coverage. The agency provides online quotes, billing, and claims support, and serves English and Spanish speaking customers.

AutoCommercial GLHomeownersLife+3 moreSpanish
Mission, TX· 5.6 mi
Carriers: State Farm1-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in Palmhurst